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08/14/2026

Read our latest newsletter https://conta.cc/4gosv7V

Email from TvH Financial Don't Leave Your Retirement to Chance; Learn about Crucial Risks!     The Retirement Risk Most People Never See Coming   📈 The Retirement Risk Most People Never See Coming Wh

08/10/2026

🎯 Is Your Retirement Plan Built to Survive the Wrong Market at the Wrong Time?

Most investors focus on how much their portfolio earns.

Few understand that when those returns occur can be just as important.

This hidden threat is called Sequence of Return Risk, and it can have a dramatic impact on how long your retirement savings last.

Imagine retiring just before a major market downturn. Even if markets recover later, early losses combined with withdrawals can permanently reduce the longevity of your portfolio. Two retirees with the exact same average rate of return can experience vastly different outcomes simply because of the order of those returns.

At TvH Financial, we build retirement plans designed to address this risk through:

✅ Strategic diversification
✅ Safe and sustainable withdrawal strategies
✅ Bucket planning for short-, medium-, and long-term needs
✅ Ongoing portfolio reviews and adjustments

Retirement planning isn't just about achieving strong returns. It's about creating a strategy that can withstand market volatility and provide confidence throughout your retirement journey.

🎥 Watch our short explainer video to learn why Sequence of Return Risk is one of the most overlooked risks in retirement planning and how we help clients protect the retirement lifestyle they've worked so hard to build.

If your current retirement plan hasn't considered Sequence of Return Risk, it may be time for a second opinion.

📩 Reach out to learn how we can help build a retirement income strategy designed for long-term financial security.



TvH Financial | https://www.tvhfinancial.ca
TvH Group | https://www.tvhgroup.ca

08/10/2026

⭐️ Another 5-Star Client Review! ⭐️

Nothing means more to us than knowing we've made a positive difference for our clients.

Thank you to Jay N. for the kind words:

"Have used TvH Group in the past a couple of times now at least! Fantastic every time, everyone there is extremely helpful and answered all my questions as we went through this together. Couldn't recommend them enough!"

At TvH Group, we are committed to providing clear guidance, answering questions every step of the way, and helping our clients make confident financial decisions.

✅ Financial Planning
✅ Wealth Management
✅ Insurance Solutions
✅ Tax & Estate Planning
✅ Mortgage Services

We are grateful for the trust our clients place in us and look forward to helping more Canadians achieve their financial goals.

📍 Serving clients across Canada
🌐 https://www.tvhgroup.ca | https://www.tvhfinancial.ca

08/07/2026

💡 Did you know that many incorporated business owners can contribute substantially more to an IPP than to an RRSP?

After years of being overlooked, Individual Pension Plans (IPPs) are experiencing a major resurgence. But what's driving the renewed interest?

The answer may surprise you.

Recent tax changes, passive income rules, income-splitting restrictions, and increased pension flexibility have made IPPs one of the most discussed planning strategies for incorporated professionals and business owners today.

🎥 Watch our latest video to learn: • Why IPPs are gaining momentum
• Who may benefit most
• How they compare to traditional retirement savings strategies
• What every incorporated professional should know

👉 Click play and see if you're leaving valuable tax-planning opportunities on the table.

07/13/2026

🐢 vs. 🐇 — which one are you?

The hare chases quick wins. The tortoise builds lasting wealth.

Our free eBook, The Psychology of Money and the Tortoise vs. Hare Strategy in Personal Finance, shows you how patience, mindset, and behavioural cash flow planning lead to real financial freedom.

Slow and steady wins the race. 💰 📘 Free download — https://tvhfinancial.ca/tvh-financial-e-book

07/12/2026

🐢 What if the secret to building wealth isn't moving faster… but slowing down?

We're taught to chase the next hot stock, the quick win, the overnight return. But the hare's sprint rarely finishes the race.

Our new eBook, "The Psychology of Money and the Tortoise vs. Hare Strategy in Personal Finance," unpacks a different path — one built on patience, discipline, and understanding the why behind your financial decisions.

Inside, you'll learn:
✅ How your emotions and habits quietly shape your money choices
✅ Behavioural cash flow planning — budgeting that actually sticks
✅ Why slow, steady, and consistent beats fast and risky
✅ How to sidestep the pitfalls on the road to financial freedom

Real wealth isn't a sprint. It's a marathon — and slow and steady wins the race.

📘 Download your free copy today. https://tvhfinancial.ca/tvh-financial-e-book

07/08/2026

⭐ Another Happy Client! ⭐

Nothing makes us prouder than helping clients achieve their homeownership goals with confidence and peace of mind.
Thank you, Christie, for your kind words:

"Everyone we worked with was lovely. Always clear and helpful, and prompt at responding to our many questions!"

At TvH Group, we understand that buying a home and navigating the closing process can feel overwhelming. That's why our team is committed to providing clear guidance, timely communication, and trusted support every step of the way.

🏡 Home Purchasing Assistance
🔑 Property Closing Assistance
✅ Clear Answers
✅ Responsive Service
✅ Client-First Advice

Thank you for trusting TvH Group with such an important milestone. Congratulations on your new home, and we wish you many years of happiness ahead!



Learn more about how we help Canadians achieve their financial and homeownership goals at https://www.tvhgroup.ca.

06/29/2026

⭐️⭐️⭐️⭐️⭐️
Client Feedback That Means Everything to Us

“Great team, extremely responsive and professional. I would recommend the team to any homebuyer.”

We’re incredibly grateful for the trust our clients place in us. Delivering a seamless, responsive, and professional experience is what we strive for every day—especially during one of life’s biggest milestones.

Thank you for the kind words and recommendation, Kaitie! 🙌

If you’re planning your homebuying journey and want a team you can rely on, we’re here to help every step of the way.

📍 Learn more: www.tvhgroup.ca

06/29/2026

Train like an athlete. Think like an investor.

In our latest episode of the Money Mindset Mastery Podcast, we sit down with Adam Holt to explore how high-performance habits, discipline, and mindset can transform both your life and your finances.

If you’ve ever wondered how consistency, coaching, and preparation can help you build real financial wellness, this conversation is for you.

Ready to level up your mindset and your money?

Listen now on Spotify and start your financial wellness journey with TVH Financial.

Listen HERE: https://open.spotify.com/episode/2RFYlX9B930HkyrSGVIln6?si=-JMqGcxkSuuFriVEL9su8g

06/27/2026

The best athletes know one thing: success doesn’t happen alone. It takes the right coach, the right teammates, and the right support system to reach the next level.

The same is true for your financial goals.

When you surround yourself with the best team, you make better decisions, stay focused longer, and build a stronger path toward success.

That’s what TvH Financial is here for — to help you create a strategy built around your goals, your future, and your peace of mind.

Ready to build your winning team?

Visit us: TvHFinancial.ca

Check out the full YouTube episode HERE: https://www.youtube.com/watch?v=MDN8nCjOOEE

Connect with TvH Financial today.