Daniel Worb Insurance

07/04/2019

Do you own a home?! Here are some facts on Mortgage Insurance!

Please take a look below:

1. Your local credit union or bank either FORCES YOU to take their credit mortgage insurance or they add it onto your bi- weekly payment without telling you.

2. Your insurance through a bank or credit union is usually 5 TO 10 TIMES MORE EXPENSIVE THAN GOING THROUGH AN INDEPENDENT INSURANCE ADVISOR.

3. As you pay down your mortgage with the bank or credit union your insurance cost will increase. THEY AGE BAND THE RATES.

4. When you have your insurance through an independent advisor you lock in the rate with no increases for 10, 20, or 30 years.

5. The bank or credit union will automatically give you the coverage. They DO NOT do medical underwriting, and 30-40% of claims get DENIED.

6. Did I mention it is INCREDIBLY INEXPENSIVE through an independent advisor like my self. $500,000 of coverage for a 28 year old is $20.00/Month compared to $85.00/Month at your bank or credit union.

If you own a home or business PLEASE reach out for a free quote. Not only will you save thousands of dollars you will more importantly have proper coverage.

Worb Financial
worbfinancial.com

03/02/2019

Check out our udpated website:

www.worbfinancial.com

Have a great weekend!

Worb Financial sells life insurance, disability insurance, critical illness, TFSA accounts, group insurance, mutual funds, and pension plans.

06/20/2018

For anyone who has been declined or never applied for Mortgage Insurance or Life Insurance due to an illness (cancer, heart attack, stroke, diabetes, ms, etc...) please give me a call 204-510-5710!!

There is an amazing product available for up to $500,000 of coverage regardless of your medical history!

06/14/2018

Take a peak at our newly renovated website! Please feel free to reach out for any insurance needs!

07/17/2017

Please take the time to read this article. Critical Illness coverage is an amazing product that covers cancer, heart attack, stroke and 25 other major illnesses/tumor's/diseases.

We all know someone in our lives who has been or is affected by cancer, heart attacks or strokes. Please take the time to reach out to me for some very affordable coverage (as little as 25/month).

Almost one in every two Canadians is expected to be diagnosed with cancer in their lifetime, and one in four Canadians will die from the disease, a new report by the Canadian Cancer Society predicts.

07/06/2017

We partnered with CPP and came up with some amazing marketing material. For any friends, clients or family that currently smoke ma*****na or have in the past, you automatically qualify for NON SMOKER rates. Please don't hesitate to reach out if have any questions or want a free quote!

06/21/2017

Came across an amazing Insurance product today....

If anyone has ever been denied life insurance, smokes ma*****na, has/had cancer, had a previous heart attack, has/had type 1 or 2 diabetes or currently has ANY health condition please reach out to me on Facebook, by text 204-510-5710 or email [email protected].

You will be get affordable coverage!!

06/08/2017

It breaks my heart to see daily the GoFundMe pages that pop up on my feed. Seeing young/old women or men from all walks of life struck with the unfortunate news of a life threatening illness. No one is ever financially prepared for an event that puts their life on hold. Being faced with the reality of having to stop earning income yet needing said income to cover bills doesn't just doesn't add up.

Critical Illness products are available to avoid such hiccups in life. They give you the financial stability and influx of cash to attack any illness head on. While reducing the stress of all the daily bills that don't stop when you need to.

Cover yourself when your most vulnerable. Protect your ability to face any health challenge head on. And if you are lucky enough to never claim, cancel the product down the road and get every dollar back in premium.(return of premium options)

Can you afford to take a year off, have the ability to buy private care? Don't leave the fate of your livelihood up to others. There are cheap and affordable ways to protect yourself with (living benefits).

I have witnessed first hand how such a product can positively affect such a negative situation. Take the time to look into this amazing opportunity which isn't promoted enough.

Call me or anyone you know who is in the insurance industry. It's worth the call!

03/06/2017

http://trib.al/so5Ob3V

⚠️ How positive are you that your current financial plan is right for you? ⚠️

My Dad and I pride ourselves on values such as honesty and integrity which means tailoring every financial plan to each clients unique needs. We ensure that each client understands exactly how their plan is right for them.

However, financial advisors at banks and credit unions are subjected to pressuring sales targets. This article highlights how advisors from banks are now admitting to up-selling clients just to reach these sales targets rather than listening to what the client actually needs.

If you or anyone you know has any questions in regards to whether their current financial plan is right and in your best interest, please call or text me at 📞 204-510-5710.

Longtime TD bank employees are speaking out about increasing pressure to meet sales goals — pressure they say is forcing them to sign up customers for products that can put them into debt, or risk being fired.