Lenton Financial Inc

12/16/2024

Rouleau Rumble…. That’s a wrap! Sponsored my nephews hockey tournament for the weekend. I give credit to rink attendants, refs, coaches, parents and the players. It was a long 48 hours for me but it was an entirely new experience! Running the tournament to make sure it ran as smooth as possible was a challenge, it was accepted and completed! It was great meeting so many new people and feeling apart of the community… let’s be honest hockey is a huge part of the Saskatchewan community and I am glad to be a part of it! Congrats to the first, second and third place teams. Best of luck for the rest of the year to all the teams that came, you played hard every game. I was cheering for all of you!

11/11/2024

As the 11th hour of the 11th day of the 11th month passes please take a moment to reflect on all those that have served not just in WW1 but to all those that lost their lives serving so we can have our freedom.

10/23/2024

The Bank of Canada delivered an oversized interest rate cut of half a percentage point on Wednesday, focusing now on boosting the Canadian economy amid signs inflation is well under control. Hopefully these lower rates will help reduce stress on the tight budgets many are facing. Do you have questions on how to save more, contact me anytime!

10/17/2024

Succession planning, know your options.
Let's start talking!

If you and your family own a farm, read this article to learn about tax-efficient strategies for transferring your estate to the next generation.

10/02/2024

Have you purchased a house? Did you buy the mortgage insurance through the bank or mortgage broker?? Did you know that you can get better coverage at a much better price?

Male 35 years old, std n/s term 10 $500,000 = $23.70/m
Female 35 years old, std n/s term 10 $500,000 = $17.35/m

Plus we can add in disability and critical illness insurance to give you full coverage. I am here to help design a policy that works best for you. Get coverage that you control!

09/23/2024

It Won’t Happen To Me… Will It?

If you’re still on the fence about the importance of purchasing critical illness insurance, here are a few stats to consider:

For a 35-year-old in good health, 31% of men and 23% of women will suffer a critical illness before age 65.

2 in 5 Canadians are expected to be diagnosed with cancer in their lifetime.

It's cheaper then you think.
Term 10 $100,000 = $27.02/m
Term 20 $100,000 = $33.35/m
Level to 75 $100,000 = $63.09/m
All rates are for a 30 year female, non-smoker, standard coverage.

09/10/2024

Did you know that September is National Insurance Month in Canada? This is a great opportunity for us to sit down and review your insurance policies and make sure they are up to date and continue to meet your needs. Insurance is one of those things that we often take for granted, but it can make a huge difference in our lives when we need it the most.

There are many factors to consider when reviewing your insurance, but here are some of the most important ones:

Your life stage and goals. Have you recently married, divorced, had a child, bought a house, started a business, or retired? These are some of the life events that can affect your insurance needs and preferences.

Your assets and liabilities. How much are your assets worth and how much do you owe? This can help you determine how much insurance you need to protect your financial situation and your loved ones.

Your risks and exposures. What are the potential risks and threats that you face in your personal and professional life? This can help you decide what types of insurance you need and how much coverage you want.

Your budget and affordability. How much can you afford to pay for your insurance premiums and deductibles? This can help you balance your financial goals and the best type of insurance to help you achieve those goals.

Let’s review and make sure you and your family are taken care of.

09/04/2024

Bank of Canada does it again! Another rate reduction today of 25bps. What does this mean? More savings for variable mortgages and loans. Great for those struggling with these higher payments.. better news hopefully more to come in November and December.

08/20/2024

Do you know what you are spending?? At Lenton Financial I am all about saving made simple! Reviewing some of the basic things you have can help save you money, it’s a great way to grow that piggy bank!

6 invisible ways you’re losing money:
1) Extra investing fees - what is your bank charging you for accounts.. do you know all the fees included?
2) Inflated insurance rates - do you have creditor/bank insurance? Do you know what they cost?
3) No (or low) interest bank accounts - are you losing money from not making enough interest? 4) Unconscious overspending - have you created a budget?? Do you know when your hard earned money is going?
5) High mortgage interest - is your mortgage renewing or has it? It’s good to review all the options to get the best rate
6) Shopping without getting rewarded - do you get points for your regular shopping?

I can help you save more, feel free to call, email or text to get your savings started!

07/25/2024

Good news for variable rate mortgages and line of credits. Bank of Canada cut another 25bps today so their rate is now 4.5%.

The Bank of Canada's key interest rate fell by 25 basis points on Wednesday, a move that will immediately be felt by Canadians with variable rates of debt.

07/09/2024

Why do you need critical illness insurance?

It’s more common than you think
A serious, life-altering illness affects one in three Canadians in their lifetime.

Cover daily costs
Use your payout to help with your expenses while you recover.

Protect your retirement savings
Don’t dip into your RRSP or other investments to pay for additional medical costs.

Focus on your recovery
Concentrate on getting healthy knowing your benefit payment can help with your finances.

Add return of premium and get all your money back if you don’t make a claim!