IPON WITH Purpose

IPON WITH Purpose Rosemarie Cariño, AFP®
MD at International Marketing Group
AFP® Associate Financial Planner, Registered Financial Planner(RFP®)
Philippines

(A COMPLETE FINANCIAL STRATEGY)💡INVESTMENT- to generate continuing income for you when you retire (Letting Money Work Fo...
14/07/2026

(A COMPLETE FINANCIAL STRATEGY)

💡INVESTMENT- to generate continuing income for you when you retire (Letting Money Work For You - Passive Income)

💡HEALTHCARE - to provide you healthcare when you retire or when you stop working (someone to take care of you when you get old). How comfortable is your health care situation after age 60, depends on a decision you make today.

💡INCOME PROTECTION/LIFE INSURANCE - to protect your family if you die to soon---life insurance protection can help you replace your income, help finance your children’s education, pay estate tax, pay debts, etc. instantly (life insurance is instant money)

EMERGENCY FUNDS - money you can use for any emergency once the policy matures

You can start for as low as 98 Pesos per day or 2,941 per month (depends on age), only 7 years of investing and you will have the benefits of:

1.) Long Term Healthcare
2.) Life Protection
3.) Investment
4.) Emergency Fund

If you're in age 20-25 years old, @ PHP 2,941/month for only 7 years you will have more than PHP 4 Million at age 60!

©tto

𝑳𝒊𝒇𝒆 𝒘𝒊𝒍𝒍 𝒈𝒊𝒗𝒆 𝒚𝒐𝒖 𝒘𝒉𝒂𝒕 𝒚𝒐𝒖 𝒂𝒄𝒄𝒆𝒑𝒕.Kung tatanggapin mo na hanggang trabaho at sweldo lang ang aasahan mo sa loob ng mara...
13/07/2026

𝑳𝒊𝒇𝒆 𝒘𝒊𝒍𝒍 𝒈𝒊𝒗𝒆 𝒚𝒐𝒖 𝒘𝒉𝒂𝒕 𝒚𝒐𝒖 𝒂𝒄𝒄𝒆𝒑𝒕.

Kung tatanggapin mo na hanggang trabaho at sweldo lang ang aasahan mo sa loob ng maraming taon, malamang iyon din ang magiging takbo ng buhay mo.

Pero kung handa kang magsakripisyo ng kaunting oras ngayon para matuto, magplano, at gumawa ng paraan para magkaroon ng dagdag na kita, maaaring iba ang maging resulta ng mga susunod na taon.

Hindi mo kailangang maging mayaman agad. Kailangan mo lang magsimulang gumawa ng mas mabuting desisyon para sa sarili at pamilya mo.

Ang tanong: Tatanggapin mo ba ang kasalukuyan, o may gagawin ka para mapabuti ang kinabukasan mo?

Pitong taon...Pitong taon na ang lumipas.May mga relasyon na natapos.May mga pangarap na nabago.May mga pagkakataong hin...
11/07/2026

Pitong taon...

Pitong taon na ang lumipas.

May mga relasyon na natapos.
May mga pangarap na nabago.
May mga pagkakataong hindi na naibalik.

Pero ang tanong...

Sa loob ng pitong taon, may naipon ka ba para sa sarili mo?

Kung wala pa, hindi pa huli ang lahat.

Puwede mong simulan ang isang programang nagbibigay ng pagkakataong mag-ipon habang naghahanda rin para sa kinabukasan at pangangalaga sa kalusugan.

Pitong taon lang ang paghahanda.
Pero ang benepisyo ay para sa mas mahabang panahon.

🎥 Panoorin ang Libreng Video Training para malaman ang buong detalye kung paano gumagana ang Kaiser Longterm Healthcare at kung bakit marami ang pinipiling simulan ito ngayon.

𝙎𝙖 𝙆𝘼𝙄𝙎𝙀𝙍, 𝟕 𝙮𝙚𝙖𝙧𝙨 𝙠𝙖 𝙇𝙖𝙣𝙜 𝙢𝙖𝙜-𝙞𝙞𝙥𝙤𝙣..3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭. Kumpleto na. 𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲𝘀 𝗻𝗴 𝗞𝗔...
10/07/2026

𝙎𝙖 𝙆𝘼𝙄𝙎𝙀𝙍, 𝟕 𝙮𝙚𝙖𝙧𝙨 𝙠𝙖 𝙇𝙖𝙣𝙜 𝙢𝙖𝙜-𝙞𝙞𝙥𝙤𝙣..

3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭. Kumpleto na.

𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲𝘀 𝗻𝗴 𝗞𝗔𝗜𝗦𝗘𝗥:

📌𝐕𝐄𝐑𝐘 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄:7 years mo lng babayaran. Sa iba 10 to 20 years. Kung may 5 years man masyadong mahal, wala pang HealthCare yun.

📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 𝐀𝐍𝐆 𝐏𝐀𝐆-𝐀𝐃𝐌𝐈𝐓 𝐌𝐎 𝐒𝐀 𝐎𝐒𝐏𝐈𝐓𝐀𝐋: Magagamit mo ito dahil may KAISER ka at active ang PLAN, provided at least 1-yr ka ng nag-iipon thru Kaiser.

📌𝐁𝐀𝐒𝐈𝐂 𝐌𝐄𝐃𝐈𝐂𝐀𝐋 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒: Free Annual Physical Examination, Check up, Laboratory, Free Dental Cleaning, etc.

📌𝐅𝐈𝐗𝐄𝐃 𝐀𝐍𝐆 𝐀𝐌𝐎𝐔𝐍𝐓: Kung ano ang inumpisahan mo, fixed na sya for 7-yrs hindi mag babago kahit nagkaka-edad ka.

📌𝐓𝐑𝐀𝐍𝐒𝐅𝐄𝐑𝐀𝐁𝐋𝐄: Maari itong ma-transfer upon death, hindi magiging mabigat FINANCIALLY sa family ang pag-kawala mo. At pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.

at napakarami pang benefits..
Maganda diba?
Kumpleto. 😍

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗴𝗶𝗻𝗴 𝗘𝗻𝘁𝗿𝗲𝗽𝗿𝗲𝗻𝗲𝘂𝗿?✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗦𝘁𝗼𝗰𝗸 𝗠𝗮𝗿𝗸𝗲𝘁, 𝗠𝘂𝘁𝘂𝗮𝗹 𝗳𝘂𝗻𝗱 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿?✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗸...
09/07/2026

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗴𝗶𝗻𝗴 𝗘𝗻𝘁𝗿𝗲𝗽𝗿𝗲𝗻𝗲𝘂𝗿?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗦𝘁𝗼𝗰𝗸 𝗠𝗮𝗿𝗸𝗲𝘁, 𝗠𝘂𝘁𝘂𝗮𝗹 𝗳𝘂𝗻𝗱 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗸𝗮𝗮𝗵𝗼𝗻 𝘀𝗮 𝘂𝘁𝗮𝗻𝗴?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗴𝗶𝗻𝗴 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗘𝗱𝘂𝗰𝗮𝘁𝗼𝗿
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!?

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗻𝗴 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁 𝗽𝗿𝗶𝘃𝗶𝗹𝗲𝗴𝗲 𝘀𝗮 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲, 𝗖𝗮𝗿, 𝗮𝗻𝗱 𝗡𝗼𝗻-𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗴𝗶𝗻𝗴 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗣𝗹𝗮𝗻𝗻𝗲𝗿?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗻𝗴 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗮𝗻𝗱 𝗧𝗶𝗺𝗲 𝗳𝗿𝗲𝗲𝗱𝗼𝗺?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗸𝗮𝗽𝗮𝗴-𝘁𝗼𝘂𝗿 𝗶𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗳𝗼𝗿 𝗳𝗿𝗲𝗲?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗲𝗿𝗼𝗻 𝗸𝗮𝗻𝗴 𝗺𝗲𝗻𝘁𝗼𝗿?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗴𝗸𝗮𝗿𝗼𝗼𝗻 𝗻𝗴 𝗽𝗼𝘀𝗶𝘁𝗶𝘃𝗲 𝗲𝗻𝘃𝗶𝗿𝗼𝗻𝗺𝗲𝗻𝘁? 𝗬𝘂𝗻𝗴 𝗺𝗮𝘀𝗮𝘆𝗮? 𝗬𝘂𝗻𝗴 𝘄𝗮𝗹𝗮𝗻𝗴 𝗰𝗿𝗮𝗯 𝗺𝗲𝗻𝘁𝗮𝗹𝗶𝘁𝘆? 𝗬𝘂𝗻𝗴 𝗴𝘂𝘀𝘁𝗼𝗻𝗴 𝗺𝗮𝗴𝗶𝗻𝗴 𝘀𝘂𝗰𝗰𝗲𝘀𝘀𝗳𝘂𝗹 𝗸𝗮?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗸𝗮𝗽𝗮𝘀𝗼𝗸 𝘀𝗮 𝗺𝗮𝗹𝗮𝗸𝗶𝗻𝗴 𝗰𝗼𝗺𝗽𝗮𝗻𝘆 𝗻𝗴 𝗵𝗶𝗻𝗱𝗶 𝘁𝗶𝗻𝗶𝘁𝗶𝗴𝗻𝗮𝗻 𝗮𝗻𝗴 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝗲𝘅𝗽𝗲𝗿𝗶𝗲𝗻𝗰𝗲, 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗯𝗮𝗰𝗸𝗴𝗿𝗼𝘂𝗻𝗱 𝗺𝗼?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗶𝗽𝗮𝗺𝗮𝗻𝗮 𝗮𝗻𝗴 𝗻𝗲𝗴𝗼𝘀𝘆𝗼 𝘀𝗮 𝗙𝗮𝗺𝗶𝗹𝘆 𝗺𝗲𝗺𝗯𝗲𝗿.
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗻𝗴 𝗿𝗲𝗰𝗼𝗴𝗻𝗶𝘁𝗶𝗼𝗻 𝗸𝗮𝗵𝗶𝘁 𝘀𝗶𝗺𝗽𝗹𝗲 𝗯𝗮𝗴𝗮𝘆 𝗹𝗮𝗻𝗴 𝗻𝗮 𝗴𝗶𝗻𝗮𝘄𝗮 𝗺𝗼 𝗶𝗻𝗮𝗮𝗽𝗽𝗿𝗲𝗰𝗶𝗮𝘁𝗲?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗺𝗮𝗴𝗸𝗮𝗿𝗼𝗼𝗻 𝗮𝗻𝗴 𝗽𝘂𝗿𝗽𝗼𝘀𝗲 𝗮𝗻𝗴 𝗯𝘂𝗵𝗮𝘆 𝗺𝗼?
✓𝗕𝗘 𝗔𝗡 𝗜𝗠𝗚 𝗠𝗘𝗠𝗕𝗘𝗥!

See the many benefits of IMG here:

Message me para ma assist kita.

Disclaimer: IMG does not sell mutual funds. All mutual funds are sold by Rampver Financials.




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“What if an emergency happens—are you truly prepared?” 😟💭Life is unpredictable, but your health, family’s future, and fi...
08/07/2026

“What if an emergency happens—are you truly prepared?” 😟💭
Life is unpredictable, but your health, family’s future, and financial stability don’t have to be.
With Kaiser’s 3-in-1 Savings Plan, you can secure:
✅ Healthcare – Get the medical support you need, when you need it
✅ Life Insurance – Protect your loved ones from financial burdens
✅ Investment – Build long-term financial security for a brighter future Your family deserves peace of mind and financial freedom.
Don’t wait until it’s too late—start securing your future today! 💙
📩 Message me now and let’s make sure you and your loved ones are prepared for anything!

Sa lahat ng masisipag na empleyado, negosyante, sales professionals, at financial advisors—may isang tanong lang:Kapag d...
07/07/2026

Sa lahat ng masisipag na empleyado, negosyante, sales professionals, at financial advisors—may isang tanong lang:

Kapag dumating ang panahon na mag-retire ka o hindi ka na makapagtrabaho, ano ang mangyayari sa lahat ng pinaghirapan mo?

Maraming industriya ang nagbibigay ng magandang kita habang active ka. Pero sa karamihan, kapag tumigil ka sa pagtatrabaho, tumitigil din ang kita.

Kaya isa ito sa mga dahilan kung bakit pinili ko ang IMG.

✅ Walang quota na kailangang habulin.
✅ May pagkakataong makabuo ng long-term value sa iyong membership.
✅ May mga benepisyong maaaring makatulong sa iyong pamilya sa hinaharap, ayon sa mga patakaran ng programa.
✅ Hindi lang para sa kita ngayon—kundi para rin sa pagbuo ng mas matatag na financial future.

Kung gusto mong malaman kung paano gumagana ang IMG at bakit libo-libong Pilipino ang pinipiling maging bahagi nito, message mo lang ako.

Invest not only in your income today, but also in your family's future. ❤️


07/07/2026

30 Years of Trust. 30 Years of Service. One Bright Future. ✨

As MSB celebrates its 30th Anniversary, our President, Mr. Roman G. Leus, shares a heartfelt message of gratitude to everyone who has been part of our journey.

From our valued customers, dedicated employees, business partners, shareholders, and regulators—thank you for your trust and unwavering support over the past three decades.

As we enter an exciting new chapter with renewed confidence and a shared vision, we remain committed to delivering better products, stronger services, and lasting value for the communities we proudly serve.

Here's to 30 years of excellence and to many more years of growth, innovation, and service. Happy 30th Anniversary, MSB! 💙

07/07/2026

19 million lives and counting! 🎉

What started as a vision has become a movement that continues to transform Filipino families through financial education. Every milestone represents individuals who have taken a step toward building a more secure future—and this is only the beginning.

Thank you to every member, leader, and Financial Educator who continues to share the mission and inspire others to take action. Together, let's reach even more lives and continue building a financially educated Philippines.



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