Cloud North Bookkeeping & Tax

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Cloud North Bookkeeping & Tax Cloud North Bookkeeping & Tax helps small business owners in St. John’s and across NL with CPA-led bookkeeping, tax, and advisory. I’ve truly seen it all.

Gain clarity in your numbers and confidence in your business with Cloud North. My name is Alex Gamboa, founder of Cloud North Bookkeeping & Tax. I have over 10 years of experience in public accounting, starting my career working for a large national firm, moving to small firms, and even running my own firm prior to launching Cloud North. Over the years, I’ve gained diverse experience in external audits, internal audits, review engagements, compilation engagements, tax compliance and planning, advisory, and consulting. What I have enjoyed most is working directly with small business owners. I discovered this quickly when I co-founded my own firm, Gamboa & Holland LLP, in Kenora, ON. Owning my own business helped me relate to my clients who were also entrepreneurs. I developed a deep appreciation for what small business owners bring to the Canadian economy, and that motivated me to treat every client’s business as if it were my own. I launched Cloud North to bring this same passion to clients in a different way. By leveraging cloud technology, I help clients keep their financials clean, streamlined, and efficient. This means real-time financials every month so you can make real-time decisions for your business with confidence. I believe you can’t truly understand your business if you don’t understand the numbers. That’s why I focus on making financial information clear, accessible, and actionable, so your business can thrive, not just survive. With years of tax experience and completion of CPA Canada’s In-Depth Tax Program, I bring a specialized tax skillset that complements our bookkeeping services. Because I’m directly involved in my clients’ bookkeeping, I can provide the most accurate tax advisory possible, identifying issues early and uncovering strategic tax planning opportunities that align with your business goals. For me, being a trusted advisor goes far beyond bookkeeping and tax. It’s about building relationships, being available, and supporting clients when they need me most. I believe these relationships are the most important part of my work. I’m not only here for myself, I’m here to help small business owners succeed, build the life they want, and achieve balance. Born and raised in Kenora, ON, I now live in St. John’s, NL with my beautiful wife and two loving kids. When I’m not working with clients, you’ll find me spending time with my family, watching my kids grow, pretending I’m a decent golfer, or learning my way around the kitchen. My family is the most important thing to me and it’s a big reason why I started Cloud North. I know how much family matters to many small business owners, and I want to help you build the same balance I strive for in my own life. If my story and values resonate with you, I believe we’d be a great fit. Let’s set up a call and get to know each other! Click this link to my website to book a call - https://www.cloudnorthbookkeeping.ca/contact

We're officially into October, which means Q4 is here and year-end is right around the corner. πŸ‚β˜•If you're still sitting...
10/15/2026

We're officially into October, which means Q4 is here and year-end is right around the corner. πŸ‚β˜•

If you're still sitting on a stack of summer receipts or haven't checked your updated income statement in months, now is the time to reset.

Taking 10 minutes to review your numbers on your phone today lets you:

πŸ“Š Spot shrinking profit margins before they impact your year-end

βœ‚οΈ Cut unused operational subscriptions and software costs

πŸ›οΈ Ensure your tax savings reserves actually match your actual year-to-date growth

Don't enter the winter hustle carrying late-year administrative stressβ€”start Q4 with clean, up-to-date books! πŸ§ πŸ›‘οΈπŸ’Έ

Picture this: It’s mid-autumn, the busy season is in full swing, and instead of stressing over lost receipts or upcoming...
10/12/2026

Picture this: It’s mid-autumn, the busy season is in full swing, and instead of stressing over lost receipts or upcoming CRA deadlines, your accounts are 100% reconciled and up to date. πŸ‚β˜•πŸ“±

That’s the feeling of total financial clarity.

When your bookkeeping is handled behind the scenes by a team that understands local business, you get to run your operations with a clear head and complete peace of mind. πŸ§ πŸ’»πŸš€

10/11/2026

Evaluating DIY accounting tools for your business: πŸ’»πŸ“Š

❌ The Software Trap:

Assuming robust software like QuickBooks will automatically organize your finances πŸ›‘

Spending hours trying to decode balance sheets and chart-of-accounts settings 😴

Cleaning up duplicated bank feeds and misclassified transactions at year-end 😬

βœ… The Strategic Approach:

Using simple, streamlined tools built for day-to-day operations πŸ“±

Leaving complex general-ledger structures and reconciliations to professionals β˜•

Spending your time making sales and serving clients instead of deciphering bookkeeping language πŸš€

10/09/2026

How to handle overdue business filings: πŸ“Šβ³

❌ The Avoidance Trap:

- Ignoring CRA letters and hoping the problem solves itself πŸ™ˆ

- Stressing daily over backlogged receipts and missing bank statements 😬

- Letting interest and late-filing penalties accumulate month after month πŸ’Έ

βœ… The Resolution Path:

- Handing the backlog off to a trusted CPA who handles cleanup every day 🀝

- Restructuring messy financial records into clear, CRA-compliant statements β˜•

- Restoring complete peace of mind and starting fresh with a clean slate πŸ§˜β€β™‚οΈβœ¨

Don't let past admin backlogs hold your future business growth hostage! πŸ§ πŸš€πŸ’°

How you handle your business operations heading into Q4: πŸ‚πŸ“ŠβŒ The Heavy Approach:Carrying around shoe boxes of physical p...
10/07/2026

How you handle your business operations heading into Q4: πŸ‚πŸ“Š

❌ The Heavy Approach:

Carrying around shoe boxes of physical paper receipts πŸššπŸ“„

Leaving months of bank reconciliations until tax season hits 😬

Guessing whether your cash flow can support fall investments 🎲

βœ… The Modern Approach:

Moving your bookkeeping to digital cloud systems for instant tracking πŸ“±βœ¨

Checking monthly financial statements to keep overhead lean β˜•

Heading into year-end with zero paper backlogs and complete audit protection πŸ§˜β€β™‚οΈπŸ†

Clean tech equals a clear head for business growth! πŸ§ πŸ’ΈπŸš€

MYTH: "September is just a quiet bridge between summer and the year-end rush." πŸ›‘REALITY: Autumn is actually the absolute...
10/02/2026

MYTH: "September is just a quiet bridge between summer and the year-end rush." πŸ›‘

REALITY: Autumn is actually the absolute best time to review your profit margins and prepare for a profitable Q4. πŸ‚πŸ“Šβœ¨

Taking ten minutes to check your real-time numbers right now lets you:

πŸ“ˆ Review YTD Profits: See exactly how close you are to your annual revenue targets

βœ‚οΈ Cut Unused Costs: Identify recurring subscriptions or software you no longer need

πŸ›‘οΈ Prep Tax Savings: Ensure your tax installments or savings reserves match your actual growth

A quick mid-autumn check-in keeps your business ahead of the game before the holiday hustle begins! πŸ§ β˜•πŸ’Έ

How you manage administrative downtime: β˜•πŸ“ŠβŒ The Reactive Habit:Ignoring small expense alerts until they turn into a full...
10/01/2026

How you manage administrative downtime: β˜•πŸ“Š

❌ The Reactive Habit:

Ignoring small expense alerts until they turn into a full-day weekend headache 😴

Letting unread financial notifications pile up in your inbox πŸ“₯

Guessing whether recent client invoices have actually been paid 🎲

βœ… The Proactive Habit:

Knocking out 5-minute tasks on your phone whenever you have a quiet moment πŸ“²

Categorizing transactions in real time so your accounts stay updated continuously β˜•

Keeping your backend audit-ready with zero last-minute stress πŸ§˜β€β™‚οΈβœ¨

Small daily actions build a rock-solid financial foundation! πŸ§ πŸš€πŸ’°

09/30/2026

Deciding on a physical location for your business: πŸ’πŸ“Š

❌ The Comparison Trap:

- Signing a commercial lease because a competitor down the road opened a storefront πŸšͺ

- Taking on heavy monthly overhead before testing your service digitally or remotely 🎲

- Assuming physical space automatically brings in sustainable profits πŸ“‰

βœ… The Strategic Approach:

- Analyzing your cash flow and profit margins to see if your business model requires a location β˜•

- Calculating the exact sales volume needed just to cover lease and operating overhead πŸ“ˆ

- Growing on your own timeline based on hard financial data, not external pressure πŸš€

Don't let someone else's business model dictate your fixed expenses! πŸ§ πŸ’ΈπŸ”’

Resetting your business finances for the fall season: πŸ‚πŸ“ŠβŒ The Reactive Fall Trap:- Carrying summer receipt backlogs into...
09/25/2026

Resetting your business finances for the fall season: πŸ‚πŸ“Š

❌ The Reactive Fall Trap:

- Carrying summer receipt backlogs into the busiest quarter of the year πŸššπŸ“„

- Waiting until December to see if your business actually made a profit this year 🎲

- Scrambling to estimate tax installments at the last minute 😬

βœ… The Proactive Fall Reset:

- Clearing out receipt backlogs and reconciling accounts before Q4 hits β˜•

- Reviewing year-to-date financial statements to make smart Q4 investments πŸ“ˆ

- Locking in predictable cash flow habits to finish the year strong πŸ§˜β€β™‚οΈβœ¨

Start the autumn season with clean books and total peace of mind! πŸ§ πŸš€πŸ’°

Picture this: You're standing at the midpoint of your fiscal year, looking ahead at upcoming projects, potential hiring,...
09/23/2026

Picture this: You're standing at the midpoint of your fiscal year, looking ahead at upcoming projects, potential hiring, or expanding your services. πŸŒ…πŸ’­

Are you making those big decisions based on a hunch, or hard data? πŸ“Š When your financial records are maintained consistently behind the scenes, you don't have to guess if the numbers add up.

Having total confidence in your margins lets you look toward the future with a clear head and a solid strategy. πŸ§ πŸ’ΈπŸš€

Address

495 Water Street
St. John's, NL
A1E6B5

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

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