Asset Mortgage Solutions

Asset Mortgage Solutions Our company was founded to specialise in advising you in relation to your mortgage and associated protection needs.

"We help you find the right mortgage"

We're independent mortgage advisors who have access to over 10,000 mortgage deals with hundreds of lenders.

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We’re proud to be rated 5/5 on Google We are not owned by a bank, building society or insurance company; we work solely for you. Our objective is to provide a friendly professional advice service tailored to your specific mortgage needs. You can

visit a branch or arrange for an advisor to visit you in the comfort of your own home, alternatively we can complete the whole transaction over the telephone and take care of the paperwork for you. We take pride in providing high standards of customer service and refuse to employ high-pressure sales methods that occur far too frequently. We believe a customer should have time to consider important financial decisions and encourage you to take as much time as you require.

Planning home improvements? This is worth knowing.The UK Government recently announced a new scheme designed to make ene...
17/07/2026

Planning home improvements? This is worth knowing.

The UK Government recently announced a new scheme designed to make energy-efficient home improvements more affordable for homeowners and landlords.

The proposed Scheme aims to support improvements such as:
☑️ Solar panels
☑️ Heat pumps
☑️ Battery storage
☑️ Other eligible energy-saving technologies

By subsidising loans through participating lenders, the scheme is intended to reduce borrowing costs and help more households spread the cost of making their homes more energy efficient.

If you've been thinking about upgrading your home, this could be welcome news. Energy-efficient improvements may not only help reduce running costs over time but could also enhance your property's appeal to future buyers.

While further details, including participating lenders and availability, are still being rolled out, it's a positive step for homeowners looking to invest in their property.

Asset Mortgage Solutions
📞 0330 056 5778
📧 [email protected]
🌐 assetmortgagesolutions.co.uk

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Getting a mortgage doesn't have to be complicated.Whether you're buying your first home, moving house or remortgaging, o...
16/07/2026

Getting a mortgage doesn't have to be complicated.

Whether you're buying your first home, moving house or remortgaging, our aim is to make the process as straightforward and stress-free as possible.

Here's how our mortgage advice works:
1. Talk to our adviser: We'll take the time to understand your circumstances, answer your questions and discuss your goals.
2. We'll propose some options: As whole-of-market mortgage brokers, we search across a wide range of lenders to find options that suit your individual needs.
3. We'll support you every step of the way: From submitting your application through to receiving your mortgage offer.

If you're thinking about buying, moving or remortgaging, get in touch.

Asset Mortgage Solutions
📞 0330 056 5778
📧 [email protected]
🌐 assetmortgagesolutions.co.uk

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Not everyone receives the same payslip every month, and that's okay.Whether you're self-employed, earn commission, recei...
10/07/2026

Not everyone receives the same payslip every month, and that's okay.

Whether you're self-employed, earn commission, receive bonuses, work overtime, have multiple jobs or are on a fixed-term contract, you may assume getting a mortgage will be more difficult.

The reality is that many lenders are happy to consider non-standard income. The key is knowing which lenders are best suited to your circumstances. One lender may overlook certain types of income, while another may take them into account when assessing your application.

Every mortgage application is unique, and your income shouldn't be judged on a one-size-fits-all approach.

If you've been told your income is too complicated, or you're unsure where to start, give us a call.

Asset Mortgage Solutions
📞 0330 056 5778
📧 [email protected]
🌐 assetmortgagesolutions.co.uk

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Recent weeks have seen several lenders reduce their mortgage rates, offering some encouraging news for buyers and homeow...
09/07/2026

Recent weeks have seen several lenders reduce their mortgage rates, offering some encouraging news for buyers and homeowners approaching the end of their current deal.

While this is a positive sign, it's important to remember that choosing a mortgage isn't simply about waiting for the lowest possible rate.

The right mortgage depends on a range of factors, including:
❔ Your deposit or equity
❔ Your income and affordability
❔ Your credit profile
❔ Your long-term plans

If your fixed-rate mortgage is due to end within the next 3-6 months, now could be a good time to review your options. Many lenders allow you to secure a new mortgage deal before your current one ends, giving you the opportunity to plan ahead while still keeping an eye on how the market develops.

If you'd like to review your mortgage or discuss your next steps, get in touch with the team.

Asset Mortgage Solutions
📞 0330 056 5778
📧 [email protected]
🌐 assetmortgagesolutions.co.uk

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Being declined for a mortgage can feel disheartening, but it doesn't always mean homeownership is out of reach.Every len...
02/07/2026

Being declined for a mortgage can feel disheartening, but it doesn't always mean homeownership is out of reach.

Every lender has its own lending criteria. While one may decide your circumstances don't fit, another may take a different view.

This can be particularly true if you:
🏠 Are self-employed
🏠 Have a less-than-perfect credit history
🏠 Receive bonuses, commission or overtime
🏠 Have multiple sources of income
🏠 Have recently changed jobs
🏠 Have unique financial circumstances

That's why it's important not to assume that one decision represents the whole market.

As whole-of-market mortgage brokers, we look closely at your individual circumstances and search across a wide range of lenders to find those whose criteria may be the best fit for you.

If you've been told "no", or you're worried your circumstances might make getting a mortgage difficult, we'd be happy to have a no-obligation conversation and explore the options available to you.

Asset Mortgage Solutions
📞 0330 056 5778
📧 [email protected]
🌐 assetmortgagesolutions.co.uk

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It's not a question many of us like to think about, but it's an important one to ask.For most households, the monthly mo...
30/06/2026

It's not a question many of us like to think about, but it's an important one to ask.

For most households, the monthly mortgage payment is one of the biggest financial commitments. If illness or injury meant you couldn't work for a period of time, would you still be able to keep up with your essential outgoings?

This is where mortgage payment protection can be worth considering.

Depending on the policy, it may provide financial support if you're unable to work due to illness, injury or, in some cases, redundancy, helping you manage your mortgage payments while you focus on getting back on your feet.

As part of our whole-of-market service, we can help you explore a range of protection options, including mortgage payment protection, life assurance and critical illness cover, so you can choose the level of cover that's right for you.

Asset Mortgage Solutions
📞 0330 056 5778
📧 [email protected]
🌐 assetmortgagesolutions.co.uk

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Many self-employed people assume getting a mortgage is more difficult than it is.While lenders may require additional in...
26/06/2026

Many self-employed people assume getting a mortgage is more difficult than it is.

While lenders may require additional information, there are steps you can take to help strengthen your application. Here are a few key considerations:
- Keep your accounts and tax returns up to date
- Ensure your income is accurately recorded and reported
- Maintain a healthy credit profile where possible
- Reduce existing debts and financial commitments if appropriate
- Avoid making major financial changes shortly before applying
- Have your documentation ready, including tax calculations and business accounts

It's also important to remember that not all lenders assess self-employed income in the same way. Some may look at salary and dividends, while others may consider retained profits or different income structures.

This is why preparation and lender choice can make a significant difference.

The good news is that being self-employed doesn't mean you have fewer opportunities to secure a mortgage. With the right planning and advice, there are often more options available than people expect.

If you're self-employed and planning to buy a property, move home or remortgage, give us a call.

Asset Mortgage Solutions
📞 0330 056 5778
📧 [email protected]
🌐 assetmortgagesolutions.co.uk

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Equity release is often misunderstood, with many people basing their opinions on outdated information. Let's look at a f...
25/06/2026

Equity release is often misunderstood, with many people basing their opinions on outdated information. Let's look at a few common myths...

Myth: You'll no longer own your home.
Fact: With a lifetime mortgage, you remain the owner of your property.

Myth: You'll be forced to move out.
Fact: Equity release is designed to allow you to continue living in your home, provided it remains your main residence and you meet the terms of the plan.

Myth: There'll be nothing left for your family.
Fact: Many plans allow you to ring-fence a portion of your property's value for inheritance purposes.

Myth: Equity release is only for people struggling financially.
Fact: Some homeowners use equity release to supplement retirement income, help family members, fund home improvements or simply improve their quality of life.

The reality is that equity release has evolved significantly over the years, and modern plans include a range of safeguards and features that many people aren't aware of.

As with any major financial decision, it's important to understand all of your options and seek professional advice before proceeding.

If you'd like to learn more about equity release and whether it could be suitable for your circumstances, get in touch.

Asset Mortgage Solutions
📞 0330 056 5778
📧 [email protected]
🌐 assetmortgagesolutions.co.uk

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The Bank of England has held the base rate at 3.75% for the fourth consecutive meeting.As expected, policymakers have ch...
18/06/2026

The Bank of England has held the base rate at 3.75% for the fourth consecutive meeting.

As expected, policymakers have chosen to keep rates unchanged as they continue to monitor inflation and the wider economy.

While many homeowners and buyers are hoping for further reductions, the decision suggests the Bank is taking a cautious approach before making any further moves.

What does this mean for borrowers?
- Mortgage rates are likely to remain relatively stable in the short term
- Lenders will continue to review pricing based on market expectations
- There are still competitive products available across the market
- Planning ahead remains just as important as ever

It's worth remembering that mortgage rates don't always move in line with the Bank of England base rate, and the best option will depend on your individual circumstances.

If you'd like to discuss your plans, get in touch.

With mortgage rates remaining higher than many borrowers became used to over recent years, homeowners are increasingly e...
18/06/2026

With mortgage rates remaining higher than many borrowers became used to over recent years, homeowners are increasingly exploring different ways to manage their monthly payments.

One option that may be available in certain circumstances is a split mortgage.

This is where your mortgage is divided into different parts, with each part potentially on a different interest rate or product type. For example, part of the borrowing could be on a fixed rate, while another part follows a different arrangement.

For some borrowers, this can provide a balance between certainty and flexibility. However, it isn't suitable for everyone, and the benefits will depend on your individual circumstances, financial goals and attitude to risk.

The important thing is understanding all of the options available to you rather than assuming your current deal is the only route forward.

We're always happy to discuss your options and help you understand what may be available.
Asset Mortgage Solutions
📞 0330 056 5778
📧 [email protected]
🌐 assetmortgagesolutions.co.uk

Address

Studio C Treowen House, Llanover Business Centre
Abergavenny
NP79HA

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

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