New Beginnings Debt Consulting - Debt Relief Windsor Essex

11/24/2022

Struggling with Debt or know someone needing legal advice about a harassing collection agency? Give our office a call at 519-984-4016

04/17/2019

Prior to becoming a legal practitioner, I had often grappled with the difference between giving someone Legal Information v. Legal Advice in the Insolvency Industry.

12/24/2018

Anyone that may have been a victim of this Debt Consulting firm should be advised to read this article... 4 Pillars Consulting Group is also being sued by a class of debtors who have been victimized in British Columbia... Debtors be warned!! I suspect that Ontario will be the next group...

CAMBRIDGE, ON, Jan. 29, 2018 /CNW/ - Debt relief industry commentator Mark Silverthorn predicts that a defamation...

12/16/2017

A new record! If you are troubled by debt, give our office a call today!

Canadians owe $1.71 for every dollar of disposable income they had in the third quarter of 2017, the highest amount on record.

07/06/2017

Making a Difference at the Local Level!! Congratulations UWindsor!!

The Enactus Windsor project Youthrive was named national champion in the 2017 Scotiabank Youth Empowerment Challenge.

01/16/2017

Soaring personal debt has become the norm in Canada!

Through successive years of slow economic growth, the debt-to-disposable-income ratio has been stuck at or near record levels

10/18/2016

Although many see this as a big problem in several markets, we look at this as a sign that the Mortgage industry in Canada is sustainable and will not succumb to the pitfalls and failures endured by our neighbours to the south. The new mortgage rules only indicate that when mortgages are determined, buyers are adequately prepared to pay for any rate increases in the future. This is smart lending!

The head of Canada Mortgage and Housing Corp. says the spread of affordability issues to real estate markets beyond Vancouver and Toronto will lead it to issue its first "red" warning for the national housing market.

09/23/2016

As we posted last fall, changes in the Ex*****on Act are having ripple effects on how home equity is treated by Trustee's in Bankruptcy. Read what your Licensed Agent, John Kulikowski wrote, prior to the changes in November of 2015

09/15/2016

We always enjoy hearing from our clients and their successes, especially when they have gone to one of our competitors before eventually coming to us. A client of ours recently visited one of our competitors who have two local franchises on the East and South end of Windsor, also advertises here on Facebook and are not licensed. Here were their results:

After disclosing to this debt consulting company their situation of $99,650 of debt, our competitor would have put our clients into a $500 a month payment for 60 months, plus a high-interest loan to boot as part of a "credit rebuilding" program. Even with the periodic interest rate adjustments, our clients would have paid, including their fees and interest on the loan a whopping $42,000.

Luckily they came to us where we placed our clients in a manageable $250 payment for 60 months with no loan and when you include our fee our clients paid only $16,200. That was a savings of over $83,450 and against our local competition a savings of $25,800.

Don't take the risk of going to a company that charges outlandish rates for their service from unlicensed debt consultants. Go to a name you can trust. Get a fresh start and a New Beginning. We work for YOU, not your Creditors! Call 519-962-9536.

08/31/2016

Resolute Legal Services of Windsor, Ontario announces Debt Settlement Services.

Consumer debt in Canada is out of control! According to a recent June 14, 2016, CBC report, the Debt to Income ratio or how much a person owes compared to the amount of income a person brings in is at whopping 165%. This means that the average Canadian pays 65% more than what they bring in every month. Essentially, this tells us that Canadians are using credit to pay down credit.

With debt being one of the most significant barriers in preventing families from getting ahead, Resolute Legal Services of Windsor, Ontario is proud to announce that they will now be offering Debt Settlement Services with a Legal Advocate. For more information please contact John Kulikowski at 519-984-3016 or e-mail at [email protected]. With a simple 10-minute conversation, let John help you in determining a course of action that will help you and your family get out of the financial crises like so many other Canadians are living through today.

08/09/2016

It appears that this decision, by the Federal Courts will have broad implications with "not-for-profit" Credit Counseling Agencies as they relate to the Collection and Debt Settlement Services Act of Ontario.

The Canadian Federal Appeals court has ruled that Credit Counselling Services of Atlantic Canada (CCSA) cannot claim charitable status under Canadian law. John Eisner, president of CCSA appears to be

07/30/2016

NEW SERVICE: Tired of being harassed by a Collection Agency? For a small fee, we will write demand letters, on your behalf that will STOP a Collection Agency from contacting you! It is against the law if a collection agency contacts you after the Agency has been properly notified to speak with your Licensed Law Society Agent. No other Debt Consulting company in Windsor provides this service. Call us Today at 519-962-9536 for your FREE Consultation.