Modern Cents

Modern Cents Advice-only female-led professional financial planning. Based in Ontario, Canada.

07/16/2026

The 4% rule is the old standby for drawing down your retirement portfolio. But there's another—arguably better—way: the RMD strategy lets you live large when markets soar, but won't wipe you out when they crater.

07/15/2026

Macklem warns economic outlook remains uncertain as central bank lowers 2026 GDP growth estimate to 0.7%

07/14/2026

Saving is only part of the equation when preparing for retirement—not planning for common risks can increase your odds of running out of money.

07/13/2026

Friendship takes more time than most people think. Wes Moss breaks down the research and offers a practical framework for building community in retirement.

07/12/2026

Behind closed doors, millions of people are stepping into one of the hardest roles they’ll ever take on: caring for their aging parents.

07/11/2026

Should crypto be part of your portfolio? Here’s how bitcoin, ethereum, and other coins have performed—and what a 5% allocation could mean for long-term investors.

07/10/2026

In its first quarter, which RioCan reported in early May, the REIT saw a record-high blended leasing spread, a measure of how much it has been able to raise rents.

07/09/2026

'Bob and weave' employment is a thing for the 50-plus crowd

07/08/2026

A company's true financial health can't be judged by profit alone.

07/07/2026

Many leaders prioritize marketing, customer acquisition and sales channels to scale, but what they really need is hiding in plain sight.

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