What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Cascade Financial Group Inc.

Q: What is the website?

http://cascadefinancialgroup.com/

Home
Canada
Winnipeg, MB
Cascade Financial Group Inc.

At Cascade Financial Group we are committed to helping our clients achieve their financial goals.

Investments
Insurance
Mortgages
Group Benefits
Financial Advice

12/24/2021

Happy Holidays from everyone at Cascade. If you are looking to come and visit us over the holidays we are closed December 27, 28, and January 3.

11/05/2021

The original credit card was made out of cardboard and had an annual fee of just $3! Credit cards can be costly to maintain. Between annual fees and double-digit interest rates, it’s paramount to stay on top of all the charges. If you can, find one with rewards that are worthwhile for you and pay the balance off in it’s entirety each month!

10/05/2021

NEM or “Non-Evidence Maximum,” is a term found in group insurance that’s specific to Life and Disability insurance. NEM is used to describe the limit a person is covered for without providing medical evidence. Many individuals will assume they’re covered for the maximum in their group plan, without realizing they’ve hit the NEM ceiling until they complete additional paperwork.

E.g. An individual who makes $100,000 might have a group plan that states they’re covered for 5x salary on life insurance and 70% of salary on long-term disability. However, the plan may have Non-Evidence Maximums of $250,000 on life insurance and $2,000/mth on disability. This individual thinks they’re covered for the maximum but will be in for a rude awakening when it’s too late if they ever need to make a claim!

09/30/2021

Our office is closed today in recognition of the National Day of Truth and Reconciliation.

09/24/2021

Not all investment income is treated the same. If you get a T5 slip for tax season from your investment company, it means you’ve earned some taxable money on your holdings. Interest, dividends and capital gains are all taxed differently; with interest often being taxed most harshly while capital gains receive the most preferential treatment.

09/20/2021

The “tax free” part of TFSAs is paying no tax on the growth of the investments inside of it. If your TFSA holds low returning investments (like a savings account), you may be missing out on a big tax savings opportunity.

If you have $10,000 in a TFSA earning 1% interest per year, that’s $100 exempt from tax. If you’re in a 35% tax bracket, that’s a whopping $35 in taxes saved! Should that same $10,000 earn 10% in your TFSA instead, that’s $1,000 exempt from tax and potentially 10x the savings!

09/10/2021

Warren Buffett’s net worth at age 52 was < 1% of its value today! Granted that was nearly 30 years ago, it’s a great example of the power of compound interest over time. Also, that it’s never too late to start investing! 💸

09/03/2021

According to The Easter Seals, 5,300,000 Canadians (almost 16% of us) live with some form of disability that affects their level of freedom, independence or quality of life. This makes it paramount to know what type of Disability Insurance you have personally, through work, and the social programs available to you in the event of an unforeseen disability!

08/30/2021

Structuring your debt the right way can lead to big tax savings. Paying interest on a personal line of credit isn’t tax deductible. However, paying interest on a loan to invest often is! If you have a combination of investments and debt, consider optimizing their structure to transform your interest payments into an income tax deduction. As always, speak with your accountant prior to making any changes for tax purposes.

08/27/2021

The Tax Free Savings Account (TFSA) was created in 2009. Unlike RRSP contribution room, which is different for everyone, TFSA contribution room is earned the same for all Canadians. As long as you’re 18 or older on January 1st, you earn that year’s contribution room! If you’ve been 18 since the advent of the TFSA, your lifetime contribution limit is up to $75,500 this year!

08/23/2021

For eligible pension owners, you may be able to unlock some (or all) of your pension funds when you retire! The unlocking feature allows you to take higher withdrawals than would otherwise be allowed under traditional Life Income Funds (LIFs). Be sure to review your pension with your Financial Advisor to determine if this is an option for you.

08/20/2021

Critical Illness Insurance wasn’t invented by an Actuary. It was created by Dr. Marius Barnard in 1983 after witnessing many of his patients struggle financially after recovering from cancer, heart attacks and strokes.

Address

1730 Corydon Avenue
Winnipeg, MB
R3N0K3

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+12048371161

Website