Steward Well Advisory

Steward Well Advisory We partner with families and entrepreneurs to reach their dreams by means of financial literacy! Focusing on what is important to you.

Licensed with the Canadian Institute of Financial Planning:

- Registered Retirement Analyst
- Registered Life Insurance Specialist

My focus is on you and your needs, goals, and objectives. Together we will develop your strategy for today and tomorrow, based on protecting what is valuable to you, reducing debt, and growing your money. My commitment:
Partnering with families and entrepreneurs to

reach their dreams. Your strategy for today and tomorrow: protect what is valuable, reduce debt, and grow wealth.

09/02/2026

Investing isn’t only about choosing a fund or looking at past returns.

Your reaction to market volatility, tax strategy, estate planning, family circumstances—and even your own emotional biases—can influence the decisions you make.

Past performance can look convincing, but markets change. The goal is to understand the bigger picture so you can make informed, educated decisions with confidence.

That’s what Investing Explained has been about: understanding before investing.

Alberto Salguero
Financial advisor
519 830 0974


So proud to have been a part of this!
09/02/2026

So proud to have been a part of this!

08/31/2026

Would you care where your investment returns are coming from?

For some investors, returns are the priority. Others may also consider environmental impact, corporate governance, social responsibility or whether a fund invests in controversial industries.

These preferences can help narrow down which investments actually align with you.

📌 Part 9: The final factor many investors overlook—their own emotions.

Alberto Salguero
Financial advisor
519 830 0974


08/28/2026

Knowing your risk profile is an important first step—but it doesn’t tell the whole story.

Two investors can have a similar tolerance for risk and still prioritize completely different things: capital protection, estate planning, professional management, liquidity or creditor protection.

The goal is to keep narrowing down your options until they fit more than just your risk level.

📌 Part 8: What else should influence your investment choices?

Alberto Salguero
Financial advisor
519 830 0974


08/27/2026

If I asked you how much money you have saved, you could probably give me an answer.
But if I asked you how much you'll actually need to live comfortably 20 years from now... most people have no idea.
And that's the difference between saving money and having a financial plan.
Saving is important.
But if your money doesn't have a purpose, a goal, and a strategy, it's simply waiting to be spent one day.

"If you don't have a clear financial plan for your future, let's have a conversation. Sometimes one discussion is all it takes to completely change the way you look at your money."

Alberto Salguero
Financial advisor
519 830 0974


08/24/2026

Not every investor should have the same investment mix.

Depending on your investor profile, your portfolio may lean more toward **income**, **equity**, or a combination of both.

That’s where you often hear about allocations like 60/40—and why a prudent investor may look very different from someone with an aggressive growth profile.

But knowing your risk level is only the beginning.

📌 Part 7: What else should you consider before choosing your investments?

Alberto Salguero
Financial advisor
519 830 0974


08/21/2026

How much risk should you actually take when investing?

The answer isn’t the same for everyone.

Your age, income, net worth, investment knowledge, timeline and tolerance for risk can all help determine your **investor profile**.

And once you know your profile, you can start understanding what type of investment mix may actually fit you.

📌 Part 6: What type of investor are you?

Alberto Salguero
Financial advisor
519 830 0974


08/19/2026

Stocks, GICs, private lending, real estate… the investment universe can get confusing very quickly.

But before deciding where to put your money, there’s a more important question to answer:

**How much risk can you actually take?**

That’s where your investor profile becomes important.

📌 Part 5: Understanding your investor profile.

Alberto Salguero
Financial advisor
519 830 0974


08/17/2026

Your future self doesn’t want you to stop enjoying life. 👀

It just wants you to remember that every financial decision has a future version of you attached to it.

Enjoy the dinner. Take the trip. Buy yourself something nice.
But somewhere between enjoying today and planning for tomorrow, find a balance that works for you.

Small decisions today can make a big difference later. 💰

Follow for simple, practical financial education — without the boring lectures.


08/14/2026

RRSP, TFSA, RESP, FHSA… what do all these accounts actually mean?

In Canada, different registered accounts are designed for different financial goals—from retirement and education to buying your first home.

Understanding the purpose of each one is an important step before deciding where your money should go.

📌 In Part 4, we’ll look at what happens when an investment is non-registered.

Alberto Salguero
Financial advisor
519 830 0974


Address

101B - 470 Weber Street North
Waterloo, ON
N2L 6J2

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 11am - 3pm
Sunday 11am - 3pm

Telephone

+15198300974

Website

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