Bles Balverde - Mortgage Professional

10/12/2026

10/12/2026

Getting pre-approved is easier when the key information is ready from the start.

We can help you understand what lenders may ask for, including proof of income and employment, details about your down payment and available funds, current debts and financial obligations, and identification or credit information.

Having those pieces organized early can help us review your application more efficiently, identify anything that may need attention, and give you a clearer picture of what you may qualify for before you start making serious offers.

Thinking about buying? Connect with us today and let us help you get pre-approval ready.

10/06/2026

As a first-time home buyer, you may be able to take advantage of two government programs designed to help you build a larger down payment while benefiting from valuable tax advantages.

The RRSP Home Buyers’ Plan (HBP) allows eligible individuals to withdraw up to $60,000 from their RRSP toward a qualifying home purchase, subject to repayment requirements. The First Home Savings Account (FHSA) offers tax-deductible contributions of up to $8,000 annually, up to a $40,000 lifetime limit, along with tax-free growth and qualifying tax-free withdrawals for a first home purchase.

For eligible buyers, these programs may be used together to increase the funds available for your down payment.

Not sure how these programs fit into your home buying plans? Reach out and we’d be happy to help you explore your options.
Bles Balverde

09/30/2026

**Mortgage renewal coming up? Take the time to review your options. 🏡**

Renewing with your current lender may not be your only path. Depending on your situation, you may be able to explore different lenders, terms, and mortgage solutions that better align with your current goals.

Before you commit, understand your options and consider what works best for your financial plans.

**Bles Balverde | Mortgage Professional**
Bles Balverde

09/28/2026

🏠 Mortgage renewal coming up? Don’t just sign. Review your options first.

Your renewal can be an opportunity to reassess your rate, terms, payment, and overall mortgage strategy.

Whether you’re considering renewing with your current lender or exploring other options, having the right guidance can help you make an informed decision.

Let’s review your mortgage renewal options together.

Bles Balverde
Mortgage Professional

09/25/2026

Buying a home is a major decision, and understanding your mortgage options can make the journey much clearer. 🏡

From knowing your credit situation to understanding your budget and exploring available mortgage solutions, having the right information can help you make informed decisions for your homeownership goals.

**Ready to see what options are available?**
Connect with Bles today and explore your mortgage options.

**Bles Balverde**
Mortgage Professional
📞 204-998-8055
✉️ [email protected]

09/24/2026

A fun and energetic Zumba REGGAETON 2026 event by Groove Xpress with Brothers Twinz Daniel & Nicholas! 💃🎶

Grateful and proud to support events that promote health, happiness, and community connection. Thank you to the organizers, instructors, and everyone who joined—we had an amazing time dancing, laughing, and a great fun together!

Supporting our community, one step—and one dance move—at a time! 🏡💙
Bles Balverde

09/24/2026

TRAINING MODE !

Continuing education is an important part of being a mortgage specialist. 🏡📚 Staying informed about industry changes helps me provide knowledgeable guidance and better solutions for my clients.

Learning never stops—and neither does my commitment to helping you achieve your homeownership goals.

TD RPM
Billy Donaldson

09/20/2026

REGGAETON 2026
Chloe photo booth