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Not all heroes wear capes (unless they buy one on Amazon...) 🦸‍♂️🦸‍♀️😎
06/12/2020

Not all heroes wear capes (unless they buy one on Amazon...) 🦸‍♂️🦸‍♀️😎

What a crazy few months it has been..-I initially had a couple months of content lined up focused on financial education...
06/11/2020

What a crazy few months it has been..
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I initially had a couple months of content lined up focused on financial education. However, with everything going on, I felt an urge to change up my content and speak up about things I feel are much more important. I want to focus on how we can all come out of this year a better person, a better citizen, and a better leader for those around us.
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Over the next few weeks, I'll be much more expressive about where I stand on all of this and how it relates to people's finances.
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Until then, I'm curious... how has 2020 changed how you look at your finances (and life?)? Has it changed your priorities? Your values? Your spending? Your career? Your business? Your contribution?
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For myself, it has really changed how I want to show up in life. This year has taught me to not let my external circumstances stop me from doing my best. To "go with the flow" and adjust to what life gives me. To stop tolerating and stop compromising what I want in Life. To stop hiding and to speak my mind. That how I make money is more important than how much money I make. OH and to be extra grateful for everything and everyone I have in my Life. ❤️
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I would love to hear any of your thoughts in the comments below or a DM 😄

*sweating profusely* 😂
05/20/2020

*sweating profusely* 😂

05/15/2020

Just a friendly reminder that the due date for filing individual tax returns is June 1st! If you’re self-employed, the deadline is June 15th!
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Whichever category you fit in, you have until September 1st to pay any 2019 income tax amounts owed.
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Oops might not be the best way to start a long weekend 🤭 happy Friday everyone!!!

I saw this trending a few months ago and didn't want to share it because I felt like it was guilting people into not buy...
05/14/2020

I saw this trending a few months ago and didn't want to share it because I felt like it was guilting people into not buying things.
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However, I saw the value in shifting perspective on saving and how we use our money. Especially with COVID and how people are thinking more about their finances.
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So instead of using stuff you don't "need," I used stuff you don't "value."
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This is a small but important distinction because it helps us get in tune emotionally with our spending habits. Of course you want to spend money on things you want. But is it something you really want (somethine you value), or is it something someone else told you that you should want.
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This is where you "cut the fat." If it's not something you need and something you don't value, why are you spending your money on it?
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Instead, why not put that money towards something you value that requires saving? Such as travelling, home ownership, starting a business, financial freedom? And it can start from as little as $27.40 per day.
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05/13/2020

This is for any of you DIY investors!
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These last couple months have been an interesting time for most investors. And for many people who are planning long-term and investing regularly, it isn't anything to worry about.
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However, for people trying to take advantage of the "opportunities" in the market, it's important to understand how you make your investment decisions.
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We all have biases that distort our ability to make sound and rational investment decisions. And if we aren't aware of them, we might end up relying on these to make our decisions for us.
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To avoid that, you need to be clear with 3 things: what you're saving towards, what your investment principles are, and what are your biases?
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What are your metrics and drivers to help you decide when to buy, when to sell, which stocks to choose, how long to hold them for, and if what you're choosing is the best option for you?
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Imperically there is a clear trend in which investment principles "work." However, it's important that whatever plan you choose is one that you could adhere to. So instead of taking what an advisor, a friend, or media "experts" tell you, you need to be clear with yourself first.
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I always use the example of a boat out in water. If you're not clear with where you're heading and a process on how to handle the waves and the wind, you let the waves of the ocean take you wherever it wants you to.
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Take the time to know your principles, your biases, your values, and reflect back to your past investing decisions. Chances are that if you've made poor investment decisions, that you weren't clear with any of the 3 above.
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Or maybe you were clear, but you realized that there was something off in your train of thinking. At least if you knew what they were, you know what variable to adjust to make better and more sensible investment decisions the next time.
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Hope that makes sense!
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"Why do I have so much money in my bank account??" 😂******
05/02/2020

"Why do I have so much money in my bank account??" 😂

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For any of you here in BC and was approved for CERB, you are eligible for the "BC Emergency Benefit for Workers." This i...
05/01/2020

For any of you here in BC and was approved for CERB, you are eligible for the "BC Emergency Benefit for Workers." This is a one-time $1000 tax-free payment to help support workers affected financially by COVID.
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You can apply online today (May 1st, 2020). You'll need your direct deposit information to apply and it'll take 10 business days to receive your payment.
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To be eligible for the emergency benefit, you must:
- Have been a resident of British Columbia on March 15, 2020
- Meet the eligibility requirements for the Canada Emergency Response Benefit (CERB)
- Have been approved for the Canada Emergency Response Benefit, even if you haven’t received a federal benefit payment yet
- Have filed, or agree to file, a 2019 B.C. income tax return
- Not be receiving provincial income assistance or disability assistance

Hope this helps any of you who it applies to! Feel free to reach out if you have any questions 😄

Who here has gone online shopping ever since staying at home??? 🙋‍♂️-It's easy to get caught up with buying things you d...
04/24/2020

Who here has gone online shopping ever since staying at home??? 🙋‍♂️
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It's easy to get caught up with buying things you don't need when you're bored and have more free time.
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And I'm not going to guilt you into not buying things you want. Just take a minute to reflect and see is what you're buying aligned with your values.
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What helps is knowing what you really want to save for (ex. - a trip around the World, your dream home, money to start your passion project, a cool camper van that you'll take to travel all across North America 😄) and knowing how much in a fixed dollar amount how much it'll cost.
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From there, it's easier to make a conscious decision when you purchase something, as you have an alternative to compare what that money you're spending could get you (or get you closer to).
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Try it, I know it'll help!
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Repost of , give them a follow their work is awesome!!!!
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Hey guys... I tapped into my inner graphic designer (aka learned how to use Canva). Made this carousel for those who hav...
04/23/2020

Hey guys... I tapped into my inner graphic designer (aka learned how to use Canva). Made this carousel for those who have been financially affected by COVID. But really, everyone would get tons of value by reviewing their CASH FLOW.
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If you've been to one of my seminars, you probably have heard me rave about how important cash flow is. It's as simple as "money in" versus "money out." And even though it sounds simple, it's the difference between a financial plan that's followed through with and one that gets pushed off.
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The thing is that because it seems so simple, it's easy to overlook the importance of it.
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Taking the time now to review your income and your expenses will free up money towards things that are important to you in life. This extra money will feed the goals that you're working towards.
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Here are a few things you can do:
• Develop your skills, your network, and your value to your company (to become "indispensable")
• Ask for a promotion or a raise (assuming you've put in the work to ask for one)
• Look for a second job/side hustle/passion project to make some extra money
• SPRING CLEANING! Find things in your home you haven't touched in years to sell and give to someone who'll actually use it
• Research certain industries and buy/sell items to make profit on arbitrage
• Invest your excess savings into an investment that'll grow (assuming you have an emergency fund/proper insurance coverage/enough for ST goals)
• Review your budget to see where you can "cut the fat"
• If you don't have a budget, make a budget!!!!! Use YNAB/Mint/Excel or ask me if you need support
• For cutting the fat, look to subscriptions you don't use anymore, shopping (AMAZON!!!), eating out, possibly transporation costs if working at home
• Review your insurance coverage to see if your coverage meets your needs (and your budget); you might be overpaying
• Consider refinancing your mortgage depending on your rate, terms and situation
• Consolidate your debt to lower interest payments and free up monthly cash flow
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These are just a few things you can do. Take advantage of this rare opportunity to review your finances and start creating change.
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Hope you find this helpful!

04/22/2020

To be honest, I've had quite a bit of resistance to posting content recently.
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A part of me felt that putting out more content would be adding to all the "noise" out there. Another part of me was feeling lost and uncertain, which created some doubt in what I was doing.
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However, I had a few friends who helped me shift my perspective from "adding to the noise" to "helping provide clarity for others."
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So I decide to put on my work suit (aka a t-shirt and possibly pants) and started to put together some content again. I look forward to sharing it with you all!
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Also, if you're feeling stressed/uncertain/confused with your finances because of COVID, feel free to reach out. I want to guide you in the right direction so that you can get through this and get back on track. If you have questions, need support or just want to connect, feel free to DM or contact me directly.
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If not, take care and stay safe everyone 😄♥️
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