Small Biz Capital

Small Biz Capital Helping Canadian entrepreneurs secure business financing for growth, acquisitions, equipment & working capital.
πŸ“Canada-wide
πŸ“© Apply online today
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Small Biz Capital helps Canadian entrepreneurs access financing solutions for business growth, equipment purchases, working capital, acquisitions, and expansion projects. We work with businesses across Canada to help navigate the financing process with professional guidance and tailored funding solutions.

Up to $1.15 million in government-guaranteed loans may be available under the Canada Small Business Financing Program, s...
07/15/2026

Up to $1.15 million in government-guaranteed loans may be available under the Canada Small Business Financing Program, subject to eligibility and lender approval.

A restaurant may need financing to start, grow, renovate, or handle higher customer demand.

Common restaurant financing needs may include:

βœ” Kitchen equipment
βœ” Leasehold improvements
βœ” Dining area renovations
βœ” Opening inventory
βœ” Expansion or setup costs

A strong financing request helps lenders understand how the funds will be used, how the restaurant plans to generate revenue, and how repayment may be supported.

Whether you are opening a new restaurant or expanding an existing one, the plan should be clear, organized, and realistic.

πŸ“© Let’s talk about your restaurant business goals. Send us a message.

🌐 http://smallbizcapital.ca

Up to $1.15 million in government-guaranteed loans may be available under the Canada Small Business Financing Program, s...
07/08/2026

Up to $1.15 million in government-guaranteed loans may be available under the Canada Small Business Financing Program, subject to eligibility and lender approval.

Wondering if your business may qualify?

The Canada Small Business Financing Program is designed to help eligible small businesses and start-ups operating in Canada access financing through participating financial institutions.

Basic eligibility may include:

βœ” Operating in Canada
βœ” Start-up or existing small business
βœ” Gross annual revenues of $10 million or less
βœ” Most industries eligible, except farming businesses
βœ” Final approval determined by the lender

The program is delivered through banks, credit unions, and caisses populaires. Each lender reviews the business proposal and makes the final lending decision.

πŸ“© Questions about business loan eligibility? Message us today.

🌐 http://smallbizcapital.ca

Up to $1.15 million in government-guaranteed loans may be available under the Canada Small Business Financing Program, s...
07/01/2026

Up to $1.15 million in government-guaranteed loans may be available under the Canada Small Business Financing Program, subject to eligibility and lender approval.

Buying an existing business can be a major opportunity, but lenders usually want to understand the full acquisition plan before reviewing the request.

Important financing considerations may include:

βœ” Business purchase price
βœ” Included equipment
βœ” Leasehold updates
βœ” Transition costs
βœ” Working capital needs

A stronger financing request helps lenders understand the buyer’s experience, the business financials, the purpose of the funds, and the repayment strategy.

The clearer the acquisition plan, the easier it is for lenders to review the opportunity.

πŸ“© Thinking about buying a business? Message us to discuss your financing goals.

🌐 http://smallbizcapital.ca

Up to $1.15 million in government-guaranteed loans may be available under the Canada Small Business Financing Program, s...
06/25/2026

Up to $1.15 million in government-guaranteed loans may be available under the Canada Small Business Financing Program, subject to eligibility and lender approval.

Starting a retail business can involve several upfront costs before the store is ready to open.

Common startup needs may include:

βœ” Store fixtures and shelving
βœ” Point-of-sale systems
βœ” Leasehold renovations
βœ” Equipment purchases
βœ” Opening inventory setup

A well-structured financing request helps lenders understand what the funds will be used for, how the business plans to generate sales, and how repayment may be supported.

The clearer the plan, the easier it is for lenders to understand the opportunity.

πŸ“© Planning a new retail business? Message us to discuss your financing goals.

🌐 http://smallbizcapital.ca

Up to $1.15 million in government-guaranteed loans may be available under the Canada Small Business Financing Program, s...
06/21/2026

Up to $1.15 million in government-guaranteed loans may be available under the Canada Small Business Financing Program, subject to eligibility and lender approval.

Opening a medical clinic requires more than finding the right location. The project may involve significant upfront costs, including:

βœ” Diagnostic and medical equipment
βœ” Examination-room construction
βœ” Leasehold and accessibility improvements
βœ” Clinic technology and operating systems

A well-structured financing request should clearly connect the project costs, expected patient capacity, business plan and repayment strategy.

Proper preparation helps lenders understand how the clinic will operate and how the requested funds will support its launch.

πŸ“© Planning a new medical clinic? Message us to discuss your financing goals.

🌐 http://smallbizcapital.ca

Up to $1.15 million in government-guaranteed loans may be available under the Canada Small Business Financing Program, s...
06/17/2026

Up to $1.15 million in government-guaranteed loans may be available under the Canada Small Business Financing Program, subject to eligibility and lender approval.

Starting a beauty spa can require significant upfront investment before the doors even open.

Common startup costs may include:

βœ” Spa equipment purchases
βœ” Treatment room setup
βœ” Renovations and build-outs
βœ” Interior design and dΓ©cor
βœ” Opening inventory

A well-structured financing request helps lenders understand what the funds will be used for, how the business will operate, and how the loan may support the launch of the business.

The stronger the plan, the easier it is for lenders to understand the opportunity.

πŸ“© Questions about business loans or financing? Send us a message.

🌐 http://smallbizcapital.ca

Up to $1.15 million in government-guaranteed loans may be available under the Canada Small Business Financing Program, s...
06/15/2026

Up to $1.15 million in government-guaranteed loans may be available under the Canada Small Business Financing Program, subject to eligibility and lender approval.

Opening a second location can be an exciting growth step β€” but lenders usually want to see a clear plan before reviewing the request.

Important financing considerations may include:

βœ” Leasehold improvements
βœ” Equipment and setup costs
βœ” Expansion planning
βœ” Cash flow impact
βœ” Clear repayment strategy

A stronger application helps lenders understand why the second location makes sense, how the funds will be used, and how the business plans to support repayment.

Growth is easier to explain when the financing request is clear, organized, and well-structured.

πŸ“© Questions about business loans or financing? Send us a message.

🌐 http://smallbizcapital.ca

Up to $1.15 million in government-guaranteed loans may be available under the Canada Small Business Financing Program, s...
06/12/2026

Up to $1.15 million in government-guaranteed loans may be available under the Canada Small Business Financing Program, subject to eligibility and lender approval.

When a business is growing, lenders want to understand more than just the amount being requested.

They usually want to see a clear, well-supported business case.

Important details may include:

βœ” Clear use of funds
βœ” Organized financial documents
βœ” Realistic cash flow and repayment plan
βœ” A practical growth strategy
βœ” A clear explanation of how the loan supports the business

A stronger application helps lenders better understand the opportunity, the business need, and how the financing may support growth.

Preparation matters before you apply.

πŸ“© Questions about business loans or financing? Send us a message.

🌐 http://smallbizcapital.ca

06/10/2026

Many business loan applications do not get declined right away β€” they stall because lenders need more clarity.

Common reasons include:

βœ” Unclear use of funds
βœ” Incomplete documents
βœ” Weak cash flow explanation
βœ” No clear repayment plan
βœ” Slow follow-up after lender requests

A stronger application is clear, organized, and well-structured.

That helps lenders better understand the business need, how the funds will be used, and how repayment may be supported.

Preparation matters before you apply.

πŸ“© Questions about business loans or financing? Send us a message.

🌐 http://smallbizcapital.ca

Up to $1.15 million in government-guaranteed loans may be available under the Canada Small Business Financing Program, s...
06/08/2026

Up to $1.15 million in government-guaranteed loans may be available under the Canada Small Business Financing Program, subject to eligibility and lender approval.

Yes β€” established businesses may still qualify.

Many business owners assume these types of business loans are only for startups, but established businesses may also be eligible depending on the situation.

Common examples may include:

βœ” Equipment purchases
βœ” Leasehold improvements
βœ” Business expansion
βœ” Purchasing an existing business

The key is having a clear, well-structured request that helps lenders understand the business need, the purpose of the funds, and the repayment plan.

Questions about business loans for your business? Send us a message.

🌐 http://smallbizcapital.ca

Address

75 East Beaver Creek Road, Unit 13
Richmond Hill, ON
L4B1B8

Opening Hours

Monday 9:30am - 5pm
Tuesday 9:30am - 5pm
Wednesday 9:30am - 5pm
Thursday 9:30am - 5pm
Friday 9:30am - 5pm

Telephone

+16478129831

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