Katrusia Chabluk-BCU Wealth Management of RJL Ltd.

10/14/2026

Remember when I mentioned that I have access to great GIC rates from insured financial institutions across Canada?

Well, here's a look at some of the best rates I currently have available!

6 months: 4.15%

1 year: 3.80%

2 years: 4.09%

3 years: 4.28%

4 years: 4.30%

5 years: 4.38%

These options are available to individuals, foundations, and organizations, with both registered and non-registered investment options.

Prefer to keep your savings accessible?

I also have a High Interest Savings Account offering 2.10%, with a minimum deposit of just $500!

It pays to compare before you renew. Even a small difference in rates can add up, especially on larger deposits.

Whether you have a GIC coming due, funds to invest on behalf of an organization, or some savings you'd like to put to work, I'd be happy to help you explore your options.

📩 Want to stay in the loop? I'm happy to send out an updated GIC rate sheet each week. Just send me a DM if you'd like to be added to my list!

Rates are annualized and subject to change without notice. Terms and conditions apply. Please contact me for further details.

10/13/2026

Tickets available to purchase. Save the Date!

10/05/2026

In my last post, I talked about making financial advice a little easier to access. Whether that means house calls, flexible meetings, or simply not adding one more errand to your already busy day.

But convenience is only part of what makes working with us a little different.

When you do business with BCU Wealth Management, the support doesn't stop with your own financial plan. It helps BCU continue supporting organizations and initiatives right here in our community. From schools, youth groups and churches to dance groups, choirs, and other organizations that help keep our community connected and thriving.

You shouldn't have to choose between doing what's right for your finances and supporting your community. With us, you can do both.

You get thoughtful advice, competitive options, and a financial plan built around you, while your choice to work with us helps strengthen the community around us.

THAT'S a pretty meaningful return.

10/02/2026

Did you know I make house calls?

I love welcoming clients to our beautiful office at 107-25 Amy Street in Winnipeg's Exchange District (and yes, we have great street parking right outside that we're happy to validate).

But sometimes, life is busy and the last thing you need is one more appointment to get to.

Your kitchen table. Your office. Wherever makes the conversation easiest.

Have aging parents who would appreciate a little extra convenience and personal service? House calls are for them too!

We can talk investments, retirement, or whether your current portfolio still makes sense for you. And if you have a GIC coming due, let's compare before you renew. I can almost always match or beat the Manitoba market rates you're being offered.

Professional financial advice, with a little more flexibility.

And yes… pyjamas are perfectly acceptable. 😉

10/01/2026

09/24/2026

We spend a lot of time talking about contribution room.

How much TFSA room do I have?
How much can I put into my RRSP?
Should I open an FHSA?

But contribution room is just the container.

The strategy is deciding which account actually makes the most sense for your life right now.

A TFSA may give you flexibility.
An RRSP may give you a valuable tax deduction.
An FHSA may be a strong consideration for an eligible first-time home buyer.

The right choice can change depending on your income, your goals, your timeline, and even what you expect the next few years to look like.

For most people, there's a place for more than one of these accounts. The real planning is deciding which one to prioritize, when, and why.

As year-end gets closer, this is a good time to review whether your savings are sitting in the right place, not just whether you're saving enough.

The goal is to build a strategy around your goals, not just what you feel you're "supposed" to be doing.

If you need a hand reviewing your savings plan, I'd be happy to help.

09/10/2026

What if I offered you an investment that came with an immediate 20% boost to your contribution? Would you turn it down?

Through the Canada Education Savings Grant, the government adds 20% to eligible RESP contributions, up to $500 per year, per child towards their post-secondary education.

That means every eligible $100 you contribute can become $120 before your investments earn a single dollar of return.

Then, both your contributions and the grant money have the opportunity to grow over time. Sounds too good to be true, doesn't it!?

Back-to-school season is a good reminder to think beyond this year's supplies, lunches and activities, and a little further ahead to what comes next.

How can you let a deal like this pass you by? Reach out and I'd be happy to show you how an RESP could fit into your family's financial plan.

09/05/2026

📣 MANITOBA CHARITIES — GRANT FUNDING AVAILABLE

Does your charitable organization make a difference in Manitoba while supporting Catholic values?

The Catholic Foundation of Manitoba is inviting Manitoba registered charities to apply for a grant to support charitable programs and projects that benefit the Catholic community and the wider community.

💙 Funding may support:
• Existing charitable programs
• New programs or “seed” funding
• One-time special projects
• Initiatives that care for those in need, educate youth, or promote Catholic values

📅 APPLICATION DEADLINE: OCTOBER 31

Before applying, please read the Grant Guidelines carefully to make sure your organization and project meet the eligibility requirements.

👉 Read the guidelines & apply:
www.catholicfoundation.mb.ca/grants

Together, we can help strengthen communities, support those in need, and put Catholic values into action across Manitoba.

09/04/2026

Last week, BCU Financial was proud to support the Winnipeg Ukrainian Golf Classic by sponsoring a hole and entering a team in the tournament. I was especially happy to be out on the course representing BCU this year.

This year's beneficiary, the O. Koshetz Choir, is also very close to my heart. I'm proud to be a member of this incredible choir and to see our Ukrainian community come together in support of its continued work.

A wonderful day of golf, community, and Ukrainian spirit.