Sandy Gao, PFP - Senior Investment and Retirement Planner

10/28/2024

Has investing ever felt too intimidating? Portfolio solutions are managed by a team of investment professionals so that you don't have to make all the decisions. Learn more:

06/14/2023

With the recent interest hike, bank has also increased deposit rates on savings account and term deposits, for one year term we offer as high as 5.1% for one year fixed Canadian dollar and 5.25% for on year fixed US dollar. Some additional preferred rate can also be offered to new clients. Ask me directly for details!

05/28/2023

How near are we to recession? What are the broader impacts of higher interest rates? This month, Chief Economist Eric Lascelles dives into the key economic forces that could shape the rest of the year. Watch the webcast here:

10/07/2019

My client often ask me what is a certified financial planner? My job is to help you to see the big picture and set long and short-term life goals — a crucial step in mapping out your financial future. Here are some common questions I can help you answer:
•When can I retire?
•How do I pay for my kids’ college expenses?
•What do I do if I receive an inheritance or life insurance proceeds?
•What if I change careers and have an employer concentrated stock position?
•What should I do when I sell a business, a property or other asset and need help with the proceeds?
•How can I help parents or grandparents who need help with their finances?
•How do I simplify my finances and make my money work for me?
• Is my current investment working for me and my families? Can I do better with fees?

I am also privileged to work with the largest financial institution in Canada, please feel free to connect if I can be at your service.

10/06/2019

Sincere thanks to my supportive family, friends and business partners,I am very fortunate working for this amazing organization;2019 was a blessing for me already, I look forward to an even better 2020!

07/16/2017

Learn about one of the most effective ways to control the distribution of your wealth to family members and other beneficiaries

Planning ahead to transfer your wealth? Find out what you need to know about testamentary trusts.

04/05/2017

Where are homeowners feeling the most stretched? Learn more in the latest Housing Trends and Affordability Report.

Overall stability masked diverging regional trends: housing affordability deteriorated in Toronto and other parts of Southern Ontario, while it eased in Vancouver for the first time in more than three years.

04/01/2017

The shift from saving to spending to pay for the things you need when you retire is tough. These tips can help you:

Check out this article from RBC Global Asset Management’s Retirement Resource Centre http://www.rbcgam.com/retirement-hub/retirement-income...

03/13/2017

8 things you need to know about your TFSA to maximize your money

'I remember when you just had $5,000 and you really couldn't do anything with them'

03/12/2017

6 common Financial Planning FAQs. What are yours?

Financial planning is a process that sets you on a course toward
achievement of your life goals through the proper management of your
financial affairs.