SmartWealth Financial Incorporated

07/18/2024

Did you know that one in three Canadians will experience a disability lasting 90 days or longer before the age of 65? Let’s explore how disability insurance can safeguard our income and secure our future.

Disability insurance is a living benefit that protects one’s income in case of injury or prolonged disease. Click here to for an iron-clad income protection...

06/18/2024

How much is enough? How much does one need to retire in Canada?

https://www.smartwealthfinancial.ca/how-much-money-do-you-need-to-retire-in-canada/

How much money do you need to retire in Canada? This is one of the many financial concerns most Canadians have regarding retirement planning. Click Now to Read!

06/18/2024

Attention Business owners!

06/09/2024

This book makes sense!
It was sitting in our shelf, was looking for an easy book for my youngsters! I found it very informative and easy to understand.

06/07/2024

Effective asset protection strategies in Canada can protect personal and business assets from unforeseen circumstances.

This comprehensive guide will explore various asset protection strategies and provide insights into the legal frameworks and best practices for protecting your assets.

Read the full article:

https://www.smartwealthfinancial.ca/asset-protection-in-canada/

06/03/2024

What is the true cost of cancer in Canada? Learn more by watching Taaha's story who was inflicted with cancer at a tender age of 17.

The Canadian Cancer Society is raising awareness and addressing the out-of-pocket costs that comes with a cancer diagnosis. This is Taaha’s story and just on...

04/17/2024

Thank you for the recognition!

is a 150 year old financial services carrier that offers life, and critical illness insurance solutions, as well as annuities.

A insurance company is a not-for-profit, member-owned organization. As such, the profits of the company is distributed back to members (policyholders) in the form of member benefits. For Foresters, such member benefits include the following:

1. Foresters Go - a wellness app that helps you earn exciting rewards for healthy living, giving back, and having fun.

2. Foresters Renew - helpful funds to upskill, reskill, and groe your career. It offers reimbursement grants to repay , cover textbooks, or course related tools.

3. Member Deals - allows you to access discounts on gift cards, everyday necessities, electronics, and other online shopping opportunities. Also, get access to family-focused activities that are more affordable with discounts on hotels, rental cars, theme parks, attractions, and more.

4. Lifelong Learning Platform - Explore an interest, work towards a goal, or just have fun something new with a vast online learning library that you can .

5. LawAssure - This online document preparation service helps you create customizable , powers of attorney, and directives to protect your .

6. Orphan Benefits - monthly payment of up to $900 a month per until they reach the age of 18, should both parents passes away prematurely, giving you the opportunity to provide for your children in the event of the death of both you and your spouse.

7. Orphan Scholarships - provides the children of deceased members with a renewable higher learning scholarship of up to $6,000 per year for up to four years.

8. Terminal Illness Loan - if you become terminally ill, you may be eligible to receive an interest-free loan up to 75% of the of your .

are also available to empower its members to make a difference in their .

Foresters offer so much more than life insurance. On top of these benefits, I've found their permanent insurance rates competitive for clients aged 50, and above.

For young , their rates for income protection, is affordable for most budgets. Plus the orphan benefit, and orphan scholarship programs offers extra layer of protection for families with underaged children.

These and more are the reasons why I started recommening Foresters to our clients.

If you don't have a Foresters plan yet, and you want to take advantage of these member benefits for you, your family, and your community. Please feel free to reach out.

03/20/2024

Leaving work
Want to transfer your pension plan?
We can help you with consolidating your plans in one house.
☎️ (204) 951-5382
Email :[email protected]

03/12/2024

Attention College or Post Secondary Students

The Manulife Life Lessons Scholarship is for students in Canada who have experienced a death of a parent or guardian with little or no insurance coverage.

01/14/2024

A final expense insurance in Canada aims to ease the financial pressures of end-of-life costs, providing peace of mind to policyholders and their loved ones. These life insurance policies usually cover expenses such as funeral arrangements, unpaid bills, and any other immediate costs related to a person's death. This type of life insurance policy helps ease the burden on grieving families by taking care of their immediate cash needs so that they can focus on the mourning process without additional financial stress....

A final expense insurance in Canada aims to ease the financial pressures of end-of-life costs, providing peace of mind to policyholders and their loved ones.

01/13/2024

as an asset class is like owning a house, you build equity while you're on the process of financing it. Over time your equity grows higher than what you've put in.

There's an option to use life insurance as a tax-advataged wealth building asset class over and above the financial protection it offers your loved ones while you're actively working.

01/08/2024

Dealing with the loss of a loved one is challenging, and the added stress of financial constraints can make the situation even more difficult. In Canada, the cost of a funeral can be substantial, and for those who cannot afford it, the question of what to do next can be daunting. There are various avenues to explore for assistance, including government programs, community support, and private insurance benefits, which may help alleviate the burden of funeral costs....

Canadian families who are faced with the unexpected passing of a loved one often ask: what happens if you can't afford a funeral in Canada? Learn more here.