We offer a low-cost, personalized portfolio strategy optimized to help Canadian individuals and businesses achieve their financial goals. Investing Made Easy! We offer three main services. Asset Allocation:
Your money is safely invested in up to 10 different asset classes. Stock and bond ETFs are optimally weighted to stay within your risk tolerance while helping you meet your investment objectiv
e. When selecting ETFs, we consider the following, expense ratio, bid-ask spread, assets under management, exchange rate hedging and capital gains implications. Smart Rebalancing:
The investment in a portfolio will perform according to the market. As time goes on, a portfolio's current asset allocation will drift away from an investor's original target asset allocation (i.e. their preferred level of risk exposure). If left unadjusted the portfolio will either become too risky, or too conservative. Tax Loss Harvesting:
Tax loss harvesting is the practice of selling a security that has experienced a loss. By realizing, or "harvesting" a loss, investors are able to offset taxes on both gains and income. The sold security is replaced by a similar one, maintaining the optimal asset allocation and expected returns
Invest in yourself, not by yourself!
