http://www.scottjamesandassociates.co.uk/

Scott James & Associates, 3 Queens Gate, Aberdeen (2026)

20/07/2026

Scott and some of the boys from the office had a lovely visit to Aberdeen Football Club this afternoon.

The pitch is looking immaculate, as you may have seen over the weekend.

As a business we've had a long-standing relationship with the club, from fixed pitch side adverts, advertising on the LED board, Player Sponsorship and being a member of the By Official Appointment scheme, where we were the Financial Adviser of choice for the supporters of the Dons.

We're proud, and very excited, to share that we are continuing the relationship for the new season.

Where we are going to be the first ever Goal Sponsor for the home matches at Pittodrie!!!

Every time the ball hits the back of the net for The Dons, the big screen in the South Stand will flash up the word 'GOAL' and this visual will alternate with our business name and logo, Scott James & Associates.

Hopefully Kevin Nisbet and the boys will have their shooting boots on this season and we'll being seeing our name in lights, with great regularity.

Stand Free!!! 🔴⚪️⚽️

17/07/2026

After losing someone close to you even simple tasks can feel overwhelming – and dealing with finances can be hardest.

But you don’t have to tackle everything at once. When you feel ready ask a family member or friend to help you.

There are some practical and legal steps to go through. While these can feel daunting, taking it one step at a time can make things more manageable.

Read more: https://www.scottjamesandassociates.co.uk/article/detail/sjpp/managing-finances-in-bereavement

14/07/2026

This summer has given us the biggest World Cup in history, with 48 teams and three host countries. As an avid football fan, I have watched as much as I can reasonably get away with, although the late nights have been particularly painful.

One of the things I love about tournaments is how quickly the story can change. A team can look unbeatable in the group stage, only to run out of ideas when the pressure rises. Another can start quietly, grow into the competition and suddenly look like the side nobody wants to face.

Markets are no different. Leadership shifts and yesterday’s winners do not stay on top indefinitely. While markets are currently rewarding ‘momentum’ – that is, stocks that have been outperforming recently – the portfolios that endure are unlikely to be those that simply chase what has worked most recently.

The challenge is to build for the whole tournament. That means having enough exposure to capture opportunity, but enough diversification, valuation discipline and resilience to cope when leadership changes.

Tournaments are a reminder that form can change very quickly. The side everyone is talking about after the first few games is not always the side lifting the trophy at the end. There is always a team that is a front runner and has the momentum in the early stages – think the Netherlands in 1974, Brazil in 1982, even England’s “golden generation” in 2002 and 2006.

The uncomfortable truth, in football and in investing, is that past performance can tell you how a team got here, but not necessarily how far it can go from here. Past performance is no guarantee of continued success.

Read more: https://www.scottjamesandassociates.co.uk/article/detail/sjpp/cio-investment-insights-momentum-wins-matches-resilience-wins-tournaments

13/07/2026

There are early signs of change in how younger women are engaging with financial planning.

St. James’s Place’s Women and Wealth report, carried out by Opinium, shows that 44% of women aged 18–34 have a financial plan in place, compared with lower levels among older age groups.

The findings suggest a shift in engagement that may develop over time, although the overall picture remains mixed. Read the full report: https://www.sjp.co.uk/individuals/how-can-we-help/tools-information/financial-health-report

On behalf of St. James’s Place, Opinium surveyed 6,000 UK adults between 17 March and 9 April 2026. The data is weighted to be representative of the UK adult population.

Scott James & Associates is an Appointed Representative of and represents only St. James's Place Wealth Management plc (authorised and regulated by the Financial Conduct Authority).

SJP Approved 22/06/2026

13/07/2026

Women own more wealth than at any time in history. Money is being earned, created through entrepreneurship, and inherited by women through wealth transfer at a rapidly growing rate.

But for many women there are still significant barriers to growing their wealth and gaining financial security. This is because they must navigate a financial and economic system designed predominantly by men, which often doesn’t reflect their lives.

However, a quiet revolution is happening. With women holding more wealth in their own right, they are beginning to demand a different approach from financial services providers – and from financial advice. While the pace of change is likely to be slow, a shift is on the horizon.

Read more: https://www.scottjamesandassociates.co.uk/article/detail/sjpp/women-and-wealth-a-growing-frontier

10/07/2026

⭐️Our star bakers; Adviser Scott Kelly and administrator Hayley baked up a storm for the most recent St James's Place Charitable Foundation bake sale this week.

You'll always get a warm welcome with a cuppa and a biscuit if coming to the office for a meeting but by sharing these pictures we feel you might be expecting more now! 👏😁🍰🍪🍩

10/07/2026

Confidence plays an important role in long-term financial decision making.

St. James’s Place’s latest report, based on research carried out by Opinium, shows that 44% of women feel confident making changes to their investments, compared with 63% of men.

The findings highlight wider differences in how people engage with long-term financial planning and investing. Read the full report: https://www.sjp.co.uk/individuals/how-can-we-help/tools-information/financial-health-report

On behalf of St. James’s Place, Opinium surveyed 6,000 UK adults between 17 March and 9 April 2026. The data is weighted to be representative of the UK adult population.

Scott James & Associates is an Appointed Representative of and represents only St. James's Place Wealth Management plc (authorised and regulated by the Financial Conduct Authority).

SJP Approved 22/06/2026

08/07/2026

Good evening everyone,

We hope you're enjoying the fine weather for the kids first week off school.

We were working away in the office today and realised it's been a wee while since we've done a business update.

We currently help over 1500 clients, predominantly here in the North East of Scotland, with their Pensions and Investments, be that ISA's, Junior ISA's, Unit Trusts etc.

As holistic financial planners we also take care of you and your family when things go wrong, looking at such areas as Income protection, critical illness and life cover.

We also have one of the most experienced Mortgage Advisers in the area with over 20 years (and another 120 months) experience.

These lovely clients trust us to manage £315,000,000 (that's three hundred and fifteen million pounds) of their Wealth.

We never take for granted the responsibility of managing such a figure as we know how important our role is in securing clients financial futures, and that of their families, hopefully for generations to come.

Thanks for all the support we receive, be that by interacting with our page, referring us to your family and friends, by being a client in your own right or telling our story when we aren't in the room to tell it ourselves. Again, for that, we thank you!!!

Enjoy the rest of your night (there's no football on). 😎

08/07/2026

Confidence plays an important role in long-term financial decision making.

St. James’s Place’s latest Women and Wealth report, based on research carried out by Opinium, shows that women who receive ongoing financial advice are significantly more likely to invest (77% compared with 22%).

The findings point to the role confidence, and support can play in how people engage with planning and investing over time.

For many, the challenge is knowing where to begin or feeling that advice is relevant to their own situation. Read the full report: https://www.sjp.co.uk/individuals/how-can-we-help/tools-information/financial-health-report

On behalf of St. James’s Place, Opinium surveyed 6,000 UK adults between 17 March and 9 April 2026. The data is weighted to be representative of the UK adult population.

Scott James & Associates is an Appointed Representative of and represents only St. James's Place Wealth Management plc (authorised and regulated by the Financial Conduct Authority).

SJP Approved 22/06/2026

07/07/2026

The two Scott's and Ross recently attended the Aberdeen SJP Charitable Foundation Golf Day at Newmachar.

Playing on Swailend, a great day was had by clients and guests alike and other than a fairly heavy downpour towards the end of the round, the weather was very kind to everyone in attendance.

With matching from SJP, we raised a fantastic sum of £26,610 which will be distributed locally to some very deserving charities.

Well done to the local charity committee for their ongoing endeavours. 👏

Do you know any worthy charities that we could support.......

Scott James & Associates

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