Girard Wealth Management

03/12/2026

Latest update on what's going on in the world.

Market Update, March 2026, War in Iran, War in AI, War in Ukraine, Murder on the Dancefloor

05/02/2025

Some thoughts that I've been working on since last year, about Canada, where we're at and where we want to go. I approached this as a financial planner, treating our many priorities holistically and building a comprehensive big-picture approach.

Introduction

02/26/2025

Update to the website.

Fee-based financial planning for business owners, professionals and families.

08/16/2019

So we've just seen the yield curve in the US which had been a very accurate predictor of a recession over the last few decades. Keep in mind that typically the recession follows this event by 19 months and markets typically peak after 12 months, so no need to panic.

Alright, nerds. It’s time to put on our thinking caps and fill up our pocket protectors. We’re gonna talk about inverted yield curves. First things first – What is an [ … ]

06/22/2019

Pretty cool chart!

This interesting diagram breaks down all U.S. energy use by both source and industry, and everything that happens in between.

06/17/2019

Mortgage rates have been moving lower, get in touch with your mortgage broker if you're interested in a purchase, refinance or renewal.

When mortgage pricing gets this low, it starts to feel like every term is on sale, but some terms are clearly better values than others. Here’s a quick sampling of the deals du jour

06/13/2019

Just as the writer says, sorry for the radio silence but real work got in the way of posting on social media about work :)

Sorry for the radio silence here. Real work got in the way of blogging about work. A lot of people seem to think that the bond market is forecasting a [ … ]

02/11/2019

2018 was another rough year for actively managed funds, putting more pressure on fund companies to lower fees and tighten compensation for advisors.

11/06/2018

This is a good reminder that it's important to understand how financial products work. Credit card protection insurance like most mortgage protection insurance sold through banks or credit card companies rarely pay out and carry numerous qualifications.

An Ontario man who paid for credit card balance protection insurance in case he lost his job or got sick never qualified for most of the coverage, and was unable to cash in after having a stroke.