McHardy Private Wealth

12/07/2026

Happy Sunday Aberdeen 🦢🦢🦢

Mute swan cygnets resting on the grassy bank.

07/07/2026

Allow us to introduce Luke Russell, our new Senior Financial Planner! Luke has 25 years in financial services, a passion for pensions, and a very busy calendar of school runs…

𝗪𝗵𝗮𝘁 𝗸𝗲𝗲𝗽𝘀 𝘆𝗼𝘂 𝗽𝗮𝘀𝘀𝗶𝗼𝗻𝗮𝘁𝗲 𝗮𝗯𝗼𝘂𝘁 𝘁𝗵𝗶𝘀 𝘄𝗼𝗿𝗸 𝗮𝗳𝘁𝗲𝗿 𝟮𝟱 𝘆𝗲𝗮𝗿𝘀?
You get to see the results. It's not a spreadsheet figure – it's a client retiring five years earlier than they thought possible, or someone stepping back from their business at 55 because you've planned well together. I helped one client retire to France and set up the business they'd always dreamed of. You don't forget those ones.

𝗪𝗵𝗲𝗿𝗲 𝗱𝗼𝗲𝘀 𝘆𝗼𝘂𝗿 𝗲𝘅𝗽𝗲𝗿𝘁𝗶𝘀𝗲 𝘀𝗶𝘁?
Pensions, mainly – I got exceptional training at Scottish Widows alongside some of the best specialists in the industry. I also work a lot with business owners, looking at how the personal and business finances interact. How are they paying themselves? Are they being tax-efficient? The engineering degree probably helps – I enjoy a complex problem!

𝗪𝗵𝗮𝘁 𝗮𝗿𝗲 𝘆𝗼𝘂 𝗺𝗼𝘀𝘁 𝗹𝗼𝗼𝗸𝗶𝗻𝗴 𝗳𝗼𝗿𝘄𝗮𝗿𝗱 𝘁𝗼?
Building relationships. Whether that's new clients, existing connections, or someone who finds me on LinkedIn, I just want to help people meet their goals.

𝗢𝘂𝘁𝘀𝗶𝗱𝗲 𝘄𝗼𝗿𝗸?
Newcastle United season ticket holder. Father of four – which makes me a taxi driver on most evenings!

24/06/2026

Good luck tonight Scotland from all at McHardy . 🏴󠁧󠁢󠁳󠁣󠁴󠁿🏴󠁧󠁢󠁳󠁣󠁴󠁿🏴󠁧󠁢󠁳󠁣󠁴󠁿

🔵 v 🟡

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13/06/2026

Good luck Scotland 🏴󠁧󠁢󠁳󠁣󠁴󠁿🏴󠁧󠁢󠁳󠁣󠁴󠁿🏴󠁧󠁢󠁳󠁣󠁴󠁿

06/06/2026

Happy weekend Aberdeen 🌅

Evening sky at the Loch.

01/06/2026

Here are Gail, Pam and Sharon – some of the faces behind the trusted advice.

It's a wee reminder that good financial advice doesn't come from a call centre or a generic plan... it comes from a conversation.

With someone who takes the time to understand your life, not just your assets. That's the kind of firm we try to be, and it's why so many of our client relationships last for years. 🏴󠁧󠁢󠁳󠁣󠁴󠁿

Drop us a line for a more personal approach to managing your finances: https://www.mchardyprivatewealth.co.uk/contact-us

30/05/2026

Have a great weekend everyone . Quack 🦆🦆🦆

Its Duckling season again.

25/05/2026

Unsettled by what's happening in the markets? You're not alone.

The most important thing in uncertain times is usually to stay the course - and to talk things through with someone who understands your situation.

We're always happy to chat.

👉[email protected]

19/05/2026

New tax year, new page. 🗓️

Our latest blog looks at what good financial planning actually looks like at the start of April - and why the most experienced planners treat this moment as an opportunity, not just an admin task.

Worth a read if you've been meaning to review things.

Read it here:

Spring offers the time and space to make thoughtful decisions and make the most of fresh allowances and new planning opportunities

17/05/2026

Happy Sunday Aberdeen ☀️☀️☀️

A lovely morning walk along Riverside today.