Jessica Reddekopp - Your Finance Girl

05/12/2026

Too many people buy things to impress people they don't even like. And they end up drowning in debt because of it.
Make sure you're purchasing items for your own enjoyment, not to just impress other people.
Ask yourself "If I was literally the only human being on this planet would I still even want this? Or am I buying this because I want to look or appear a certain way to my friends, neighbours, family, or followers?"

05/12/2026

If you're spending $15/day on lunches 5 days a week, that's $3900 total spent on lunches in a year.

You're not too broke to travel - you just don't like making sandwiches. 🥪

05/05/2026

🚨 Most Canadians leave tens of thousands on the table with CPP… just by choosing the wrong start date.

You can start Canada Pension Plan as early as 60…
or delay it all the way to 70.

That’s a 10-year decision window that can make a MASSIVE difference in your retirement income.

💬 Comment “CPP”
and I’ll send you a simple breakdown to help you decide the best time to take it

Here’s what you need to know in the comments👇

05/04/2026

Stop guessing where to put your money - it's time for clarity and for you to make some INFORMED decisions.

Your future self will thank you and it's NOT as hard as you think.

05/03/2026

💰 Financial happiness isn’t found by saving every penny for the future, or by spending every cent in the now. 🚘 🤑

It lives in the middle, where you enjoy today while still building tomorrow. 🧘 🧘‍♀️

I personally feel like I've found it and it's lovely. 🥰

If you'd like, I'd be willing to help guide you, too.

04/04/2026

💸 WHEN WAS THE LAST TIME YOU CHECKED WHERE YOUR MONEY IS LEAKING?

Most people don’t realize how much they’re losing every single month on things they don’t even use, overpay for, or forgot about.

Now here’s the good news 👇
📢 The new CRTC ruling means Canadians can switch phone and internet providers WITHOUT paying extra fees to activate, change, or cancel.

That means:
✔ No more getting stuck in bad plans
✔ No more paying penalties just to save money
✔ More control over your monthly expenses

💡 This is your opportunity to plug the leaks.

If we could find an extra $50–$100+ per month in your budget without changing your lifestyle… would that matter?

👉 Take the 5-Minute Budget Leak Audit and see where your money is slipping through the cracks.

Drop “AUDIT” below or send me a message and I’ll walk you through it. :)

03/20/2026

There are SO MANY federal benefits available to individuals with disabilities in Canada. One of them is called the Canada Disability Benefit. This one is newer and you can find out if you are eligible for up to $200/month ($2400/year) in benefits.

Here is a free calculator to find out if you or your loved one qualify:

The Canada Disability Benefit Estimator is a tool to find out how much money you could get from the Canada Disability Benefit. This is not the application for the benefit.

03/17/2026

Not all term life insurance policies are equal. Know the important differences and what to look for in order to protect your loved ones 👇.
You have options and there are custom plans out there which are more suitable for you.

03/15/2026

Things are happening in the world ... as a result, markets have gone down a bit - should you pull your investments? 🤔

Well, let's ask ourselves this: If we own a house and the housing market crashes, do we get eagerly excited to sell while the value of our homes are down? Why not? Or is that perhaps the smart opportunity to buy?

If we don't sell the house when the market is down, have we actually "lost" our money? Why not?

Answer: Because you still OWN it. Only the value has temporarily gone down.

Believe it or not, but the housing market fluctuates a LOT, we just don't get quarterly statements showing us the value - but overtime we see the values of our properties going up.

Your investment accounts are the same. :)

History tells a story - watch this:

https://www.facebook.com/share/v/1arRat2R8o/

02/25/2026

Bull vs. Bear Market 🐂🐻 📈📉

Eleven years ago, I had no idea what it meant.
I just heard the finance gurus talking about it and thought, “Okay… sounds important.”

Now? I'm rocking a shirt that I found and teaching every client of mine about it.

Here’s the simple breakdown:

🐻 Bear Market = Market correction. Slower season. Think hibernation.
🐂 Bull Market = Charging ahead. Growth. Momentum. Markets climbing.

Smart investing rules to live by:

1. Add money in a bear market.
That’s when investments are essentially “on sale” - like Boxing Week or Black Friday for your future!

2. Sell in a bull market - and only if you actually NEED the money.

Wealth isn’t built by timing every headline.
It’s built by consistency through every season.

And the people (including my clients) who understand that win long term.