Lucas Coulson - Certified Financial Planner

04/20/2023

Market ups and downs can be unsettling for investors, but history shows when markets fall, they’ll come back stronger. If you're finding the volatility is worrying, try remembering these tips:

Maintain a long-term perspective: Remember that volatility is a normal part of investing and that markets tend to recover over the long term. Avoid making impulsive decisions based on short-term market movements.

Diversify your portfolio: Diversification can help spread risk across multiple asset classes and reduce the impact of market volatility on your portfolio. Ensure your portfolio is well-diversified across different industries, asset classes, and geographic regions.

Stay invested: Trying to time the market by buying and selling in response to market fluctuations is often counterproductive. Staying invested through market volatility can help you capture potential gains when markets recover.

Review and adjust your portfolio periodically: Regularly reviewing and rebalancing can help ensure it remains aligned with your long-term investment goals and risk tolerance.

By following these tips, you can manage the impact of market volatility on your investments and stay on track to achieve your financial goals.

02/22/2023

If you have savings and you're going to be making a withdrawal, should you be taking it from your TFSA or RRSP? Check out some of these tips/guidelines to help your decision:

Get the most from your RRSP or TFSA. There are ways you can withdraw from your RRSP or TFSA before retirement.

11/29/2022

It's very common to think that being young and healthy means you don't need insurance, but these can be some of the best reasons you should consider it. You’ll pay less each month, you’ll be prepared for the unexpected, and you can secure your future insurability.

I can help you find the right insurance for your needs, reach out!

04/13/2022

One of the first types of insurance I got for myself and an absolute must in anybody's financial plan!

Critical illness insurance can provide the coverage you need, when you need it most.View accessible version: https://share.vidyard.com/watch/k9jf5qYDyNcUwWuA...

03/14/2022

Why should you work with an advisor when you can handle your financial plan on your own?

As an advisor, I can give you personalized advice regarding savings strategies for your short- and long-term goals, selecting the right investment products, setting up insurance protection for you and your loved ones and even working through estate considerations.

I can help you see the big picture so your financial future is one less thing you need to worry about.

01/28/2022

There are many factors to consider when choosing to invest in a or . Often, one option will be more beneficial than the other.

I can help you decide by talking through these 3 things:

✅Age
✅Income and tax rate
✅Goal and time frame

Reach out to find the differences between a registered retirement savings plan (RRSP) and tax-free savings account (TFSA). Let’s start planning for your future.

01/18/2022

The difference in your retirement savings can be more than double when you start saving at age 25 versus age 35. The sooner you invest, the longer compound interest can work to help grow your wealth! Find out if you’re ready to invest by taking this quiz:

Are you ready to invest? There are some important milestones to achieve and to consider before you start to invest. Take this quiz to find out!

01/10/2022

I think it's safe to say everyone can be dealing with something at any given moment, with stress manifesting itself differently from person to person. I am definitely no exception. Check out some of these great tips to help you manage it:

Stress might look different to you than for others. We can help you figure out a way to stay on top of it.

01/05/2022

There are 3 rules to financial goal setting:

-Make your goals measurable
-Make your goals realistic
-Write them down!

Let’s work together to build achievable financial goals.
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11/10/2021

If you’re passionate about issues such as:

🌦️ Climate change
🧑‍🤝‍🧑 Gender equality
🚰 Water scarcity

Canada Life Sustainable Portfolios can help you invest in funds whose values align with yours.

Help protect your savings by limiting the impacts of market downturns without sacrificing growth opportunities.

08/25/2021

A lot of things in our lives depend on a steady income. Disability can help you protect one of your most important assets, your income: ow.ly/eLVY102TA9v