LiveBy Wealth Management

08/18/2026

Angela and I had an amazing day speaking with the first‑year students at the MUN Medical School. It was extra special having my oldest daughter, Reagan, by my side as we walked through the financial milestones that can shape your medical school journey.

We shared some of our own story—like the financial decisions Connie Hapgood and I made during her fellowship, including the weekly trips Reagan and I took to Hamilton. Those choices weren’t always easy, but they were meaningful, and they’re part of the real-life planning that future physicians need to think about.

Reagan also found a familiar face on the table today: a photo of her from when Air Canada made her an honorary pilot on her 100th flight… all before she turned two.

A full-circle moment for both of us.

07/08/2026

Only 2 days left to sign up for the run!!

stride many faces, many paces MEMBER LOGIN We RUN Sundays 8:20AM | Tuesday, Wednesday and Friday Evenings |Morning Runs are coming soon   JOIN Us Interested in joining our happy gang of runners? Check out the benefits of membership and sign up! Return to Run Spring Clinic A 10-week clinic to help t...

12/31/2025

Wishing everyone a Happy New Year!

12/23/2025

12/23/2025

We are closed for the holidays. For urgent requests, please send e an email at [email protected]. Merry Christmas!

12/20/2025

🎄 Merry Christmas from Wealth 🎄

This past year was a difficult one as I fought my cancer battle. I want to personally thank our clients and business partners for your continued trust, patience, and the many words of encouragement you shared. Your support meant so much to me and to our team—you truly carried us.

In the spirit of giving back, we’ve focused on helping our community:
✨ We donated to the Canadian Cancer Society Daffodil Place to provide 20 room nights in 2026 for patients and families who need a compassionate place to stay during treatment.
✨ We partnered with our friends at Stride Running NL for their annual Toy Run supporting Bridges to Hope Food Bank. Stride raised $1,500, and we matched it—bringing the total to $3,000—to provide 100 food hampers to local families.

From my family and our team at LiveBY Wealth, I wish you a very Merry Christmas and a prosperous New Year. Thank you for sticking with us and for being part of our journey.

— Michael Kidney, LiveBY Wealth

11/19/2025

🎥 **New Video Series Launch: Why I Choose Critical Illness** 🎥

Last December, I heard the words no one ever wants to hear: *“You have cancer.”* It turned our world upside down.

But one decision I made 25 years ago changed everything — I had a Critical Illness insurance policy. That one choice gave my family the financial breathing room to focus on what mattered most: healing, together. We paid off debt. My wife took time off work. We had peace of mind when we needed it most.

Now, I’m sharing our story.

Over the next few weeks, I’ll be releasing a video series that breaks down:
✅ What Critical Illness insurance actually covers
✅ How it works when life throws the unexpected
✅ Why it’s one of the smartest financial tools I ever chose

🎬 Episode 1 is live: **“Why I Choose Critical Illness”** — a personal look at the decision that helped protect my family when it counted.

If you’ve ever wondered whether this kind of coverage is worth it… I hope you’ll follow along.

11/19/2025

🎄 This holiday season, we're proud to continue our tradition of giving back to the community. We've teamed up with our friends at Stride Running NL for their annual Toy Run on December 7th, 2025 — and we’re matching donations to support two incredible causes: the VOCM Cares Foundation Happy Tree and Bridges to Hope Food Bank.

Let’s make the season brighter for families in need. Every contribution counts ❤️ NLRunners

11/18/2025

On November 5th, I spoke at the Advocis Newfoundland and Labrador Professional Development Day. I was honored to share the stage with some awesome speakers including Angelo Parziale, CFP, CIM, FEA, Robert Gignac, Colin Sullivan, Neil Ouditt and Elysia Ravenscroft as we discussed business growth, continuation, succession, client relationships and Estate Planning. Thanks to Darren Ryan, CFP®, CLU for moderating my discussion on my recent critical illness, and claims experience.