DWJ Wealth Management Ltd

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DWJ Wealth Management Ltd We provide tailored wealth management advice to private & corporate clients to help meet their goals.

👉 The compound effect of habits.Habits shape our lives in more ways than we often realise. A small slip here and there c...
14/10/2026

👉 The compound effect of habits.

Habits shape our lives in more ways than we often realise. A small slip here and there can snowball into something bigger. But take heart! The same goes for good habits.

Think about it: those little choices we make daily can lead to meaningful changes over time. Just like watering a plant, consistent care yields growth. 🌱

It’s about being kind to yourself and recognising that progress isn’t always a loud process. Every bit of effort counts, whether it’s reading a page of a book or saving a little extra.

What small habit are you nurturing today?
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Source: https://www.instagram.com/thomasandvisuals

September saw oil prices remain elevated, while government bond yields rose across several major economies. Higher energ...
12/10/2026

September saw oil prices remain elevated, while government bond yields rose across several major economies. Higher energy prices and inflationary pressures have added to concerns around borrowing costs, with central banks taking different approaches to interest rates.

In the UK, attention is turning to the upcoming Budget, while proposed changes to the State Pension triple lock and a new scheme for first-time buyers are also in focus. Elsewhere, political uncertainty in France and rising US Treasury yields have added to pressure in bond markets.

Meanwhile, investment in artificial intelligence continues at pace, with major technology companies competing for investor attention.

Read more: https://www.dwjwealth.co.uk/weekwatch-05-10-2026

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

Tax, pension and related rules can depend on individual circumstances and may change.

This content is for information only and does not constitute financial advice.

09/10/2026

A huge thank you to the wonderful team at Morgan’s Hotel, and especially Kate Bowen, for looking after our clients so beautifully while we were filming. ❤️

And a very special shout-out to Louise Watts, David Bellis and the amazing team at The Welsh House for creating such a beautiful and intimate client dining experience. 🥂✨

For us at DWJ Wealth, supporting local businesses and collaborating with wonderful people is so important.

It’s about more than business — it’s about people, relationships, community and supporting the places we are lucky enough to call home. ❤️

We feel truly blessed to have such lovely clients and to work alongside so many fantastic local businesses who share our values.

A huge thank you to everyone who helped make the day so special.

Now we’re all very excited to see the results of the filming! 🎥

Collaboration ClientExperience PeopleNotPounds Swansea Wales

Its completely normal to feel uncertain about your finances! But having a tailored financial plan can make all the diffe...
09/10/2026

Its completely normal to feel uncertain about your finances! But having a tailored financial plan can make all the difference.

Imagine waking up knowing you have a clear route to your goals. That sense of security allows you to tackle challenges and embrace opportunities with confidence.

How secure do you feel about your financial future?

08/10/2026

What an absolute honour to be back at the Child of Wales Awards again this year. 💙

Every year, this incredible event shines a light on some truly remarkable young people from across Wales, celebrating courage, resilience, kindness, achievement and the difference they make in their communities.

The stories shared throughout the evening were inspiring, emotional and a powerful reminder of the strength and potential of young people. It was a privilege to be part of such a special occasion and to witness so many deserving children and young people being recognised for their achievements.

Huge congratulations to all the finalists and winners, and a heartfelt thank you to everyone involved in creating such a memorable evening. What a fantastic celebration of Wales' young stars. ⭐

A property-rich estate can still face a cashflow problem. Many business owners hold commercial property within their pen...
07/10/2026

A property-rich estate can still face a cashflow problem.

Many business owners hold commercial property within their pensions, often as part of a long-term tax and succession strategy. But from April next year, inheritance tax changes could alter the picture.

Where pension wealth is tied up in property, beneficiaries may face additional complexity around liquidity, estate administration and potential tax liabilities.

If your business premises are held within a pension, now is a good time to reassess whether your plans remain fit for purpose.

DWJ Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group's wealth management products and services, more details of which are set out on the group's website www.sjp.co.uk/products.


James’s Place



SJP Approved: 27/08/2026

Investors saw a perfect storm this week across financial markets. This culminated in US 10-year Treasury yields reaching...
05/10/2026

Investors saw a perfect storm this week across financial markets. This culminated in US 10-year Treasury yields reaching 5.1%, a level last seen during the global financial crisis in 2007. The 30-year Treasury yield rose even further, exceeding its level in 2004.

Government bond yields are climbing as investors demand even more compensation in response to persistent inflation pressures, a resilient economy as well as high energy prices and geopolitical uncertainty. Reinforcing higher US inflation pressures was a data release on the economic health and sentiment across the services and manufacturing sectors.

This showed US business activity during September accelerated to its fastest rate in over five years. While signs of a booming economy would normally be considered as positive for markets, difficulties in sourcing suitable staff and order backlogs are adding to fears of higher pressure on selling prices and therefore inflation in the months to come. This strength in the economy also suggests it is strong enough to absorb another rate hike. It also feeds into the higher for longer narrative regarding interest rates, pushing bond prices, shares and the gold price lower.

Read more: https://www.dwjwealth.co.uk/weekwatch-28-09-2026

What is a Bond?This is the debt of a company or government and acts like an “I owe you”.An investor who buys a bond is i...
02/10/2026

What is a Bond?

This is the debt of a company or government and acts like an “I owe you”.

An investor who buys a bond is in essence lending money to that institution in return for repayment on a specific date, plus regular interest payments. Also known as fixed income.

DWJ Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

The pension rule changes coming in April 2027 are leading many families to revisit their long-term wealth plans. It may ...
30/09/2026

The pension rule changes coming in April 2027 are leading many families to revisit their long-term wealth plans.

It may be time to think about intergenerational wealth planning, gifting strategies, trusts and wider estate structures and family governance.
Good estate planning is about more than minimising tax. It’s about helping wealth pass to the next generation in the way you intend.

If you’d like to explore your options, get in touch.

Trusts are not regulated by the Financial Conduct Authority.

DWJ Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group's wealth management products and services, more details of which are set out on the group's website www.sjp.co.uk/products.



James’s Place

SJP Approved: 27/08/2026

It was a busy week for central bank watchers. First up was the US Federal Reserve’s rate-setting committee, the Federal ...
28/09/2026

It was a busy week for central bank watchers. First up was the US Federal Reserve’s rate-setting committee, the Federal Open Market Committee (FOMC), which on Wednesday voted unanimously to raise US interest rates by 0.25%. This was the first Fed hike in three years. Following this move, shares and bonds rose as investors reacted positively to the implicit message that under new chair Kevin Warsh, the Fed’s priority remains targeting inflation.

Appointed by President Trump, Warsh took over in May 2026. Trump wanted a Fed chair who he hoped would be more amenable to lower interest rates than Warsh’s predecessor, Jerome Powell. Warsh voting for a rate hike demonstrated to financial markets he is not just a 'Trump proxy'.

Read more: https://www.dwjwealth.co.uk/weekwatch-21-09-2026

Address

SA12 Business Centre, , Seaway Parade , Baglan Energy Park
Baglan
SA127BR

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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