10/06/2026
Here’s where people get it wrong: they look at the rate first and the strategy second.
With a fixed rate, you’re paying for stability and knowing exactly what your payment will look like during your term.
With a variable rate, your rate and payment structure can change depending on your mortgage and where rates move. That can create more flexibility, but also more uncertainty.
So the question isn’t simply:
“Which rate is lower?”
It’s:
Which option makes sense for your income, cash flow, risk tolerance and plans over the next few years?
Because the lowest rate today isn’t automatically the best mortgage for you.
Before you lock in, let’s look at the numbers and the strategy behind them.
📩 DM me RATE and I’ll help you understand the difference and what each option could mean for you.
What is your preference?
