Yogesh Bansal CFP; CPA, CGA Financial Planner

Yogesh Bansal CFP; CPA, CGA Financial Planner CPA®, CGA®; CFP® - Putting knowledge and experience to work for you to achieve your Financial Goals.

My practice specializes in helping Canadians families, business owners and incorporated professionals with all areas of their financial planning needs resulting in achievement of their goals and objectives though a client-centered approach, whereby my knowledge of planning tools is utilized. I am a Certified Financial Planner (CFP) and working full-time as a Financial Planner. I also hold the desi

gnation
of CPA, CGA (Chartered Professional Accountant), which helps me implement crucial Tax Planning, Retirement
Planning, and Estate Planning strategies in building and implementing your plan.

06/03/2026

Not disclosing something on your insurance application to save a little money? That's a costly myth.

To save $100 today, you could end up losing $100,000 when it matters most — because a claim can be denied if your policy wasn't built on full, honest information.

Insurance only works when it's structured right from the start. Full disclosure isn't the expensive option — it's the one that actually protects you and your family.

Buying travel insurance? Let's make sure your coverage holds up when you need it.

05/28/2026

Myth: You can't touch your RSP until retirement. 🚫
Truth? You absolutely can — anytime you want.
The real reason to wait isn't a rule. It's strategy.
Withdraw while you're earning big, and the tax hit is brutal.
Withdraw when your income is lower, and you keep more of your money.
There's no obligation to leave it locked in — only smart timing.
Know your money. Don't let myths cost you. 💰
—
Hashtags:

Canada quietly changed the rules of retirement in 2026 — and most people have no idea their plan is already out of date....
05/25/2026

Canada quietly changed the rules of retirement in 2026 — and most people have no idea their plan is already out of date. 🇨🇦

For the first time, official planning guidelines factor in housing. Translation: rent and home prices are now part of whether your retirement math actually works.

Here are your 2026 numbers 👆 Save this post so you've got them handy.

The real question: is your plan built on 2026 rules, or 2015 ones?

DM "2026" and let's talk.

— Yogesh Bansal, CPA, CGA, CFP Educational only — not individual financial advice.

05/23/2026

The RESP mistake costing parents thousands. 😬
Skip the RESP and you're literally leaving free grant money on the table.
But lock everything in an RESP and you lose flexibility if plans change.
Here's the cheat sheet I give every parent I work with. 🧠
Tap save so it's there when you need it.

05/21/2026

Many immigrants come here ready to move fast — they've built successful businesses back home and want the same momentum here. But moving quick without research is the mistake.

This market is different: the rules, the customers, the costs, the competition. The same drive that made you successful back home works here too — but only when it's backed by proper planning and market research.
Build the plan. Do the research. Then fly.

Queen Victoria reigned 63 years and left a kingdom prepared for the future. 🍁Most Canadian families haven't planned for ...
05/18/2026

Queen Victoria reigned 63 years and left a kingdom prepared for the future. 🍁

Most Canadian families haven't planned for the next 5.

Here's what stopped me cold: 50% of British Columbians either don't have life insurance — or aren't sure if they do.

The gap isn't paid by you. It's paid by the people you love most.

This long weekend, ask yourself: could your family keep the house for 12 months without your income?

05/13/2026

Most people don't realize how insurance fraud actually affects them.

Fake policies. Phony applicants. Agents writing applications on people who don't exist — just to cash the commission and walk away.

And when the industry pays out on this fraud? Premiums go up. For everyone. For you.This is why choosing the right advisor matters more than choosing the right policy.

DM me what you're looking to insure — life, family, business — and I'll be straight with you.

Your mom is the original financial planner. 💰The coupons. The "save it for a rainy day." The "we don't need it." The "th...
05/10/2026

Your mom is the original financial planner. 💰

The coupons. The "save it for a rainy day." The "we don't need it." The "this is for your education." She taught you wealth before anyone called it that.

But here's what those words really meant:

She gave you everything she had.

👇 Which one does YOUR mom say the most? Tag her.

And then — go call her. She still worries about you more than she worries about herself.

Today, return the favor. ❤️

Happy Mother's Day to every mom out there.

— Yogesh
. .

05/09/2026

He forgot to mention
his brother had a heart condition.

Years later, he needed bypass surgery himself.
Everyone thought the claim would get denied.

Insurance company still paid him.
Even with interest.

Honest mistakes are different from hiding the truth.
Most denied claims happen because of misrepresentation.

Address

107, 7565 132 Street
Surrey, BC
V3W1K5

Website

Alerts

Be the first to know and let us send you an email when Yogesh Bansal CFP; CPA, CGA Financial Planner posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category