João Ribeiro

João Ribeiro Join our growing team and start your journey 👇

Helping driven people quit the 9-5, build wealth & freedom 💼
8+ yrs experience 🇧🇷🇨🇦
Sharing The New Art Of Living — financial freedom, time freedom, and purpose.

JOAO RIBEIRO | Business Coach, Insurance & InvestmentsI’m 48 and I’ve never had a job that paid me by thehour.That wasn’...
08/28/2026

JOAO RIBEIRO | Business Coach, Insurance & Investments

I’m 48 and I’ve never had a job that paid me by the
hour.

That wasn’t a strategy. I just never felt like I
belonged in the corporate world, so I kept picking
work where what I made depended on what I did.

It has a cost and nobody puts that in the ad. Four
months without a sale is four months of working for
free. A bar can be full every night and still lose.

Which of these would you have quit first? Frame
number in the comments.

Part 02 is the one exception, and how it ended.
Follow if you want it.

08/27/2026

JOAO RIBEIRO | Business Coach, Insurance & Investments

I wasn’t job hunting in Vancouver. I was
collecting hours.

That’s the part nobody outside the immigration
system understands. On a study permit you can’t
just take a job you want. You’re building toward
the next permit, and the shifts are the currency.

Delivery. Espresso. Courier. Every one of them was
a number going into a file.

Then COVID closed everything and a two year process
became four.

If you’re in the middle of that right now, the
middle is the whole thing. There isn’t a shortcut
underneath it.

What job did you take purely for the hours? One
word.

The Paperwork Years is a new series. Part 02 goes
up tonight and it’s the one with the result in it.

08/26/2026

JOAO RIBEIRO | Business Coach, Insurance & Investments What starting over at 40 really costs you

I had a career in Brazil before any of this.
Real estate, finance, a business degree, years playing
guitar professionally on tour.

None of it transferred on paper. I took odd jobs
in Canada and rebuilt from zero.

The lesson: your title is the first thing you lose
when you start over. Your discipline is the last.
One rebuilds in a week. The other takes years.

Title or work ethic? You can only keep one.
Comment which. 👇🏽👇🏽👇🏽

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Vancouver, BC

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+12368624235

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