Garofalo & Associates Private Wealth Management

06/17/2026

Behavioural risk does not end at retirement, it often increases. Market volatility feels different when you are drawing income rather than contributing capital.

Structured income planning reduces the need to make reactive decisions during market stress. Cash flow reserves, disciplined rebalancing, and predefined withdrawal frameworks create stability when headlines do not.

If recent market swings have caused uncertainty around your income plan, a structured review may provide reassurance.

A comprehensive retirement plan starts with a conversation. Contact us via our website: https://www.garofaloandassociates.ca/

06/16/2026

There are very few events where you can sit in your living room and share an experience with Canadians from every province and territory.

That's exactly what makes this event special.

There's still time to register and join us on June 18 as IG Wealth Management celebrates its 100th anniversary with Rick Mercer and Alan Doyle. Together, we'll celebrate the stories, resilience, humour, and sense of community that have helped shape Canada over the last century.

Clients are welcome to invite friends and family to join this complimentary virtual event.

Live Webinar Event: Stories, Songs and The Canadian Spirit: An evening with Rick Mercer and Alan Doyle
📅 Thursday, June 18, 2026 | 🕐 8:00 pm ET
🔗 Register now: https://event.on24.com/wcc/r/5272391/3395F1A05EDC94D16E74885A71FC2F63?partnerref=RO124ChrisGarofalo

06/14/2026

Is the boom coming with a price tag? Listen to the latest episode of The Living Market for the answer.

Two years ago, incoming U.S. Federal Reserve chair Kevin Warsh warned that central banks were getting too comfortable with higher inflation and called it very dangerous. Philip Petursson, Chief Investment Strategist at IG Wealth Management, explains why that warning looks prescient today. With most central banks worldwide running above their inflation targets, and bond yields climbing, the boom in labour markets and asset prices is coming with a cost. The question is how central banks respond, and whether markets are ready for that answer.

▶️ Click here to listen to the latest episode: https://www.garofalodonato.ca/podcasts
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06/12/2026

One hundred years. One country. One special evening.

On June 18, we invite you to join us virtually to celebrate a century of helping Canadians build and protect wealth for generations.

Joining us are two Canadian icons, Rick Mercer and Alan Doyle, for an evening of stories, humour, music, and reflections on what makes this country such a remarkable place to call home.

Live Webinar Event: Stories, Songs and The Canadian Spirit: An evening with Rick Mercer and Alan Doyle
📅 Thursday, June 18, 2026 | 🕐 8:00 pm ET
🔗 Register now: https://event.on24.com/wcc/r/5272391/3395F1A05EDC94D16E74885A71FC2F63?partnerref=RO124ChrisGarofalo

06/01/2026

What does it take to build something that lasts?

On June 4, join us for a rare and exclusive conversation featuring André Desmarais, Deputy Chairman of Power Corporation of Canada and Power Financial Corporation.

Together, they will explore the entrepreneurial mindset behind enduring success, lessons from building family enterprises, and how strategic planning can help families and business owners create lasting impact.

Live Webinar Event
Building Legacy: The Entrepreneurial Mindset with Power Corporation's André Desmarais
📅 Thursday, June 04, 2026 | 🕐 1:00 pm ET
🔗 Register now: https://event.on24.com/wcc/r/5272382/27033D008A2493C47BECD7647366FEE6?partnerref=RO124ChrisGarofalo

05/27/2026

At Garofalo & Associates, we're passionate about helping shape the next generation of financial professionals, and we're pleased to welcome Tyler Holmes as our newest intern.

Through mentorship, hands-on learning, and exposure to real client planning conversations, Tyler will gain valuable experience supporting the work we do for families, professionals, and business owners.

We value IG Private Wealth Management’s ongoing commitment to attracting and developing emerging talent, and we're grateful to clients for supporting us as we invest in the future of the profession.

Building a strong future in financial planning depends on developing talented people not only for our industry, but for the clients and communities we serve.

Learn more about working with our team here: https://www.garofaloandassociates.ca/join-our-team

IG Wealth Management

05/20/2026

“Having enough” is not a number, it's a strategy. If you have accumulated meaningful capital but still question long-term sustainability, the issue may not be assets. It may be structure.

Affluent retirees often accumulate significant assets yet remain uncertain about sustainability. The concern is rarely about wealth alone. It is about clarity.

Confidence comes from understanding income durability, tax exposure, healthcare contingencies, and estate implications under multiple scenarios.

A comprehensive retirement plan starts with a conversation. Contact us via our website: https://www.garofaloandassociates.ca/

04/30/2026

Lessons from 100 years of investing: listen now!

This year, IG Wealth Management celebrates 100 years of helping Canadians invest through everything markets can deliver. Philip Petursson, Chief Investment Strategist at IG Wealth Management, takes us through a century of market history; from the 1929 crash to the dot-com boom, the 2008 crisis and pandemic shock. He reveals a surprising pattern: while the triggers change, the rhythm stays remarkably consistent. Excess leads to stress, followed by policy response and recovery. Philip explains why the core building blocks of investing haven't fundamentally changed and shares the real lesson from a century of markets: success isn't about predicting the future perfectly, it's about preparing for it consistently.

▶️ Click here to listen to the latest episode: https://www.garofalodonato.ca/podcasts
Subscribe. Like. Share this episode.

04/29/2026

The 2026 Spring Economic Update introduced several changes that may quietly shape financial decisions over the coming years.

From reduced CPP contributions starting in 2027, to extended flexibility in the Home Buyers’ Plan, and expanded tax support for tradespeople and apprentices, these updates are less about headlines and more about long-term planning implications.

Understanding how policy changes translate into real-life financial decisions is where clarity matters most.

If you’re wondering how these updates may affect your situation, it’s worth taking a closer look.
https://www.ig.ca/en/insights/2026-spring-economic-update

On November 4, François-Philippe Champagne, Minister of Finance and National Revenue, presented Canada’s 2025 federal budget. Here is a summary of the most relevant proposals that may impact Canadians.

04/22/2026

Inflation does not disappear in retirement, it compounds quietly. Retirees who shift too conservatively too quickly may unintentionally compromise future lifestyle flexibility.

Inflation protection requires thoughtful portfolio construction, diversification beyond fixed income, and a clear understanding of real return objectives.

Balancing income stability with growth exposure is not a simple allocation decision. It is an integrated planning decision tied to spending patterns and legacy priorities.

If your retirement portfolio has not been reviewed through an inflation-adjusted lens, it may warrant a comprehensive evaluation.

A comprehensive retirement plan starts with a conversation. Contact us via our website: https://www.garofaloandassociates.ca/