Lamont Wealth Strategies, 110-330 University Avenue, Toronto, ON (2026)

12/09/2025

Most people think debt is the enemy.
It’s not.

The real danger is moving through your financial life with no strategy behind it.

Wealthy lawyers use debt to stay liquid, stay flexible, and stay in control.
Stressed lawyers avoid it… and lose momentum without realizing it.

The lesson?

Debt isn’t scary.
Doing it blindly is.

If you want to walk into 2026 with more clarity (and less stress), let’s talk. DM us

12/25/2024

From our family to yours… Merry Christmas! 🎄✨

Last night, we soaked in the magic of the season at the Christmas market—twinkling lights, hot drinks, and some photobombing fun (looking at you, little one!).

Afterwards, we ended the night in the most meaningful way: together at midnight mass.

Wishing you all a season filled with love, warmth, and the true spirit of Christmas.

12/24/2024

🎅 Financial Lessons from Santa Claus...

More Than Just Milk and Cookies.

I was at the mall earlier in the week

watching my three 'kids' (ok, they're not so little anymore) pose for this year's "Santa Picture for Mom."

As we waited, the steady flow of little ones climbing onto Santa's lap got me wondering...

How does Santa manage a global operation, delivers billions of gifts, and keeps the elves happy...

all without running into financial trouble?

How?

Let’s break down Santa’s financial strategy:

1️⃣ 𝗠𝗮𝗸𝗲 𝗮 𝗟𝗶𝘀𝘁 𝗮𝗻𝗱 𝗖𝗵𝗲𝗰𝗸 𝗜𝘁 𝗧𝘄𝗶𝗰𝗲:
Santa doesn’t wing it.
He plans, budgets, and prioritizes.
↳Are you doing the same with your financial goals?

2️⃣ 𝗣𝗿𝗲𝗽𝗮𝗿𝗲 𝗔𝗹𝗹 𝗬𝗲𝗮𝗿 𝗥𝗼𝘂𝗻𝗱:
Santa doesn’t wait until December to start prepping.
Financial success comes from consistent, year-round planning—not last-minute scrambling.

3️⃣ 𝗜𝗻𝘃𝗲𝘀𝘁 𝗶𝗻 𝗬𝗼𝘂𝗿 𝗧𝗲𝗮𝗺:
The elves aren’t just there for decoration.
Santa knows the value of building a team he can trust.
↳Are you surrounding yourself with experts who support your financial goals?

4️⃣ 𝗧𝗵𝗶𝗻𝗸 𝗟𝗼𝗻𝗴-𝗧𝗲𝗿𝗺:
Santa isn’t just focused on this Christmas—he’s planning for every Christmas to come.
↳Are your investments and financial plans built with the long-term in mind?

5️⃣ 𝗦𝗽𝗿𝗲𝗮𝗱 𝗝𝗼𝘆 𝗪𝗶𝘁𝗵𝗼𝘂𝘁 𝗢𝘃𝗲𝗿𝘀𝗽𝗲𝗻𝗱𝗶𝗻𝗴:
Santa’s gifts are thoughtful, not extravagant.
Smart financial planning means knowing where to invest and where to save.

So, what's the lesson that Santa has gifted us?

That financial success doesn’t come from magic...

it comes from preparation, discipline, and trusted partners.

👉 What do you do to keep the budget on-track around the Holidays?

────
I'm Jeffery, a wealth advisor helping lawyers build, protect, and transition their wealth—strategically and with confidence.

🎁 Ready to plan your financial future with precision and purpose?

Let’s connect over a Virtual Coffee ☕️ and start turning your goals into reality.

12/20/2024

You should never judge a book by its cover…
But I’m glad the bank did.

Just before COVID, a potential client was referred to me after being turned away by their bank.

Why?

They still had debt, and the bank wasn’t interested in helping them.

They felt stuck, unsupported, and unsure of how to move forward.

They were overwhelmed.

At first glance, they weren't my typical client; they didn’t seem ready for the planning I normally provide.

→ They were still articling.
→ They didn’t have a six-figure income (yet).
→ Their debt felt overwhelming to them.

But instead of making assumptions, I sat down and listened.

We talked about their goals, their struggles, and what they wanted for their future.

Here’s what I discovered:

→ They were willing to put in the work.
→ They were motivated to improve their situation.
→ They just needed a clear plan and guidance to get there.

We started small, focusing on three things:

✔️ Tackling their debt.
✔️ Building a savings strategy.
✔️ Protecting them with the right insurance.

Fast forward to today:

✅ Their income grew.
✅ They are debt free.
✅ Their family is protected.
✅ Their confidence soared.
✅ And their net worth? It’s thriving.

That client is now excelling in their career, has an organized financial plan that has cut out stress and anxiety and they refer others to me.

The lesson?

➜ Everyone’s starting point is different.
➜ Never underestimate what you can accomplish.
➜ Listening and showing up can make all the difference.

If you’re ready to take control of your financial future—no matter where you’re starting—let’s talk.

👉 Where do you see yourself in 5 years?
Let's start a conversation in the comments below 👇

────
I'm Jeffery, the wealth advisor dedicated to helping lawyers build, protect, and transition their wealth, no matter their starting point.

Schedule a Virtual Coffee Chat ☕️—I’d love to hear your story.

12/18/2024

Imagine a future where your finances don't haunt you...

If you're tired of feeling overwhelmed, it's time to take control—starting today!

Many young lawyers feel overwhelmed by their finances, but hesitate to seek advice due to fear of the unknown.

Here's the thing, a solid plan makes

➜ The stress less overwhelming.

➜ The unknowns less intimidating.

➜ Your vision for the future clearer – and more exciting.

At Lamont Wealth Strategies we specialize in assisting lawyers like you in taking charge of their financial destinies.

Picture being able to say
"I feel relieved after our conversation."
"I feel understood."

You face two options:
→ Maintain the current situation, or

→ Take a simple step towards clarity and peace of mind

👉 What's one financial decision you made in 2024 that you're most proud of (or that had a BIG impact for you)?

I'd love to hear, so share in the comments below 👇

Ready to stop the overwhelm and gain clarity?

DM me "PFR," and I'll provide you with our Personal Financial Review tool.

It's a straightforward resource to help you assess your current standing and set goals for your future self.

Let’s take the first step together and bring clarity, confidence, and peace of mind to your financial future.

12/12/2024

I should have known better...

I should have done things differently.

We’ve all had those moments

the ones where our past mistakes play on a loop in our minds.

I’ve been there too.

There have been times when I let my regrets consume me,

where the weight of “I should have” kept me stuck in the past.

But here’s what I’ve learned...

Yesterday is history.

It’s done.

You can’t change it...

but you can choose how it shapes you moving forward.

For me, the key has been three steps:

→ Reflect on the lessons learned.
→ Reset my mindset.

And, perhaps, most importantly...

→ Refocus on what truly matters.

Life will always throw you curveballs

and sometimes, you’ll swing and miss.

But it’s how you step back into the batter’s box that counts.

So, let me ask you:

👉 What’s one small thing you can do today to refocus on your future instead of dwelling on the past?

If that first step involves taking control of your finances and planning for your future, let’s talk.

Schedule a Virtual Coffee Chat ☕️ with me at Lamont Wealth Strategies, and together, we’ll turn those “what ifs” into action.

Your future self will thank you!

🎨

12/10/2024

What's holding you back from facing your financial fears?

Let’s face it: as a lawyer, you’re used to being the expert.

Admitting you need help with your finances?

That’s tough.

It means:
→ Putting your pride aside
→ Facing the unknown head-on
→ Confronting the numbers (and your fears)
→ Realizing you can’t do it all alone

And that’s okay—because the most successful people never go it alone.

→ Top athletes have coaches.
→ CEOs rely on advisors.
→ Even you lean on trusted colleagues for your toughest cases.

Why should building wealth be any different?

Here’s how I can help:

✔ Create a clear, customized financial plan specific to your unique situation and goals.
✔ Help you tackle debt, optimize savings, and build a roadmap for financial independence.
✔ Provide strategies to protect your income, safeguard your family, and build lasting wealth.
✔ Be a trusted partner to help you navigate the complex financial world with confidence.

Whether you’re a partner managing a booming practice or a new associate buried in student debt...

the cost of avoiding a financial plan could be your future peace of mind.

It’s time to take control!

👉 What does financial peace of mind mean to you?
Join the conversation in the comments 👇

────
I'm Jeffery, a wealth advisor who helps lawyers face their financial fears, build confidence, and create strategies to protect and grow their wealth.

Ready to take the first step?

🔗 Let’s connect for a Virtual Coffee Chat ☕️ and start turning your financial challenges into opportunities.

12/07/2024

Dreaming BIG should start early...

What if every child learned entrepreneurship early on?

I love working with people who want to create and inspire.

And yesterday, I received a special Holiday package from one.

A good client of mine, Jonathan Lee, along with Kevin Feng, has published a wonderful children’s book:

𝗝𝗶𝗺𝗺𝘆'𝘀 𝗕𝗼𝗯𝗮: 𝗔 𝗬𝗼𝘂𝗻𝗴 𝗟𝗲𝗮𝗿𝗻𝗲𝗿'𝘀 𝗚𝘂𝗶𝗱𝗲 𝘁𝗼 𝗘𝗻𝘁𝗿𝗲𝗽𝗿𝗲𝗻𝗲𝘂𝗿𝘀𝗵𝗶𝗽

The book introduces kids to the world of entrepreneurship through the story of Jimmy Tsai, a spirited young boy with a big dream:

to open his own boba shop.

It’s a fun and engaging way to show children that conventional paths aren’t the only options

That there’s a world of opportunity for those brave enough to explore it.

As someone who believes in the importance of teaching financial literacy and entrepreneurial thinking at a young age...

I couldn’t be prouder and more excited for what Jonathan and Kevin have accomplished.

This story inspires kids to dream big and equips them with the mindset to make those dreams a reality.

If you’re looking for a way to introduce the young learners in your life to entrepreneurship

or just want a great story to share

Jimmy's Boba is worth checking out (link in comments).

👉 When you were a kid, what did you want to be when you grew up?
I can’t wait to read your comments below 👇

🔗 Want to talk about turning your passions into real opportunities?
Let’s connect for a Virtual Coffee Chat ☕️—I’d love to help you take the next step!

12/05/2024

You earn $330,000 and still feel broke. Here's why…

Meet a client:

→ 34, newly engaged
→ $285k salary + $45k bonus (not guaranteed)
→ Goals: Save for wedding, buy a home, retire early

Despite earning well, he was overwhelmed.

Here's how we helped:
→ Insured him and his fiancée for peace of mind
→ Made his bonus a game-changer in his plan
→ Built a cash flow system to live on his salary alone
→ Opened FHSA accounts for home savings
→ Increased short-term savings for the wedding

The result?

→ Peace of mind with life & critical illness insurance
→ Enough for wedding + condo down-payment
→ On track to retire by 58

He’s now confident, less anxious, and in control of his finances. No more sleepless nights—just a clear path to his goals.

👉 What’s one thing you want Santa to bring this year? 🎅 Comment below!

🔗 Ready to feel the same peace of mind? Let’s connect for a Virtual Coffee Chat ☕️ and create your financial plan.

10/08/2024

Is your financial independence 💰 at risk because you're ignoring the 80/20 rule?

We've all heard of the 80/20 Principle; especially in business.

The old, "you get 80% of your revenue from 20% of your clients."

But what if the 80/20 Principle could be extended to other parts of your life?

Really, the main idea behind the principle is that prioritizing the right things can make all the difference.

When I start working with new lawyer clients, especially those who have yet to start saving money, the questions I get asked most often are about my investment philosophy and the asset allocation.

Truth is, while important in the long-term, where the money is invested is not that important in the beginning.

What's more important?

The habit of putting money away on a regular basis.

Doing it consistently.

Everyone wants to talk about compound returns, but really, none of that matters if there's nothing invested to compound!

So, building wealth really comes down to:

● 80% Habits, 20% math

If you prioritize the 80%, the rest will fall into place.

At Lamont Wealth Strategies, we help you focus on the key habits and strategies that will lead you to financial independence and the lifestyle you desire.

👉 What’s a simple change that’s had a significant impact on your life?

────

I'm Jeffery, your wealth advisor, dedicated to helping lawyers build, protect, and transition their wealth.

🔗 Let's connect for a Virtual Coffee Chat ☕️ to discuss how we can implement the 80/20 principle in your financial planning and beyond.

10/05/2024

It’s never too late to start building your financial future—here’s why.

You have more time than you think!

If you're 60, you could still be investing for the next 20 years.

Many people misunderstand their investment timeline thinking that investing is only for the young.

The truth is, the longer you stay invested, the more compounding can work its magic.

Even at 60, you might be investing for over two decades.

Retirement doesn’t mean cashing out your entire nest egg immediately. Instead, you typically withdraw an income each year and keep the rest invested.

Here’s a quick look at the expected investment time horizon by age:

Age 20: 60 years

Age 30: 50 years

Age 40: 40 years

Age 50: 30 years

Age 60: 20 years

This is why focusing solely on retirement isn’t enough.

Whether you’re 30, 40, or 60, it’s never too late to start investing or reassess your financial strategy.

👉 What’s one thing you wish you knew about investing earlier?

────

I'm Jeffery, your wealth advisor, dedicated to helping lawyers build, protect, and transition their wealth.

🔗 Let's connect for a Virtual Coffee Chat ☕️ to discuss how to maximize time for your retirement plans.

10/03/2024

The cost of a 10-year delay in investing might surprise you...

Imagine this...

You’re 25 years old and start investing just $380 a month with a 7% rate of return.

By the time you’re 65, you’ll have accumulated $1 million.

But what happens if you wait 10 years, until you’re 35, to start?

That same $1 million goal now requires you to invest over double – $820 a month!

The lesson?

Time is your greatest ally in building wealth.

The earlier you start, the less you need to invest to reach your financial goals.

Don’t let procrastination cost you more than it should!

👉How do you prioritize saving for your future with today’s increased expenses?

────

I'm Jeffery, your wealth advisor, dedicated to helping lawyers build, protect, and transition their wealth.

🔗 Let's connect for a Virtual Coffee Chat ☕️ and explore how to make the most of your time to save for your future.

Lamont Wealth Strategies

12/09/2025

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