Ian Johnston - Mortgage Planning & Private Lending

05/17/2025

If you're in a tight situation and are struggling to understand the options available to you, you're far from the only one. Luckily, that's my expertise! 😉
I can help you ease the financial pressure being put on you and your family and free up cash-flow, letting you save for the more fun things in life. Contact my office today to get started! SEND MESSAGE WITH YOUR QUESTIONS 😁

Call now to connect with business.

10/24/2023

Yes

The number of people in Canada struggling to make mortgage payments has doubled since March according to a new study.

07/04/2023

Permanent residents are eligible for a typical mortgage with 5% minimum down. If you have limited credit or are not a permanent resident, you require a minimum down payment of 15%. This includes 5% on the first $500,000, with 10% on the remaining amount. Several ‘New to Canada’ mortgage programs are available through CMHC, Sagen™ and Canada Guaranty, which can assist in getting a home

03/26/2023

https://www.msn.com/en-ca/money/other/1-8-million-canadian-renters-can-get-an-extra-500-from-the-gov-t-the-deadline-is-approaching/ar-AA15bSpu?ocid=msedgntp&cvid=bcc5103dccea471b98979c21a04b4292

Here's who qualifies for the one-time top-up to the Canada Housing Benefit.

02/01/2022

Time will tell

The era of ultra-low pandemic interest rates, which has helped drive Canadian home prices to all-time highs, may be coming to end. Many economists anticipate that the Bank of Canada will begin hiking its benchmark overnight rate as early as today, ushering in a pricier borrowing environment with pot...