Karen Debergh-CFP CEA

06/19/2025

Get ready to apply for the Canada Disability Benefit! Applications are set to launch tomorrow, Friday, June 20th.

What is the Canada Disability Benefit (CDB)?
The Canada Disability Benefit (CDB) is a new federal program designed to provide direct financial support to people with disabilities between the ages of 18 and 64. It is an income support program intended to reduce poverty and help people with disabilities achieve greater financial security and independence.

How much could you receive?
First payments will begin in July 2025 for applications received and approved by June 30, 2025. The maximum amount you could receive is $200 per month or $2,400 per year. This amount will depend on your income from the previous year as well as your family status.

Do you qualify?
To qualify for the Canada Disability Benefit (CDB), you must meet a set of criteria including the following:
• You must be between the ages of 18 and 64
• You must be approved for or currently receiving the Disability Tax Credit (DTC)
• You must have filed your 2024 federal income tax return

How to apply:
If you are approved for the Disability Tax Credit and meet the eligibility requirements, you will receive a letter with a unique code and instructions on how to apply for the Canada Disability Benefit. Starting June 20th, you can apply,
• Online through the Application Portal
• In person at a Service Canada Centre, or
• By phone at 1-833-486-3007

To help you prepare and get ready to apply, we've put together a resource page with all the information you need to know. Click the link below to learn more!

CDB RESOURCE PAGE

For more information please DM me

06/12/2025

Are you between the ages of 18 and 64 and have a disability? If so you may qualify for the Disability Tax Credit...having this opens the door to many other programs offered though the federal goverment including the Registered Disability Savings Plan (if you are under age 49), the Canadian Dental Plan and the new Canadian Disability Benefit which could give you up to $200 per month. Feel free to DM me if you have any questions.

06/09/2025

Exciting News!

I'm now offering fee-for-service comprehensive financial and retirement plans to both clients and non-clients! These plans are crafted to help you reach your financial goals and enjoy peace of mind about your future.

🔹 Special Perk for Clients: Enjoy exclusive discounts on all planning services as a thank-you for your continued trust and support.

Whether you're just beginning to plan for retirement or refining your current strategy, I'm here to help you every step of the way.

Send me a message or comment below to learn more or schedule your personalized planning session today!

01/23/2025

Do you want to learn more about the Disability Tax Credit join this webinar...and then if you have any further questions contact me...https://www.planningnetwork.ca/events/the-disability-tax-credit-feb-4

07/04/2024

This blog has been written by Lily MacLeod [Associate] at Fasken LLP It is common for an elderly parent to set up a joint bank account with their adult child. This enables the child to help manage the parent’s finances freely and efficiently (either as the parent’s attorney for property...

04/10/2024

04/01/2024

I am happy to announce that along with my Certified Financial Planner (CFP) designation I have received my Certified Executor Advisor (CEA) designation.

09/01/2022

We want to congratulate KAREN DEBERGH on obtaining her Certified Financial Planner (CFP) designation! Karen has worked very hard to earn this valuable designation to enhance her expertise in the industry and is truly an asset to our team.