Investment Planning Counsel - Russell Elford, CFP, RRC, Wealth Advisor

11/01/2021

"Small businesses serve a wide range of needs in society, create employment opportunities and are crucial to a vibrant economy. Business owners devote considerable time, effort and money to operating and growing their businesses.

Given all this hard work and commitment, it makes sense that business owners implement a succession plan to ensure their business remains viable and in capable hands."

If you own a small business, be sure that you have a solid succession plan as a component of your overall financial and estate planning strategy…

10/19/2021

"Over time, your lifestyle and standard of living creep up to levels you previously couldn’t maintain. A certain degree of lifestyle creep is essential and well deserved, as we all try to live our best standard of life for ourselves and our family. Lifestyle creep becomes an issue when it builds debt and jeopardizes our financial goals, including retirement."

Over time, your lifestyle may have gradually improved because of changes in spending habits – subtle changes you might not even notice. “Lifestyle creep” can impede building long-term wealth…

10/08/2021

Office communication has always had its challenges, but the rising trend of working from home and hybrid work arrangements has made communicating even more complicated.

Office communication has always had its challenges, but the rising trend of working from home and hybrid work arrangements has made communicating even more complicated…

10/07/2021

"Though we all work within the same 24 hours, there are simple ways to make each day feel more fulfilling. It involves getting rid of the things that waste our time and focusing on the things that make the most of it. Unsure where to start or need a fresh boost of motivation? Here are seven tips to get you moving in the right direction."

Ever wish there were more time in a day? If you use your hours effectively, it'll start to feel like there actually is.

09/17/2021

In an office, you are typically confined to working at a desk using an office chair, which can become incredibly uncomfortable after a while. When working remotely, you can choose where you want to work. I typically start my work day working at a desk and transition to working on my couch.

Spicing up your home office can spark inspiration and boost productivity.

09/09/2021

Grasping the true power of your mindset is crucial to sparking the fire and motivation for changing your life and maintaining the actions that lead you to your best future. Here are 4 steps to help you harness that power to get you there:

07/22/2021

Within the sphere of human development, there is frequent chatter about the need for leaders to have personal coaches, boards of advisors, allies and mentors. Roles played by each add different dimensions to a leader's perspective, both personal and professional.

But sometimes, as is the want of professionals, we may overlook something right before our noses: our friends.

A friend is one who is invested in you as a person. In a friendship, you feel liked and respected. A friend will make sacrifices for you — and those sacrifices come to the forefront in times of need.

07/21/2021

"When appointing an executor for your estate, the person who first comes to mind won’t necessarily become your final choice. That’s because you must consider several factors when making this important decision."

When appointing an executor for your estate, the person who first comes to mind won’t necessarily become your final choice. That’s because you must consider several factors when making this important decision.

07/13/2021

Since the 1980s, inflation has been relatively low and interest rates have steadily decreased. Today, inflation is rising again, at least in the short term...

06/30/2021

"If you need help thinking creatively so you can achieve better results for your brand, the solution may come down to retraining your brain. By reshaping your thinking process, you’ll be able to generate innovative ideas that make a real impact."

As you try to open yourself up to new ways of thinking, you will find it easier to generate ideas for your business.

06/23/2021

People are more sedentary than ever given desk jobs and longer days, and the pandemic hasn't helped, but there are easy ways to get your body moving for better health and vitality.

People are more sedentary than ever given desk jobs and longer days, and the pandemic hasn't helped, but there are easy ways to get your body moving for better health and vitality....

06/03/2021

Everyone knows estate planning is important, yet many people procrastinate. However, since estate planning is so crucial, it deserves your attention now...