Karel Pelletier, PFP - Scotiabank Financial Planner

03/04/2026

Retirement today is about sustainable income, not a magic number. Greg Sweet, Managing Director, Investment Advice, talks with Daryl Diamond, Chief Retirement Income Strategist at Dynamic, about today's retirement realities.

scotiafunds.com

02/06/2026

The March 2nd RRSP deadline is almost here. Maximize your retirement savings and reduce your tax bill — see how to get the most from your RRSP.

scotiawealthmanagement.com

01/23/2026

theglobeandmail.com

11/25/2025

Did you know Canadians with a financial plan feel more confident about their financial situation? Discover 5 ways a financial plan can help you. Celebrate Financial Planning Week with a comprehensive financial plan if you don't have one or review your plan to ensure you're still on track to meet your goals if you do—I'm here to help. https://bit.ly/4og6klj

11/19/2025

It's Financial Planning Week and I wanted to remind everyone of what investors are saying about working with their advisors. A written financial plan is a roadmap to support a more secure financial future—helping you achieve your most important goals, plan for the unexpected and bring you peace-of-mind. Here's how you can make the most of working with a financial advisor. https://bit.ly/3LDZzMo

10/21/2025

Portfolio Manager Wes Blight unpacks market highs, rate shifts and the impact of AI, trade, and global trends.

scotiafunds.com

10/11/2025

10/10/2025

💡 When's the best time to start your financial or retirement plan?

If you're waiting for the "perfect moment" — higher income, paid-off debts, or a more stable market — you're not alone. Many people delay planning because they believe they'll be better prepared later.

But the truth is simple:
👉 The best time to start was yesterday.
👉 The second-best time is today.

Financial planning isn't about predicting markets — it's about taking control of what you can, right now.

Whether you're just starting your career or approaching retirement, small, consistent actions today can make a world of difference tomorrow.

A clear plan gives you direction, confidence, and the freedom to enjoy life — not just work for it.

If you've been thinking, "I'll start once I'm ready," — this might be your sign that you already are.
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Question for you:
What was the moment that made you realize it was time to get serious about your financial future? 💬

09/26/2025

Missing just 20 of the market's best days over a 10-year period could reduce your returns by 50%. It's a powerful reminder that long-term investing is often about consistency, not timing.

Read the full article for more timeless tips on managing market ups and downs

scotiabank.com