Richard Marques, CFP, CIM - Portfolio Manager

Richard Marques, CFP, CIM - Portfolio Manager Portfolio Manager at Ripple Private Wealth, Harbourfront Wealth Management http://www.manulifesecurities.ca/corporate-disclaimers.html

Pinto Marques Wealth Management is a trade name used to carry on business related to stocks, bonds and mutual only. Insurance products and services are offered by Richard Marques, an independent Insurance Representative. Banking products and services are offered by referral arrangements through our related company Manulife Bank of Canada. Please confirm with your Advisor which company you are dealing with for each of your products and services.

Every financial decision creates a ripple effect.The choices made today — how you save, invest, plan, and protect your a...
07/16/2026

Every financial decision creates a ripple effect.

The choices made today — how you save, invest, plan, and protect your assets — can shape opportunities and outcomes for years to come.

At Ripple Private Wealth, we believe thoughtful financial planning is about creating lasting impact, not just short-term results.

Because every ripple shapes your future.

Learn more:
www.ripplepw.ca
[email protected]

Taking control of your financial future starts with a plan.Strategic financial planning and disciplined investing can he...
07/07/2026

Taking control of your financial future starts with a plan.

Strategic financial planning and disciplined investing can help create long-term stability, confidence, and flexibility through every stage of life.

At Ripple Private Wealth, we work with clients to build strategies designed around both today’s priorities and tomorrow’s goals.

Schedule a consultation:
www.ripplepw.ca
647-660-6469

Welcome to Ripple Private Wealth.We help clients build, protect, and grow wealth through disciplined investment manageme...
06/23/2026

Welcome to Ripple Private Wealth.

We help clients build, protect, and grow wealth through disciplined investment management and thoughtful financial planning.

Our goal is to provide clear guidance, personalized strategies, and long-term support that evolves alongside your financial journey.

Schedule your consultation today:
www.ripplepw.ca
647-660-6469
[email protected]

No two financial journeys are exactly the same.That’s why personalized financial strategies matter. Your goals, timeline...
06/18/2026

No two financial journeys are exactly the same.

That’s why personalized financial strategies matter. Your goals, timeline, priorities, and comfort with risk should all play a role in shaping your financial plan.

At Ripple Private Wealth, we work closely with clients to develop thoughtful strategies designed around their unique circumstances and long-term objectives.

Connect with us:
www.ripplepw.ca
[email protected]

Financial planning is about more than investments alone.At Ripple Private Wealth, we take an integrated approach that co...
06/09/2026

Financial planning is about more than investments alone.

At Ripple Private Wealth, we take an integrated approach that considers wealth management, retirement planning, insurance strategies, and long-term financial goals together.

Our focus is helping clients build a coordinated financial strategy with clarity and purpose.

Ready to get started?
www.ripplepw.ca
647-660-6469

A well-designed investment strategy is built on more than short-term performance. Diversification, disciplined portfolio...
06/04/2026

A well-designed investment strategy is built on more than short-term performance. Diversification, disciplined portfolio management, and maintaining a long-term perspective all play an important role in building and preserving wealth over time.

At Ripple Private Wealth, we help clients develop strategies designed to align with their goals while managing risk thoughtfully along the way.

Learn more:
www.ripplepw.ca

Financial freedom doesn’t happen overnight. It’s built through consistent decisions, strategic planning, and a long-term...
05/26/2026

Financial freedom doesn’t happen overnight. It’s built through consistent decisions, strategic planning, and a long-term perspective. A strong financial plan helps create structure around your goals while providing clarity for the future you’re working toward.

Whether you’re just getting started or looking to refine your current strategy, Ripple Private Wealth is here to help guide the process.

Schedule a consultation today:
www.ripplepw.ca
647-660-6469

Bringing nearly two decades of experience in financial services, I help clients navigate investment decisions with clari...
05/21/2026

Bringing nearly two decades of experience in financial services, I help clients navigate investment decisions with clarity and confidence. My approach is centered around long-term relationships, disciplined portfolio management, and personalized financial guidance tailored to each client’s unique goals.

At Ripple Private Wealth, we believe financial planning should feel collaborative, transparent, and aligned with what matters most to you.

Learn more:
www.ripplepw.ca

Building wealth isn’t about chasing trends or reacting to headlines. It starts with a thoughtful strategy built around y...
05/12/2026

Building wealth isn’t about chasing trends or reacting to headlines. It starts with a thoughtful strategy built around your goals, timeline, and priorities.

Whether you’re growing your investments, preparing for retirement, or refining your financial plan, having the right guidance can make a meaningful difference.

At Ripple Private Wealth, we focus on helping clients build long-term financial confidence through disciplined planning and personalized advice.

To learn more or schedule a conversation:
www.ripplepw.ca
647-660-6469
[email protected]





Compounding is often called the most powerful force in investing.Why?Because investment returns begin generating returns...
05/07/2026

Compounding is often called the most powerful force in investing.
Why?
Because investment returns begin generating returns of their own. Over time, this creates exponential growth.

For example, investors who start earlier often see dramatically different long-term outcomes than those who wait, even if they invest the same amount later.
Consistency + time = powerful results.

Want to learn how compounding fits into your financial plan?
Start here:
www.ripplepw.ca

Address

365 Evans Avenue, Suite 301
Toronto, ON
M8Z1K2

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