What are the opening hours?

Monday 9am - 5:30pm Tuesday 9am - 5:30pm Wednesday 9am - 5:30pm Thursday 9am - 5:30pm Friday 9am - 5pm Saturday 9am - 5pm Sunday 9am - 5pm

Asset Mortgage Solutions

Directions Website

Our company was founded to specialise in advising you in relation to your mortgage and associated protection needs.

"We help you find the right mortgage"

We're independent mortgage advisors who have access to over 10,000 mortgage deals with hundreds of lenders.

⭐⭐⭐⭐⭐
We’re proud to be rated 5/5 on Google We are not owned by a bank, building society or insurance company; we work solely for you. Our objective is to provide a friendly professional advice service tailored to your specific mortgage needs. You can visit a branch or arrange for an advisor to visit you in the comfort of your own home, alternatively we can complete the whole transaction over the telephone and take care of the paperwork for you. We take pride in providing high standards of customer service and refuse to employ high-pressure sales methods that occur far too frequently. We believe a customer should have time to consider important financial decisions and encourage you to take as much time as you require.

20/10/2026

The average new five-year fixed mortgage reached 6% earlier this month, its highest level in three years. The average two-year fixed rate was close behind at 5.98%.

At the same time, the number of fixed-rate deals priced below 5% fell dramatically, from almost 1,500 at the start of September to just a handful, according to figures reported by the BBC.

Rather than waiting and hoping the market moves in one direction, it can be useful to understand the options available now and what the numbers would mean for you.

If your mortgage plans are approaching, Asset Mortgage Solutions can help you review them.

Asset Mortgage Solutions
📞 0330 056 5778
📧 [email protected]
🌐 assetmortgagesolutions.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage.

14/10/2026

Being self-employed does not automatically make you a difficult mortgage case, but it does mean lenders may look at your income differently.

Depending on how your business is structured, they may consider accounts, tax calculations, salary and dividends, profits and how your income has changed over time.

And importantly, different lenders can assess the same self-employed income in different ways.

If you're self-employed and thinking about buying, moving or remortgaging, talk to us before ruling anything out.

Asset Mortgage Solutions
📞 0330 056 5778
📧 [email protected]
🌐 assetmortgagesolutions.co.uk

-

07/10/2026

Thinking about a mortgage? Your other borrowing matters too.

The latest Bank of England figures showed consumer borrowing increased in August, including borrowing on credit cards.

With household budgets still under pressure, it is worth remembering that lenders look at more than your salary when assessing affordability.

Existing commitments can include:
- Credit cards
- Personal loans
- Car finance
- Buy now, pay later balances
- Other regular credit agreements

Having borrowing does not automatically stop you getting a mortgage, but it can affect how much a lender is comfortable offering and how affordable the monthly payments look alongside your other commitments.

If you are planning to buy in the next few months, reviewing your finances early can give you time to understand your position before you apply.

Asset Mortgage Solutions
📞 0330 056 5778
📧 [email protected]
🌐 assetmortgagesolutions.co.uk

02/10/2026

Does that mean the property market has stopped moving?

No.

The latest Bank of England figures show 54,900 mortgages were approved for house purchases in August, down from July and below the average seen over the previous six months.

That tells us buyers are being a little more cautious, but people are still moving, buying and remortgaging.

If buying a home is one your plans before the end of the year, get in touch:

01/10/2026

What happens when you ask Asset Mortgage Solutions to review your mortgage?

We look at your plans, income, commitments, deposit or equity, preferred monthly budget and anything else that could affect your borrowing.

From there, we can help you understand:
☑️ What you may be able to borrow
☑️ The mortgage options available to you
☑️ The difference between rates, fees and product features
☑️ What documents you will need
☑️ What happens from application through to mortgage offer

The aim is to make the process clearer and help you make a decision you understand, rather than simply presenting you with a mortgage and a monthly figure.

Whether you are buying your first home, moving or remortgaging, get in touch

Asset Mortgage Solutions
📞 0330 056 5778
📧 [email protected]
🌐 assetmortgagesolutions.co.uk

25/09/2026

A lot of people wait until their fixed rate is almost finished before thinking about the next mortgage. That can create unnecessary pressure and, in some cases, leave fewer options.

Depending on the lender and product, it may be possible to secure a new deal several months before your existing one ends. And if the market changes before your new deal starts, there may still be opportunities to review what is available.

If your mortgage ends within the next six months, it's worth having a conversation now.

Asset Mortgage Solutions
📞 0330 056 5778
📧 [email protected]
🌐 assetmortgagesolutions.co.uk

23/09/2026

Thinking about moving before Christmas?

It's tempting to begin with the exciting part: browsing homes, booking viewings and picturing where the Christmas tree might go.

But a little preparation first can make the whole process much easier. Before you seriously start viewing, understand:

✅ What you may be able to borrow
✅ What monthly payment is comfortable for you
✅ The deposit you have available
✅ Solicitor, survey and moving costs
✅ Whether an Agreement in Principle would strengthen your position

This gives you a realistic search range and means you can act with more confidence if you find the right home.

Asset Mortgage Solutions
📞 0330 056 5778
📧 [email protected]
🌐 assetmortgagesolutions.co.uk

21/09/2026

Interest rates have been held at 3.75% again.

Last week, the Bank of England voted to keep Bank Rate unchanged, but there was an interesting detail behind the headline.

Six members voted to hold rates at 3.75%, while three wanted to increase them to 4%.

Why?
Inflation remains above the Bank's 2% target, with rising energy costs adding further pressure. So while rates haven't moved this time, the conversation around where they go next has changed.

For mortgage borrowers, it's important NOT to assume that a Bank Rate hold means mortgage rates will simply stay where they are.

Lenders price their products based on a range of factors, including expectations about future interest rates, funding costs and what's happening across the wider economy.

If you're buying, moving or approaching the end of a fixed mortgage deal, now is a good time to understand what's actually available to you rather than waiting for the next Bank of England announcement.

We're always happy to talk through your options.

Asset Mortgage Solutions
📞 0330 056 5778
📧 [email protected]
🌐 assetmortgagesolutions.co.uk

15/09/2026

Inflation rose to 2.9% in the 12 months up to July. So what does that have to do with your mortgage plans?

Quite a lot, potentially.

Higher everyday costs affect household budgets, while inflation also influences how the Bank of England approaches interest rates. Both can feed into mortgage affordability and lender pricing.

For anyone planning to buy or remortgage, this is why looking at the monthly payment alone is not enough. It's worth thinking about:
✅ Energy and household bills
✅ Food and transport costs
✅ Existing credit commitments
✅ How much breathing room you want each month
✅ Whether your budget could absorb future changes

If you're reviewing your borrowing, we can help you look at everything:

Asset Mortgage Solutions
📞 0330 056 5778
📧 [email protected]
🌐 assetmortgagesolutions.co.uk

10/09/2026

Bank Rate is 3.75%. That doesn't mean your mortgage rate is 3.75%.

It's an easy assumption to make, especially when Bank of England decisions dominate the headlines.

But lenders price fixed mortgages using a much wider set of factors, including expectations about where interest rates may go next, their own funding costs and competition across the mortgage market.

That's why mortgage rates can sometimes fall before Bank Rate is cut, or rise even when the Bank of England leaves rates unchanged.

For borrowers, the important thing is not to make a decision based on one headline number: Look at the products available to you, the monthly cost, the fees involved and how the mortgage fits your plans.

Asset Mortgage Solutions
📞 0330 056 5778
📧 [email protected]
🌐 assetmortgagesolutions.co.uk

Address

Studio C Treowen House, Llanover Business Centre
Abergavenny
NP79HA

Opening Hours

Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5pm
Saturday	9am - 5pm
Sunday	9am - 5pm

Website

http://www.assetmortgagesolutions.co.uk/

Alerts

Be the first to know and let us send you an email when Asset Mortgage Solutions posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.