Sartorial Wealth Inc.

09/10/2026

The Bank of Canada held its rate at 2.25% — but should your financial plan depend on predicting what happens next?

In this Reel, I share 3 things your financial plan shouldn’t rely on getting right: the next rate decision, the next economic headline, or every prediction about what comes next.

For families managing financial lives across Canada and the U.S., the goal isn’t perfect prediction. It’s building a plan that can adapt when conditions change.

The headline changes. The plan shouldn’t have to.

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For general informational and educational purposes only. This content is not investment, financial, tax, or legal advice.

08/13/2026

Back-to-school planning can look a little different when your family’s expenses cross the Canada–U.S. border. 🎓

Canada added 𝟕𝟓,𝟏𝟎𝟎 𝐣𝐨𝐛𝐬 in July, well above the 15,000 expected, while the U.S. lost 𝟐𝟑,𝟎𝟎𝟎 𝐣𝐨𝐛𝐬 over the same week. With the Canadian dollar strengthening and USD/CAD near 𝟏.𝟑𝟗𝟑𝟕, now may be a good time to review upcoming cross-border education expenses.

Before tuition and other school-related bills come due:

• Add up what you’ll need in the other currency over the next 6–8 weeks — including tuition, residence fees, camp balances, and other essentials.
• Consider whether converting or locking in a portion ahead of time makes sense for your situation, rather than leaving everything until the due date.
• If your education savings include both an 𝐑𝐄𝐒𝐏 𝐚𝐧𝐝 𝐚 𝐔.𝐒. 𝟓𝟐𝟗 𝐩𝐥𝐚𝐧, talk with your advisor about how they fit into your broader financial plan.

A little preparation today can make the back-to-school season easier to manage.

𝐃𝐢𝐬𝐜𝐥𝐚𝐢𝐦𝐞𝐫: For general informational purposes only. This content does not constitute financial, investment, tax, or legal advice. Exchange rates and market conditions can change. Please consult a qualified professional regarding your individual circumstances.

04/27/2026

Do you know the difference between a credit lock and a credit freeze?

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04/24/2026

M0 is the total of all physical currency worldwide. What’s it look like?

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04/22/2026

What should you look for in a personal finance app?

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04/20/2026

Do you carry a balance on your credit card? Learn how long it may take to pay off the entire debt.

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04/17/2026

Have you used a junk-drawer approach to manage your investments?

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04/15/2026

Might you need more coverage in retirement? This piece covers some good reasons to retain your insurance.

Reasons to retain your coverage into your retirement years.