Steve Melnick, PFP, CFP - Financial Planner, RBC Financial Planning

03/01/2022

****Reminder**** Today is the deadline for RSP contributions- Have you made your RSP contribution for the 2021 tax year? Feel free to reach out to me directly at 778-679-1307 or at [email protected] and I will do my best to fit you in before the cut off!

[email protected]
http://www.rbcroyalbank.com

08/30/2019

I’m a huge believer in having a financial plan and a balance that works for you. A financial plan should be an ongoing exercise that keeps you excited about what you can accomplish but also realistic and prioritizing goals.

Helpful details below.

Getting ready for retirement can be a dizzying prospect, but facing your financial fears might be just what you need to find solid ground.

07/16/2018

The importance of investing in the last leg of the bull market. Great quick to read article that can help give perspective on market timing.

http://funds.rbcgam.com/pdf/investing-during-the-last-leg-of-a-bull-market.pdf

07/16/2018

The age old question, should you pay down your mortgage or invest in RRSPs? See how RBC helped one couple make the right choice.

While saving for retirement and reducing mortgage debt will both increase your net worth, the right choice can put you further ahead. An RBC Financial Planner can help you make the best move.

02/03/2018

What’s in store for investors this winter? Check out RBC Global Asset Management’s quarterly Global Investment Outlook. Watch the videos:

10/28/2017

Inflation may not be a big concern now, but over 30 years it can have a big impact on your savings. Learn more.

Check out this article from RBC Global Asset Management's Retirement Resource Centre http://www.rbcgam.com/retirement-hub/outpacing-inflation.html

10/28/2017

Bank of Canada maintains overnight rate target at 1 per cent

The Bank of Canada today maintained its target for the overnight rate at 1 per cent. The Bank Rate is correspondingly 1 1/4 per cent and the deposit rate is 3/4 per cent.

09/30/2017

Funding Your Retirement Using Your Home

According to an OSC Investor Office survey, nearly half of pre-retired Ontario homeowners age 45 and over are relying on the value of their home increasing to fund their retirement. It’s easy to see why—a home is the most valuable assetAsset Something of value that a company or an individual owns or...

08/31/2017

The rules of retirement are changing. But does this mean you have to work longer?

Are the rules of retirement changing? Many Canadians are now looking at their later years as a time of personal and professional growth.

08/16/2017

5 simple steps to figure out what you’ll need to save for retirement

Here’s one way to arrive at a ball park figure for your own circumstances

08/01/2017

Summer doesn’t mean learning needs to stop! Here are 13 ways to keep kids "accidentally" learning all summer.

Learn the stealthy ways a homeschooling mom keeps her kids "accidentally" learning all summer long.

07/15/2017

that you can cash any government of Canada up to $1,500 for free? via https://www.canada.ca/en/financial-consumer-agency/services/rights-responsibilities/rights-banking/cashing-government-cheque.html

Rights and responsibilities when cashing Government of Canada cheques for free. Financial Consumer Agency of Canada.