ClearHome

01/09/2023

How does it feel, like just another day? Your mortgage is down; your net worth is up; what else can we ask for?

Well, how about some more mortgage tips that help you get the most out of your upcoming renewal?

How does it feel, like just another day? Your mortgage is down; your net worth is up; what else can we ask for? Well, how about some more mortgag

08/24/2022

RRSP and TFSA eligible, 8-12% returns, secured against real estate! No wonder private mortgage lending is becoming a popular investment option in Canada! It's worth a conversation, message me today, and I would be happy to talk more about it with you!

Inflation is on the rise, and with the stock market bouncing up and down, I am sure like most everyone else, I can't help but wonder what's next?

04/17/2020

Don’t worry, you don’t have to take an accounting class to learn how to figure out your net worth; it’s a simple calculation:

Assets – Liabilities = Net Worth

It's worth the effort, and you may even be positively surprised by the result!

Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=DarryllEsch&l=4424

04/14/2020

While we are all in lockdown, it’s a great time to take stock of where you stand and the steps you can take to prepare yourself for whatever comes your way.

Check out the top ways you can take control of your financial life while in COVID-19 lockdown.

Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=DarryllEsch&l=4424

04/13/2020

No matter what happens, life is going to be different post-coronavirus, and the more prepared you are, the better off you’ll be.

Use this time that we are in quarantine to assess your current spending and get truly honest with yourself and your finances.

Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=DarryllEsch&l=4421

04/08/2020

COVID-19 has us all wondering what will happen to our investments?

Now is the time to consider safer investments – not to pull out of the market entirely, but rethink your strategy, review alternate options, and yes, even take some action.

Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=DarryllEsch&l=4417

04/06/2020

Knowing your net worth is empowering even if it seems scary. It lets you see where you need to make changes and honestly, now is the best time to start. Prepare yourself for anything that may come your way during this time in quarantine.

Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=DarryllEsch&l=4415

04/03/2020

No one can predict what the aftermath of COVID-19 is going to look like. We hope that all businesses make it, but in all reality, that may not happen.

If you are worried about losing your job, it’s almost imperative that you do this now because you won’t be able to qualify for a refinance without a job and that could leave you in even more financial distress later.

Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=DarryllEsch&l=4413

04/01/2020

Any Canadian who has ceased working for a 14-day period due to COVID-19 is eligible for the Canada Emergency Response Benefit.
That includes wage earners, contract workers, or self-employed individuals; those who've had to stay home without pay to self-isolate or care for loved ones; and anyone else who hasn't been permanently laid off but has stopped receiving paycheques.

Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=DarryllEsch&l=4410

03/27/2020

Need some help understanding your options for your mortgage during the COVID-19 emergency. Just give me a call, sometimes a short call can clear up everything!

I am getting lots of calls, but leave a message and I will get back to you as fast as I can.

Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=DarryllEsch&l=4372

03/26/2020

All provinces are moving towards taking evictions off the table during COVID-19 emergency.

Saskatchewan, Ontario, Manitoba and BC have made it official.

Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=DarryllEsch&l=4396

03/25/2020

Lots of work has been done to protect Canadian homeowners, but the support provided is deferring payments and adding interest to the mortgage.

Homeowners are not getting a free ride; they still are required to maintain their current amortization and may face increased payments after the deferral period as a result.

Skipping a mortgage payment is not like erasing it; it still needs to be paid to the bank, just at a later time.

I am not sure what a renter is going to do, this needs to be dealt with quickly, and with both the landlord and the tenant's issues in mind.

Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=DarryllEsch&l=4390