Andrew Walton, CFP - Royal Bank of Canada, Royal Mutual Funds Inc,

06/06/2023

While there is no one-size-fits-all approach to measuring risk in your investments, there are two aspects of risk every investor should be thinking about. Take these quizzes to learn more about risk tolerance and risk capacity.

12/06/2022

"It’s natural to expect the path of a country’s stock market to closely track that of its economy. But in reality, it’s not that simple. In this article, we’ll explore these two forces in more detail – and what they mean to investors."

Market and economic cycles often differ. Here’s how to navigate them.

11/29/2022

The 2023 TFSA Contribution Limit has been increased!

Today the TFSA contribution limit for 2023 has been announced by the CRA, the first increase since 2019. The limit has gone up to $6,500 from $6,000. The total is indexed to inflation and rounded to the nearest $500.

This means that the total contribution room available in 2023 for someone who has never contributed, and has been eligible since its inception in 2009 is $88,000.

The Federal tax brackets were also announced by the CRA – and will also be adjusted higher for 2023. They are as follows:

• The 33.0% tax rate begins at taxable income of over $235,675, up from $221,708 in 2022.
• The 29.0% tax rate begins at taxable income of over $165,430, up from $155,625 in 2022.
• The 26.0% tax rate begins at taxable income of over $106,717 up from $100,392 in 2022.
• The 20.5% tax rate begins at taxable income of over $53,359, up from $50,197 in 2022.
• Income up to $53,359 is taxed at 15.0%.

06/10/2022

Here's a short, insightful housing market update from RBC's Though Leadership team. The takeaway? Canada’s housing market is tapping on the brakes as interest rates rise.

The Bank of Canada’s interest rate liftoff was quick to rein in supercharged housing activity and weigh on home prices....

05/31/2022

The first half of 2022 has been tough for investors. Clients often ask what advice I can provide to help them see through their investment plans and sleep easier at night. I think the list below, put together by Sarah Riopelle, RBC GAM's Vice-President and Senior Portfolio Manager, provides a good starting point and frankly, a good reminder for us all.

Revisiting the 10 basic truths about investing

05/27/2022

When markets shift, particularly when they drop quickly, it can be hard not to react. But history shows you will more likely achieve your long-term investment goals if you have a plan and stick to it through all types of market conditions. Check out the article below for more information on some timeless strategies:

What to do when markets are volatile

05/14/2022

This week's MacroMemo provides insight into a number of areas influencing the market, and also looks at the current state of the US and Chinese economy. Other topics include inflation and recessions fears, labour market tightness, 1940s parallels, and housing risks.

Inflation and recessions / Labour market tightness / U.S. economic weakness / 1940s parallels / Weakness in China’s economy / Housing risks

05/11/2022

It’s easy to get tripped up on finance terminology. Here's a list of trending and most-searched-for terms in Canada and what they mean.

Here's a list of trending and most-searched-for terms in Canada and what they mean.

03/26/2022

"The numbers are in: more and more people want their investing dollars to make a difference in the world. But whether you’re among the 79 per cent of Canadians already considering investing in companies that are committed to environmental, social and governance (ESG) values, or simply want to know more about investing responsibly, the underlying concepts can be a good place to start."

Deepen your understanding of responsible investing with these concepts.

03/18/2022

A solid MacroMemo this week provided by Eric Lascelles, RBC's Chief Economist. This week he covers the following:
Ukraine update / Pandemic revival / Monetary tightening / Recession risk / Fiscal support / Slower growth is good

Ukraine update / Pandemic revival / Monetary tightening / Recession risk / Fiscal support / Slower growth is good

02/17/2022

I am blessed to work in such an incredible city at a job that recognizes the efforts you put into your work. In addition to the incredible team that motivate and support me each day, I've also been able to meet some amazing clients that make financial planning feel like truly rewarding work. Thank you to all that have entrusted me with a very important, and at times, a very delicate, part of their life. Looking forward to helping as many people as I can over the next 3 quarters!

Congratulations Andrew Walton, CFP® for being Vancouver West's Quarterly Award Winner for Q1-2022. Andrew has had a remarkable start to 2022 closing nearly... 13 comments on LinkedIn