ALMS Blogger

ALMS Blogger Exploring what it means to live out the abundant life that Jesus promised to all those who follow him in John 10:10.

I'm Trong Phan, an Ambrose University grad with a bachelor's in Ministry and currently pursuing my CFP designation at FPCanada.

17/07/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

How to make your mortgage tax-deductible in Canada! 🇨🇦👇

Most Canadian homeowners are missing out on this 100% legal wealth strategy used by the financial elite: The Smith Manoeuvre.

Here is how to turn your biggest monthly expense into a giant tax write-off:
1️⃣ Get a re-advanceable mortgage.
2️⃣ Use your HELOC to invest in dividend-paying ETFs (like XDG) in a non-registered account.
3️⃣ Claim the HELOC interest on Line 22100 of your tax return.
4️⃣ Use the tax refund + dividends to pay down your mortgage principal instantly.

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

16/07/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

Don’t spend $2,000,000 to stop aging! You can build a longevity routine for free. 👇

In this video, we compare tech-millionaire Bryan Johnson’s extreme Project Blueprint routine to a scientifically proven, zero-cost longevity protocol. Decades of clinical research (including studies from The Journals of Gerontology) prove you don’t need a million-dollar lab to slash your frailty index, prevent sarcopenia (muscle loss), and keep your brain sharp.

We break down the exact weekly routine you need: walking, home resistance training (push-ups, rows, squats), and stretching to target tangled fascia. Combine this with whole foods to live out the healthy, abundant life we were created to live.

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

16/07/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

Did you just get a bonus, an inheritance, or a tax refund? Watch out for the "House Money Effect"! 👇

In this video, we break down the dangerous mental accounting bias that makes us treat unexpected windfalls like "free money." Whether it's $10,000 or $50,000, every dollar represents stored economic work.

See how shifting your mindset and investing that windfall into a globally diversified index fund can turn $50,000 into $300,000 in 20 years, or over $1,000,000 for your retirement legacy.

True financial freedom isn't about hoarding wealth—it's about faithful stewardship so you can live an abundant, generous life. Stop treating your windfalls like play money!

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

14/07/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

We’ve all been told to "follow your heart." But what if that’s the worst advice you could ever get? 🛑 Here is what science and ancient wisdom say about taking back control of your emotions.

Have you ever sent a text in a moment of pure anger and instantly regretted it? Modern culture conditions us to act on our feelings instantly—but our feelings are terrible processors of reality.

In this video, we dive into:

The Neuroscience: How to shift brain activity from your amygdala (emotional center) to your prefrontal cortex (rational center).

Ancient Wisdom: What Jeremiah 17:9 and Proverbs 4:23 actually mean when they tell us to "guard our heart."

3 Practical Steps: A physical, psychological, and mental reset you can use in the heat of the moment to stop being impulsive and start choosing peace.

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

14/07/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

I own a $1,000,000 detached home in Surrey, BC—but looking at the math, I wish I rented instead.

Most Canadians are taught that homeownership is the ultimate rite of passage. But when you factor in "phantom costs" like soaring mortgage interest, property taxes, insurance, and brutal maintenance (roof, furnace, foundation), owning my home costs me roughly $50,000 a year in unrecoverable expenses!

Meanwhile, renting the exact same house costs $4,000/month ($48,000/year).

Here is the 25-year math showdown:
🏠 Owning (5% CAGR): Grows to $3.38 Million.
📈 Renting + Investing (9% CAGR + $2k annual savings): Grows to $4.48 Million.

That is a $1.1 Million premium just for renting and having the financial discipline to invest.

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

12/07/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

Is pride secretly ruining your life? We often confuse ego with confidence, but psychology and ancient wisdom agree: pride makes us miserable. In this video, we break down the neuroscience of humility and give you a 3-step routine to retrain your brain, kill your ego, and build deep, lasting relationships.

Watch until the end to see why chasing "fairness" is actually a trap, and how shifting from malicious envy to true admiration can act as a blueprint for your personal growth.

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

11/07/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

Want to retire early in Canada? 🇨🇦 This is the ultimate 6-step financial order of operations for 9-to-5 workers who want to build real wealth, buy a home, and achieve financial freedom without hiring expensive advisors.

From maxing out your employer pension match to optimizing your FHSA, TFSA, and RRSP, this simple roadmap keeps your financial planning clean, clean, and highly effective. Stop stressing about complex strategies and start building your bridge to early retirement today!

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

10/07/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

Ever feel like being a "good person" just leaves you burnt out, unappreciated, and bitter?

In this video, we expose the hidden psychology of the "Covert Contract"—the toxic trap of doing nice things for people just to buy their validation and affection. When we give out of insecurity to protect our worth, we always end up disappointed.

The cure? Shifting our foundation from transactional giving to an overflow of faith. When you realize how deeply loved you are by God (1 John 4:19, Romans 8), you stop trading with people for love because your cup is already full. You can finally give freely, without expectations, and live out the abundant life found in Christ.

Stop emotionally depending on people. Start overflowing.

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

09/07/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

Want to retire early in Canada? 🇨🇦 Stop overcomplicating your strategy. In this video, we break down exactly how to "hack" the Canadian RRSP to build a 10-year early retirement bridge—saving you thousands in taxes while your portfolio compounds.

A lot of Canadians make the massive mistake of treating an RRSP like a basic savings account. We show you why it’s actually a powerful tax-deduction tool and how to pair it with a globally diversified index fund and a TFSA to create a completely tax-efficient early retirement drawdown.

If you want to outsmart clawbacks, minimize your tax brackets, and start building true financial freedom so you can live out an abundant life, this is the blueprint you need.

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

08/07/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

Ever walked away from an argument feeling bitter, unheard, and frustrated? This is the 3-step psychological blueprint to completely disarm stubborn people and build real connection.

In this video, we break down the Rogerian Method—a communication strategy that shifts conversations from an aggressive "Me vs. You" battle into collaborative problem-solving. Stop trying to conquer people, lower their defenses with curiosity, and learn how to truly persuade and connect on a deeper level.

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

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