Jett Parker-Holland Spectrum IFA

13/10/2025

I wanted to share a quick article I’ve written about something that catches out a lot of British expats in Spain — Modelo 720.

It’s not a tax bill, but a declaration that Spanish tax residents must complete if they hold more than €50,000 in overseas assets. Simple enough, yet every year, people are fined or flagged simply for not realising it applies to them.

The good news is that, with a bit of planning, you can often simplify or even remove the need to declare certain assets altogether. Spanish-compliant investment structures make life far easier (and cleaner) once you’re living here.

If you’re already settled in Spain or planning the move soon, it’s worth a read.

👉

Modelo 720 Spanish Tax Form The Spectrum IFA Group Spanish tax residents must file if they hold certain assets abroad worth more than €50,000

11/10/2025

Join Us for an Investor’s Breakfast in Marbella!

I’ll be hosting a relaxed and informative breakfast session on Thursday, 23rd October (10:30–12:30) at La Sala, Puerto Banús, together with Royal Bank of Canada Brewin Dolphin.

We’ll be joined by Global Investment Manager Rory Quinlan, who will share insights on global markets, investment positioning, and how to structure your finances effectively for life in Spain.

This is a great opportunity to enjoy good food and conversation while getting practical guidance on:
✅ Tax-efficient investing
✅ Pensions and retirement planning
✅ How to future-proof your wealth in Spain

Spaces are limited, so please register early to secure your spot:
👉 spectrum-ifa.com/jett-parker-holland/investors-breakfast

📍 Venue: La Sala Puerto Banús, Marbella
☕ Breakfast included (eggs on toast or croissant with coffee or tea)

Looking forward to seeing many of you there.

22/09/2025

Last chance to register! Tomorrow evening — Tuesday 23rd September at 18:00 CET (17:00 UK) — I’ll be joining an expert panel for our Moving to Málaga webinar.

We’ll be covering everything you need to know before making the move, including:
• Structuring pensions and investments for Spain
• Understanding the Spanish tax system
• Protecting and passing on your wealth
• Practical guidance on property, insurance and more

It’s free to attend, and even if you can’t join live, it’s still worth registering — you’ll automatically receive a copy of the recording to watch later.

👉 Register here: https://attendee.gotowebinar.com/.../2039318540456088669...

13/09/2025

Just a reminder that on Tuesday, 23rd September at 18:00 CET, I’ll be joining an expert panel for our Moving to Málaga webinar.

We’ll be covering the key things you need to know before making the move, including:
• Structuring pensions and investments for Spain
• Understanding the Spanish tax system
• Protecting and passing on your wealth
• Practical advice on property, insurance and more

It’s free to join, and even if you can’t attend live, you can still register now to receive the full recording afterwards.

👉 Register here: https://attendee.gotowebinar.com/register/2039318540456088669?source=JPHFB

Hope to see you there!

07/09/2025

Are you unknowingly leaving up to 40% of your wealth to the taxman?

I wrote this article earlier this year, but it’s just as important now. Many expats are still unaware of how recent UK tax changes could mean up to 40% of their UK assets being lost to inheritance tax.

If you have pensions, property, or savings in the UK but plan to live in Spain long-term, this is worth reading. It could make a big difference to what you leave behind.

👉 Read here:
https://spectrum-ifa.com/are-you-leaving-40-of-your-assets-to-the-taxman/?fbclid=IwZXh0bgNhZW0CMTEAAR7D6Pe05KuTAojVhDSyUdVU234JGlANO9rD446z0h8ZLIZgahkq-NDlr6Uyhg_aem_a1VNAjb23sCxaCdfjOyIBA

06/09/2025

Thinking about a move to Spain?

On 23rd September at 18:00 CET, I’ll be joining an expert panel for Moving to Málaga. This free live webinar will cover everything you need to know about making the move — from structuring pensions and investments to understanding the Spanish tax system and protecting your wealth for the long term.

Even if you can’t make it live, register now and we’ll send you the recording so you don’t miss out.

👉 https://attendee.gotowebinar.com/register/2039318540456088669?source=JPHFB

03/09/2025

Thinking about a new life in Spain?

We’ve helped many families make the move, and one of the biggest surprises is the difference in tax rules compared to the UK. With the right planning, you can avoid costly mistakes and feel confident that your pensions, savings and investments are working for you here. We can help you get it right from the start.

02/09/2025

Planning a move to Spain? The excitement of a new life in the sun comes with big financial questions.

On 23rd September at 18:00 CET, I’ll be hosting a free live webinar where I’ll walk you through the essential steps for your financial planning before and after the move. We’ll look at how to structure your pensions and investments, what to expect from the Spanish tax system, and how to make sure your money works for you once you’re here.

If you want clarity and confidence as you plan your move, this session is for you.

Register here:
https://attendee.gotowebinar.com/register/2039318540456088669?source=JPHFB

22/04/2025

New UK inheritance tax rules are already in place, and they could have a big impact on British expats living in Spain. If you’ve worked hard to build up your savings, pensions, and property, it’s worth understanding how these changes could affect what you leave behind.

I’ve written a short article that explains what’s changed—and what you can do about it.

📖 Read it here: https://spectrum-ifa.com/are-you-leaving-40-of-your-assets-to-the-taxman/

Feel free to message me if you’d like to chat about your situation.

Are You Leaving 40% of Your Assets to the Taxman? The Spectrum IFA Group As of April 2025, a new inheritance tax test will be introduced

07/04/2025

Settling into life in Spain should feel exciting—not overwhelming. I work with expats on the Costa del Sol to simplify their finances, optimise their savings, and build confidence for the years ahead.

30/03/2025

Living in Spain should be simple, sunny and stress-free—especially when it comes to your finances. As an independent financial adviser here on the Costa del Sol, I help expats build secure, tax-efficient plans for retirement and beyond.

26/03/2025

As an independent financial adviser based on the Costa del Sol, I work with expats every day to help them make the most of their money in Spain. If you’re not sure your finances are as tax-efficient as possible, I’d be happy to chat and point you in the right direction.