Garofalo & Associates Private Wealth Management

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Waterdown, ON
Garofalo & Associates Private Wealth Management

Chris Garofalo, CFP®, CLU
Principal

Garofalo & Associates
IG Wealth Management Inc. Mutual Fund Division IG Wealth Management Inc.

Mutual Fund Division

Whether you’re preparing for retirement, managing a growing investment portfolio, navigating complex tax considerations, or planning the transition of your business to the next generation, Garofalo & Associates Private Wealth Management delivers personalized financial planning and investment management designed for long-term success. Led by Chris Garofalo, CFP®, CLU, our team

of CERTIFIED FINANCIAL PLANNER® (CFP®) professionals provides comprehensive, integrated wealth management and retirement planning services for high-net-worth individuals, families, and incorporated business owners across Waterdown, Dundas, Hamilton, and Southwestern Ontario. The CFP® designation represents the highest standard in financial planning, grounded in rigorous education, ethical responsibility, and client-first advice, giving you confidence that every recommendation is aligned with your long-term interests. With decades of combined experience, our advisors understand the financial complexities that often accompany success for multi-generational families: tax efficiency, retirement income sustainability, estate and legacy planning, business succession, and risk management. We take a collaborative, strategic approach and coordinate your retirement goals with investment strategy, tax planning, and estate considerations into a cohesive plan designed to protect and grow your wealth. Our commitment is to build enduring relationships rooted in integrity, transparency, and trusted advice. If you’re seeking an experienced financial advisor in Waterdown or Dundas who provides truly comprehensive private wealth management, we invite you to book a confidential, no-obligation consultation and take the first step toward a more intentional and confident financial future. Connect with Chris Garofalo on LinkedIn: https://www.linkedin.com/in/chrisgarofalo1/
Visit us online to learn more about our solutions: https://www.garofalodonato.ca/

08/27/2026

One of the most rewarding parts of our role is helping clients understand how each stage of life fits into a bigger financial picture, so they can move forward with confidence.

After all, a financial plan isn't just about where you are today. It's about where you want to go.

Learn more about our team and the experience we bring to our clients' financial lives by visiting our website: https://www.garofaloandassociates.ca/about-us

08/19/2026

Estate plans do not fail because of poor intentions. They fail because of poor liquidity.

Many affluent families hold substantial real estate, private investments, or corporate structures. Without sufficient liquid assets, estates can face forced sales, tax inefficiencies, or family tension.

Estate liquidity planning must account for final tax liabilities, equalization strategies, and timing mismatches between assets and obligations. This requires coordination between portfolio design, insurance analysis, and estate documentation.

If your estate strategy has not been tested for liquidity under different scenarios, it's worth revisiting before it's too late.

A comprehensive retirement plan starts with a conversation. Contact us via our website: https://www.garofaloandassociates.ca/

08/13/2026

It's easy to become distracted by today's market headlines. A thoughtful investment strategy should help you stay focused on what truly matters.

Learn more about our team and the experience we bring to our clients' financial lives by visiting our website: https://www.garofaloandassociates.ca/about-us

08/10/2026

Chris had the privilege of spending time in New York last week connecting with colleagues from Rockefeller Capital Management alongside IG Wealth Management Private Wealth colleagues.

These conversations are a valuable opportunity to exchange perspectives with professionals from Rockefeller Global Family Office and deepen the relationships that have developed through the partnership between our organizations over the past five years.

Access to leading perspectives, specialized expertise and strong professional networks is a critical component of our team's ability to deliver thoughtful, comprehensive private wealth planning for clients' increasingly complex needs.

07/30/2026

Markets will always experience periods of uncertainty, but a diversified strategy built around your goals can help provide confidence through changing conditions.

Learn more about our team and the experience we bring to our clients' financial lives by visiting our website: https://www.garofaloandassociates.ca/about-us

07/22/2026

There is a difference between managing investments and engineering a retirement. Affluent retirees often discover that strong portfolios alone do not guarantee optimal outcomes.

Investment management focuses on returns. Financial planning integrates income sequencing, tax efficiency, estate liquidity, risk management, and behavioural discipline into a cohesive design.

If you value disciplined, integrated advice, a conversation about your current framework may be worthwhile.

A comprehensive retirement plan starts with a conversation. Contact us via our website: https://www.garofaloandassociates.ca/

06/17/2026

Behavioural risk does not end at retirement, it often increases. Market volatility feels different when you are drawing income rather than contributing capital.

Structured income planning reduces the need to make reactive decisions during market stress. Cash flow reserves, disciplined rebalancing, and predefined withdrawal frameworks create stability when headlines do not.

If recent market swings have caused uncertainty around your income plan, a structured review may provide reassurance.

A comprehensive retirement plan starts with a conversation. Contact us via our website: https://www.garofaloandassociates.ca/

06/16/2026

There are very few events where you can sit in your living room and share an experience with Canadians from every province and territory.

That's exactly what makes this event special.

There's still time to register and join us on June 18 as IG Wealth Management celebrates its 100th anniversary with Rick Mercer and Alan Doyle. Together, we'll celebrate the stories, resilience, humour, and sense of community that have helped shape Canada over the last century.

Clients are welcome to invite friends and family to join this complimentary virtual event.

Live Webinar Event: Stories, Songs and The Canadian Spirit: An evening with Rick Mercer and Alan Doyle
📅 Thursday, June 18, 2026 | 🕐 8:00 pm ET
🔗 Register now: https://event.on24.com/wcc/r/5272391/3395F1A05EDC94D16E74885A71FC2F63?partnerref=RO124ChrisGarofalo

06/14/2026

Is the boom coming with a price tag? Listen to the latest episode of The Living Market for the answer.

Two years ago, incoming U.S. Federal Reserve chair Kevin Warsh warned that central banks were getting too comfortable with higher inflation and called it very dangerous. Philip Petursson, Chief Investment Strategist at IG Wealth Management, explains why that warning looks prescient today. With most central banks worldwide running above their inflation targets, and bond yields climbing, the boom in labour markets and asset prices is coming with a cost. The question is how central banks respond, and whether markets are ready for that answer.

▶️ Click here to listen to the latest episode: https://www.garofalodonato.ca/podcasts
Subscribe. Like. Share this episode.

06/12/2026

One hundred years. One country. One special evening.

On June 18, we invite you to join us virtually to celebrate a century of helping Canadians build and protect wealth for generations.

Joining us are two Canadian icons, Rick Mercer and Alan Doyle, for an evening of stories, humour, music, and reflections on what makes this country such a remarkable place to call home.

Live Webinar Event: Stories, Songs and The Canadian Spirit: An evening with Rick Mercer and Alan Doyle
📅 Thursday, June 18, 2026 | 🕐 8:00 pm ET
🔗 Register now: https://event.on24.com/wcc/r/5272391/3395F1A05EDC94D16E74885A71FC2F63?partnerref=RO124ChrisGarofalo

Address

10 Horseshoe Crescent
Waterdown, ON
L8B0Y2

Website

https://www.garofalodonato.ca/

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