Fowler Financial Group Ltd

03/27/2026

With everything happening right now, it’s easy to feel like the markets are more uncertain than usual. But uncertainty has always been part of investing.

The challenge isn’t the headlines, it’s how we react to them. The biggest mistakes tend to happen when decisions are made in moments like this, rather than sticking to a long-term plan.

If your strategy made sense a few months ago, it should still make sense today. Stay the course.

And enjoy the start of the season, go Toronto Blue Jays! ⚾️

01/22/2026

I always say to my clients, your happiness matters most. This week brought a reminder many people can relate to. 🌧️ The holidays are behind us, winter can feel long, and routines are settling back in. For many, energy is lower and motivation can be harder to find. If that resonates, you are not alone.

When things feel heavy, it helps to return to the fundamentals that support your wellbeing, not through big changes, but through small, steady habits.

A few practical reminders that can help:
Check in with yourself and notice what is draining your energy and what restores it.
Focus on what you can control, even if it is one small step today.
Give yourself permission to slow down when needed, without guilt.
Reconnect with people who support you and help you feel grounded.
Remember that how you feel right now is not permanent.

Happiness is not about having everything perfectly figured out. It is about feeling aligned, supported, and confident that you are moving in the right direction.

That applies to life, work, and your finances.

If something has been weighing on you, the first step is often acknowledging it and knowing you do not have to navigate it alone. Happiness matters, especially this time of year.

Send a message to learn more

12/23/2025

As the year comes to a close, I want to wish you and your loved ones a peaceful holiday season.

I hope this time brings moments of rest, connection, and reflection - whatever that looks like for you.

Thank you for the trust, conversations, and relationships that made this year meaningful. I’m grateful for the opportunity to walk alongside so many of you.

Wishing you health, warmth, and time well spent with the people who matter most.

Happy Holidays.

10/31/2025

For many Canadians, financial uncertainty can be a real fear. Rising costs, changing benefits, and questions about whether your retirement plan is still on track can all create a sense of unease.

The good news is, most of what feels uncertain can be fixed with a little clarity.

A solid plan replaces worry with direction.

If you have been putting off a review, this is a great time to take a closer look at where you stand and make sure you are prepared for the year ahead.

Send a message to learn more

10/19/2025

Legacy is not about what we leave. It is about how we live.

It is built through the stories we share, the lessons we pass on, and the values that continue through the people we love.

Money can support a legacy, but it is the memories, guidance, and time we give that truly last.

If you have ever wondered what your legacy will be, start with the conversations that matter most.

📰👇

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06/15/2025

Happy Father’s Day

Today is a chance to reflect and appreciate the dads, stepdads, and father figures who show up in all the ways that matter.

For the advice you needed, the support you counted on, and the example you learned from — thank you.

Wishing you a meaningful day, whether you’re celebrating, remembering, or simply thinking about what fatherhood has meant in your life.

05/15/2025

This year marks 40 years in the financial planning profession. I’ve had the privilege of working alongside incredible clients, colleagues, and mentors, and I want to thank everyone who has reached out with kind words and congratulations. It truly means a lot.

When I look back, a few lessons stand out. Ones I carry with me every day:

📌 It’s not just about the numbers.
The best plans are built on listening, understanding, and trust.

📌 Markets change. Human nature doesn’t.
Emotions drive more decisions than spreadsheets ever will. Planning helps bring clarity through uncertainty.

📌 There’s always more to learn.
Even after four decades, I’m still learning. From clients, from colleagues, and from the ever-evolving world we live in.

📌 Consistency matters more than perfection.
Small, steady steps are what build long-term success. For portfolios and for people.

To my clients, thank you for your trust.
To my peers, thank you for the support and inspiration.

And to those just starting out in this profession, keep going. You’re part of something meaningful.

Here’s to continuing the journey...

- Barry

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01/03/2025

Welcome to 2025! What steps will you take this year to prioritize your happiness? Whether it's planning for the future, investing in experiences that bring joy, or securing peace of mind for you and your family, the choices you make today will shape your tomorrow.

Reach out today and let’s make 2025 a year of growth, fulfillment, and happiness!

11/22/2024

Is Fear of Boredom Keeping You from Retiring?

Many professionals hesitate to retire—not because they’re financially unprepared, but because they’re unsure what life without work will look like.

If this resonates with you, know that retirement isn’t an end—it’s a fresh start. The key is to plan for more than just your finances:

🔹 Discover New Passions: Start exploring hobbies, travel, or volunteering now.

🔹 Set Exciting Goals: Dream big! Whether it’s learning something new or giving back to your community, having a plan keeps life purposeful.

🔹 Build Social Connections: Join groups or networks to stay engaged and meet like-minded people.

🔹 Try Phased Retirement: Ease into retirement with part-time work or consulting to keep a sense of routine and fulfillment.

Retirement should be something to look forward to—a time to rediscover yourself and live life on your terms.

💬 What’s your biggest concern about retiring? 👇

Call now to connect with business.

11/13/2024

When should I take my CPP?

If you’re fortunate enough to have a choice on when to start taking CPP to maximize your pension, consider yourself lucky. In Canada, about 50-60% of people take CPP early out of necessity.

[Not shown in video below] If you don’t need it right away, the decision can be tougher. It’s hard to predict how long you’ll live, making it challenging to pinpoint the ideal timing to maximize your benefits.

In general, delaying CPP can lead to a higher monthly payment. For some, this added income is worth the wait, especially if you’re in good health and expect a longer retirement. On the other hand, if you want more income in the early, active years of retirement, taking it sooner may suit you better.

Ultimately, the right choice balances your financial needs, health, lifestyle, and peace of mind. Send me a message if you’d like to chat about what’s best for you.

10/14/2024

🍂 Happy Thanksgiving from all of us at Fowler Financial! 🦃

As we reflect on the season of gratitude, we're thankful for the trust, partnerships, and opportunities we've built together. Helping you grow, plan, and protect what matters most is a privilege we value every day.

Wishing you and your loved ones a Thanksgiving filled with joy, connection, and abundance—both now and in the future.

Happy Thanksgiving! 🧡 https://www.fowler-financial.com/

09/06/2024

It’s never easy to talk about, but losing a partner brings a flood of emotions—grief, uncertainty, and worry about the future. The journey through loss is deeply personal and requires time, patience, and support.

In these difficult moments, financial concerns can feel overwhelming. I’ve facilitated group discussions for widows and widowers to share their experiences because I’ve seen firsthand how much they need to be acknowledged and supported. There’s comfort in knowing their feelings are valid and that they’re not alone. Offering that support has been one of the most fulfilling parts of my work.

My role is to help you find clarity and stability in the midst of it all.

You don’t have to face these decisions alone. Together, we can create a plan that honours your partner’s legacy and brings peace of mind for your future.

Call now to connect with business.