Karen Chisholm CFP, CLU, CHS Financial Planner

11/08/2021

Even if you’re 60 years old, it’s still possible to buy your first property. Consider these factors before making the decision:

Have you considered your post-retirement housing options? Even if you're not 60 yet, it's a good idea to have a look and do some research.

09/23/2021

If you’re looking to manage your financial health in 2021, contact me and I will help you find solutions that match your goals. ow.ly/w1kI102XUb1

04/29/2021

Today is Day

Let’s chat about how I can help you turn your wishes into achievable goals. Financial planning, retirement planning, estate planning, tax planning, succession planning, and more!

Reach out today at 519-599-7632

04/27/2021

Imagine if you were suddenly struck with a life-altering illness and unable to work.

How would you make your mortgage payments? Your car payments? Your insurance payments? The list goes on and on.

Critical Illness Insurance can provide you with financial resources to help pay for the unexpected personal, family or business expenses that often accompany a critical illness or condition. It can also help protect your current assets such as your retirement savings, home or business equity.

Let’s chat about adding Critical Illness Insurance to your financial strategy. Reach out via email at [email protected] or give me a call at 519-599-7632.

04/24/2021

Life insurance can be a necessity for ensuring your loved ones are taken care of after you’re gone. It can help them pay for funeral expenses, the costs of everyday living and much more. But one of life insurance’s main advantages is that it can pay off outstanding debts, including a mortgage.

So, life insurance vs. mortgage insurance? Which is better?

Read on and let’s chat about your options at 519-599-7632

https://www.moneysense.ca/spend/insurance/life-insurance/life-insurance-vs-mortgage-insurance/

Usually it’s a choice between term life insurance and whole life insurance. But where does mortgage insurance come into play? We talked to an expert to find out when it’s needed.

04/21/2021

What would happen to you, your family, your home if you were suddenly unable to work?

Let’s chat about how critical illness insurance and income replacement insurance – also called disability insurance – can help protect the things that matter most to you.

Reach out via email at [email protected] or give me a call at 519-599-7632.

04/17/2021

Same great service, same great products, now with the power of the Pixel Financial Group Inc.!

I am very excited to announce that I have joined the professional, passionate and committed team at Pixel Financial Group. I will still be working from my home base in Thornbury and still representing Freedom 55 and Canada Life.

There is no change for you - our relationship and our journey will continue together as is. It is simply a value add to what you have come to and should expect from me.

Check out the Pixel website and meet my new teammates at http://www.pixelfinancial.ca

04/14/2021

Long-term disability insurance likely isn’t something you ever want to be in a position to need, but if ever you do need it, you’ll be grateful it’s there.

Like short-term disability insurance, it provides financial assistance to an employee who is unable to work because of an accident, injury or illness. True to its name, long-term disability (LTD) payments cover a long period of time—as much as several years.

https://www.moneysense.ca/spend/insurance/life-insurance/long-term-disability-insurance-canada/

Long-term disability insurance provides income for years if you can’t work due to illness, an accident or hospitalization. Got questions? We have answers.

04/10/2021

A significant percentage of Canadians are anxious about their financial situation as the COVID-19 pandemic drags into a second year.

More than half of Canadians are concerned someone in their house will lose their job in the near future, for instance, while almost two-thirds are worried about having enough money to support themselves in retirement.

Reach out. Let's have a chat about your concerns.

More than half of Canadians are concerned someone in their house will lose their job in the near future

04/06/2021

A serious injury can affect your family, finances and future.

A financial security plan that includes critical illness and income replacement insurance can help financially protect you and your loved ones, and help realize your long-term goals.

Let’s chat about how we can protect your most valuable asset - YOURSELF!

04/03/2021

Whether it's a cottage on the lake, a dream vacation, or launching a new career, your retirement should come on your terms.

Whether you’re already retired, or are getting ready to retire, there are several retirement income solutions to consider. I can help you put a plan in place today that will put freedom and choice in your future.

03/31/2021

It doesn't take an expert to know that money is so much more than dollars and cents. Our relationship with money is emotional. Hopes and fears, guilt and shame — they can all play a significant role in your financial life.

Read on then let's have a chat about your relationship with your finances.

https://www.npr.org/2021/03/28/981653888/emotions-money-and-what-it-means-to-be-financially-whole

Money isn't just about numbers. It's about emotions, too. Tiffany 'The Budgetnista' Aliche's new book unpacks the relationships we all have with finances so you can make the most of your cash.