Strathayr Financial Services

06/10/2022

A great day raising money for an amazing charity 🏌️ Whiteleys Retreat

A huge thank you to Alan Long and the team at Strathayr Financial Services for choosing Whiteleys Retreat as their partner at their recent Golf Day at St Cuthberts Golf Club. £4896 was raised for Whiteleys Retreat. We greatly appreciate your support 👏🙏 Strathayr Financial Services

13/05/2020

The Child Benefit Tax Trap. Don’t get caught out with an effective tax rate of 59.2%!

Proper financial planning could flip this on its head for 59.2% effective tax relief.....or more!

01/05/2020

News just in on .

The treasury has temporarily reduced the early withdrawal charge for Lifetime ISAs to 20% to help savers through Covid-19.

27/04/2020

We do love our coffee at Strathayr!

As a team of coffee lovers going from one office in Ayr to 9 offices across Ayrshire, we sent out a little thank you to our team as we enter another week of lockdown.

22/04/2020

With us all continuing in lockdown we thought it might be useful to put together some brief info on various aspects of financial planning.

Here is our very own Kevin Owens with the first of a series of insights in the form of .

31/03/2020

Do you have a plan to navigate this tax trap?‬

With the tapered loss of the Personal Allowance for income between £100k and £125k, the effective tax rate on this band of income in Scotland is a staggering 61%.

Although, it could be effective tax relief of 61% if you have the right financial plan in place to make the appropriate pension contributions.

‪ ‬

29/03/2020

We’ve always had the importance of Face To Face Advice at the core of our business.

While our team are working from home, we’ll be rolling out our How-To Guide for Zoom Cloud Meetings.

For clients who would like to meet via the ‘New’ Face To Face.

13/03/2020

Taking a step back and looking at current market volatility from a long-term perspective.....

Plant the tree and be patient. Incredible volatility in financial markets and significant market drops across the globe. The way in which times like ...

11/03/2020

No massive changes to the pensions landscape in today's budget.

An increase of the tapered annual allowance threshold from £110,000 to £200,000 will come into force in April along with a reduction in the minimum annual allowance to £4,000 (previously £10,000).

Tax relief rates on pension contributions remain the same.

09/03/2020

Exactly why it’s all about time in the market, not timing the market.

It is important to ensure your investments are well diversified and structured to meet your personal objectives.

Bank of America said to "avoid panic selling," since stocks' best days usually follow the worst.