Laura Chanin, Investment Advisor

Laura Chanin, Investment Advisor Your Wealth, Our Passion The information contained on this page is taken from sources we consider reliable, but we cannot guarantee its accuracy or reliability.

The information on this page was prepared by Laura Chanin, who is a Investment Advisor with iA Private Wealth Inc., and does not necessarily reflect the opinion of iA Private Wealth. The opinions expressed are based on an analysis and interpretation as of the publication date and may change without notice. Furthermore, they do not constitute an offer or a solicitation to buy or sell the securities

mentioned. The information contained herein may not be suitable for all types of investors. iA Private Wealth Inc. is a member of the Canadian Investor Protection Fund and the Canadian Investment Regulatory Organization. iA Private Wealth is a trademark and trade name under which iA Private Wealth Inc. operates.

When we think about retirement expenses, we often picture travel, hobbies and time with family.But what about the costs ...
09/02/2026

When we think about retirement expenses, we often picture travel, hobbies and time with family.

But what about the costs that may come with staying healthy and independent?

A 2026 Canadian retirement survey found that 61% of Canadians listed cuts to government health-care services among their top concerns.

Although Canada has public health care, retirees may still need to budget for expenses such as:

• Dental and vision care
• Prescription medications
• Mobility or accessibility needs
• In-home support
• Assisted living or long-term care
• Travel health insurance

We cannot predict exactly what care we may need, but we can build flexibility into a retirement plan.

Because planning for retirement isn’t only about how you want to live. It is also about being prepared for the care you may need later in life.

Laura Chanin
302 - 1688 - 152nd St Surrey
604-385-1164

For many Canadians, their home is their largest asset. But having significant home equity does not always mean having en...
08/26/2026

For many Canadians, their home is their largest asset. But having significant home equity does not always mean having enough income to enjoy retirement.

A 2026 Canadian retirement survey found that nearly half of Canadians no longer believe home equity is the best way to fund retirement.

Your home may be part of your plan, but it is important to ask:

• Would you be comfortable downsizing?
• Where would you move, and what would it cost?
• Could you manage the home’s ongoing expenses?
• Would you consider borrowing against your equity?
• How would your decision affect your estate wishes?
• Do you have enough accessible income for everyday living?

Being “house rich” can provide options, but those options need to be considered before they are needed.

A strong retirement plan looks at the complete picture. Your home, savings, pensions, income needs and the life you hope to enjoy.

Laura Chanin
302 - 1688 152nf St, Surrey BC
604-385-1164

More Canadians are rethinking what retirement looks like.In 2025, a record 1.2 million Canadians aged 65 and older were ...
08/20/2026

More Canadians are rethinking what retirement looks like.

In 2025, a record 1.2 million Canadians aged 65 and older were working or looking for work. Among employed seniors, roughly two in five worked part-time, and most said it was by choice.

For some, continuing to work provides extra income. For others, it offers purpose, connection and a smoother transition into retirement.

Semi-retirement may also allow you to:

• Give your investments more time to grow
• Reduce how much you need to withdraw from savings
• Delay CPP or OAS, when appropriate
• Maintain structure and social connections
• Gradually adjust to a new pace of life

Retirement doesn’t have to mean going from full-time work to no work overnight. The right plan can help you create a transition that works for your finances and the life you want to live.

What would your ideal retirement look like? Working a little, travelling more or leaving work completely?

Laura Chanin
302 - 1688 152nd St, Surrey, BC
604-385-1164

If your income stopped tomorrow, what would happen to your family?An illness or injury can affect more than your health....
08/13/2026

If your income stopped tomorrow, what would happen to your family?

An illness or injury can affect more than your health. It can also affect your ability to work, pay the bills and keep your financial plans on track.

Disability and critical illness insurance can help provide:

• Income when you are unable to work
• Help with mortgage payments and everyday expenses
• Funds for treatments, travel or additional care
• Protection for your savings and retirement plans
• Peace of mind during recovery

Insurance cannot prevent the unexpected, but it can help give you the time and financial breathing room to focus on what matters most.

Getting better.

We offer:

• Critical illness insurance
• Disability insurance
• Life insurance. Term and permanent

Being prepared today can make a difficult time a little easier tomorrow.

Contact us to learn more about the coverage options available to you.

Laura Chanin, CFP®
302-1688 152nd St, Surrey, BC
604-385-1164

08/05/2026

Life isn’t only about planning for someday. It’s also about making time to enjoy today.

Taking a break, spending time with people you love, travelling, pursuing a hobby, or simply slowing down can bring clarity to what truly matters. That clarity can also lead to better financial decisions.

When your financial plan reflects both your future goals and the life you want to enjoy along the way, money becomes more than something to save. It becomes a tool that helps you live with greater purpose, confidence, and joy.

A good financial plan should prepare you for tomorrow while still leaving room to enjoy today.

What is something you always make room for in your life?

Markets can feel a little stormy at times. Headlines change, uncertainty grows, and it can be tempting to react.But ever...
07/30/2026

Markets can feel a little stormy at times.

Headlines change, uncertainty grows, and it can be tempting to react.

But every storm eventually passes. A thoughtful financial plan helps you stay focused on where you are going, even when the path feels uncertain.

You cannot control the weather, but you can prepare for it. Stay patient, stay focused, and remember that you do not have to navigate it alone.

Right Direction Financial

07/16/2026

Thank you to everyone who joined us at the Stanley Theatre for Come From Away.

It was such a special afternoon filled with laughter, music, connection, and an important reminder of the difference kindness can make.

The story of Gander shows us that even the smallest acts of generosity can create lasting memories. We are so grateful we were able to share this meaningful experience with our clients, friends and Endeavour Wealth partners.

From kindness grows something beautiful.

One of the questions I use to ask clients was, "When do you want to retire?"Now it's, "What do you want an average Tuesd...
07/14/2026

One of the questions I use to ask clients was, "When do you want to retire?"

Now it's, "What do you want an average Tuesday to look like?"

It's surprising how often people know the date they want to retire, but haven't thought about what life will actually look like once they get there.

Will you volunteer?
Travel?
Babysit grandchildren?
Start a small business?
Sleep in?
Learn to fish?
Take up painting?

The financial plan is simply the tool that helps make that vision possible.

The happiest retirees I've met didn't just retire from work. They retired to something meaningful.

If you're within 10 years of retirement, now is a great time to start planning both your finances and your future lifestyle. They go hand in hand.

What does your ideal Tuesday look like?

🍫 Happy World Chocolate Day!Anyone who knows us knows that chocolate is basically one of my food groups. Life is all abo...
07/07/2026

🍫 Happy World Chocolate Day!

Anyone who knows us knows that chocolate is basically one of my food groups.

Life is all about balance.

Save for the future, enjoy the present, and never feel guilty about treating yourself to a little chocolate once in a while.

Wishing you a day that's as sweet as your favourite chocolate!

~ Right Direction Financial Team

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302-1688 152nd Street
Surrey, BC
V4A4N2

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