SBLR

SBLR Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from SBLR, Toronto, ON.

If Q4 started tomorrow, would your numbers support the decisions you’re planning to make?September is when we recommend ...
09/03/2026

If Q4 started tomorrow, would your numbers support the decisions you’re planning to make?

September is when we recommend reviewing year-to-date performance, cash flow, upcoming tax payments, and whether your budget still reflects what’s actually happening in the business.

It’s also a good time to revisit owner compensation, planned purchases, and the priorities that still make sense before year-end.

A Q4 review now gives you time to act on what you find instead of dealing with surprises in December.

Unsure what deserves attention before Q4? Our team can help: https://www.sblr.ca/contact

What began as a vision 10 years ago has grown into a thriving firm built on trust, relationships, and a commitment to he...
09/01/2026

What began as a vision 10 years ago has grown into a thriving firm built on trust, relationships, and a commitment to helping clients succeed.

Over the past decade, we've celebrated milestones, navigated challenges, embraced change, and continued evolving alongside the business owners we serve.

This anniversary is an opportunity to reflect on how far we've come and, more importantly, to recognize those who made it possible: our partners, our team members, and our clients who have trusted us to be part of their success.

Thank you for being part of our story. Here's to the first 10 years and the exciting journey ahead! 💙

"Every financial decision you make is only as good as your bookkeeping.Missing receipts, disorganized statements, or rec...
08/31/2026

"Every financial decision you make is only as good as your bookkeeping.

Missing receipts, disorganized statements, or records that only exist in your head can throw off your numbers and make it harder to know how your business is actually performing.

Our latest blog covers the bookkeeping basics every business owner should master, including what records to keep, how bookkeeping differs from accounting, and habits that make tax time easier.

Read the full blog here: https://sblr.ca/bookkeeping-for-business-owners/ "

If you're self-employed, CPP contributions are mandatory, and for 2026, they can add up to more than $9,200.Incorporatin...
08/27/2026

If you're self-employed, CPP contributions are mandatory, and for 2026, they can add up to more than $9,200.

Incorporating and paying yourself in dividends instead of salary is one way to avoid these contributions. It's a strategy some business owners consider, but it comes with trade-offs. Dividends don't build RRSP room the way salary does, and incorporation brings its own costs, from legal and accounting fees to added complexity.

For most provinces, the overall tax difference between salary and dividends is small, generally less than 1.5%. So this decision usually comes down to more than the CPP piece alone: your income level, career stage, and whether you have other savings or pension coverage in place all factor in.

If you're weighing whether incorporation makes sense for your situation, our team can help: https://www.sblr.ca/contact

Being a content creator comes with the same tax responsibilities as running any other business, plus a few extra layers ...
08/21/2026

Being a content creator comes with the same tax responsibilities as running any other business, plus a few extra layers most people don't expect.

Sponsorships, ad revenue, gifted products, and cryptocurrency payments can all count as taxable income, and the CRA has been paying closer attention to the creator economy in recent years.

What's the part of managing your creator income you find hardest to stay on top of?

Trust planning isn't just for high-net-worth individuals. For business owners, it's a tool for protecting what you've bu...
08/18/2026

Trust planning isn't just for high-net-worth individuals. For business owners, it's a tool for protecting what you've built.

At SBLR, we help you evaluate whether a trust fits your overall plan, understand the tax and reporting implications, and coordinate with your legal and financial advisors so nothing falls through the cracks. The result is a plan that supports your business today and protects your legacy down the road.

If trust planning is on your radar, our team can help: https://www.sblr.ca/contact

Just because an expense was genuinely incurred for your business doesn't mean the full amount is automatically deductibl...
08/14/2026

Just because an expense was genuinely incurred for your business doesn't mean the full amount is automatically deductible.

Under the Income Tax Act, the CRA can reduce or deny part of a deduction if the amount claimed isn't considered reasonable, even when the expense itself served a real business purpose.

This shows up most often with management fees, salaries paid to family members, and payments between related companies, since these are the areas where a business has the most say over the amount paid.

It isn't about second-guessing your business decisions. What matters is being able to show why the amount made sense, through contracts, invoices, comparable rates, or records of the work actually performed.

If you want a second look at how your business expenses are documented, our team can help: https://www.sblr.ca/contact

Do you know what your KPIs are actually telling you about your business?KPIs, or Key Performance Indicators, turn your f...
08/12/2026

Do you know what your KPIs are actually telling you about your business?

KPIs, or Key Performance Indicators, turn your financial data into measurable insights you can act on, going beyond what your financial statements show on their own.

A KPI is only as reliable as the bookkeeping behind it. If your records are incomplete or your financial statements contain errors, your KPIs may be telling the wrong story.

At SBLR, we help business owners build a financial foundation they can trust, from accurate bookkeeping to identifying the KPIs that matter most for their business.

Contact us for a clearer read on your numbers: https://www.sblr.ca/contact

We had a great time volunteering at Second Harvest  Deuxième Récolte's food sorting facility, helping support an incredi...
08/11/2026

We had a great time volunteering at Second Harvest Deuxième Récolte's food sorting facility, helping support an incredible cause! Proud to give back to our community and make a difference together. 💙

Address

Toronto, ON
M4P2E5

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14167851150

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