SCC Chartered Accountants

16/07/2026

Holiday pay is one of the most commonly misunderstood areas of payroll.

The rules have changed significantly in recent years, and getting them wrong can expose employers to costly compliance risks.

Here is what employers need to know:
• UK: Employees are entitled to a statutory minimum of 5.6 weeks paid annual leave each year (28 days) for full-time employees.
• Ireland: Employees are entitled to up to 4 working weeks paid annual leave, depending on their working pattern.
• Holiday pay must reflect an employee’s normal remuneration. Average earnings calculations may be required for employees with variable pay or irregular working patterns.

Common mistakes include:
- Calculating holiday pay using basic pay only and excluding commission or regular overtime.
- Incorrect holiday calculations for part-time or variable-hours employees.
- Failing to carry over holiday where legislation requires it.

With many employees taking annual leave over the summer, now is a good time to review your processes and ensure your holiday pay calculations are compliant. Getting this right protects both your business and your people.

If you're unsure whether your payroll processes are up to date, our team is here to help.

📧 [email protected]
📞 028 8775 5880

11/07/2026

The SCC offices will be closed on Monday 13 and Tuesday 14 July for the bank holiday weekend.

We will respond to any queries on our return.

Wishing everyone a wonderful long weekend. ☀️

09/07/2026

Two of our clients recently completed their respective Individual Voluntary Agreements and provided this testimonial. For this couple, what mattered most was how it was handled with clarity and care throughout.

If you or someone you know is facing financial difficulty, Rory and the SCC Recovery team are here to help.

📩 [email protected]

📞 028 8775 5880

08/07/2026

🎉🎈A Very Happy 30th Birthday to Catherine! 🎂✨
🎊 We hope that you enjoy your day and celebrations in the lovely sunny weather, from everyone at SCC! ☀️

03/07/2026

When a business is under severe cashflow pressure, accessible, high-cost finance can seem like the only option left.

Short-term business loans from high-cost lenders can however carry significant personal risk. Many come with personal guarantees, which means that if the business fails, the debt does not disappear with it. Directors find themselves personally liable, often for amounts that put their homes and personal finances at serious risk.

We see this pattern regularly. A conversation before that borrowing decision is made can fundamentally change the outcome.

A managed process protects considerably more than an emergency one.

📩 [email protected]

02/07/2026

£764m is a strong result, and the fact that most of it is coming from locally owned SMEs says a lot about the underlying confidence in Northern Ireland's business community right now.

Looking ahead, Invest Northern Ireland highlights that "Geopolitical tensions, trade policy uncertainty, rising operational costs, increased competition, and technological change are set to dominate business decisions for the foreseeable future."

These are exactly the pressures some of our clients are working through right now, and where having the right advisors alongside you makes a real difference.

Every £1 of support helped unlock £6 of investment – supporting businesses to grow, innovate and compete globally.

✅ 2,200+ investments supported
✅ 4,300+ new jobs promoted
✅ £122m invested in innovation and R&D

As we enter the final year of our three-year strategy, we’re building momentum to drive productivity, boost exports and strengthen regional economies.

Read our end-of-year performance and what it means for businesses and the economy.

🔗 https://bit.ly/4vKmVCi

02/07/2026

You never know what opportunities are waiting in the next conversation.

At SCC Chartered Accountants:
➡️ We're trained to spot what others might miss
➡️ Tax options. Cross-border structures. Ways to protect what you've built
➡️ We want to see you as much as possible to help you uncover opportunities within your business
➡️ Our best ideas for your growth come from unscripted meetings, coffee catchups.

We know that when you are a business owner, there's no finish line. There's always something to improve.

That's the SCC mindset.

25/06/2026

Every business is at a different stage. Some are focused on cash flow. Others are thinking about succession, investment or exit.

Seán Cavanagh, Managing Director at SCC, on why understanding where your business sits in its lifecycle is the starting point for everything else.

24/06/2026

Two important payroll deadlines are approaching.

P11D submissions: due 6 July 2026.
PSA agreements: must be in place with HMRC by 5 July 2026.

Both relate to the reporting of employee benefits and expenses for the 2025/26 tax year.

If you provide benefits such as private medical insurance, company cars, director loans, or staff entertaining, you may have reporting obligations.

Missing these deadlines can result in penalties and interest charges.

If you are not sure whether you need to file, or need support getting submissions ready, speak to our payroll team now.

📧 [email protected]
📞 028 8775 5880

19/06/2026

Payroll is one of the most business-critical functions there is. Getting it right means employees are paid accurately, on time and in full compliance with an ever-changing UK and Irish payroll landscape.

SCC has invested significantly in growing its payroll offering and we are proud to introduce the team supporting clients across UK and ROI.

Over the coming weeks, we will be sharing more from the team, insights, updates and a closer look at the people behind the department.

📧 [email protected]
📞 028 8775 5880