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Frances Husband - Financial Adviser at Swann Financial

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Frances Husband - Financial Adviser at Swann Financial

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Frances Husband - Financial Adviser at Swann Financial, Financial planner, 39 South Bar Street, Banbury.

Goals-Based Financial Planning including Retirement Planning, Savings & Investment Planning, Estate & Inheritance Tax Planning, Family & Corporate Protection and Tax Planning.

21/05/2026

Happiness isn't a future goal dependent on wealth; it's a choice made through meaningful moments and enjoying the small things.

You don’t just arrive at happiness.

You don’t just achieve wealth.

You choose to live as someone who already has both.

You’re no longer waiting for the perfect promotion, the surprise windfall, or the validation from others.

Happiness and wealth aren’t a ‘someday’. They are a decision you make with every yes.

Make that an ‘every day’.

01/04/2026

Are you a HENRY? (High Earner, Not Rich Yet) 🤔

Do you have a good income, but you still wonder why you haven't accumulated wealth or feel financially secure yet?

Believe it or not, this is a common phenomenon.

Common reasons you might be a HENRY:

• Lifestyle Creep/Inflation: As income increases, spending often rises in tandem (think bigger house, expensive cars, luxury brands, dining out)
• High Taxes: People in higher tax brackets often find a significant portion of their income goes to taxes, which can impact their ability to build wealth.
• Lack of Long-Term Financial Planning: Without a structured budget and a clear investment strategy, even a high income can be spent without building long-term security.

❌ Don’t be a HENRY ❌

Getting professional advice can support you to help maximise your tax efficiency, whilst putting a long-term financial plan in place tailored to your specific goals and circumstances.

Taxation rules can change at any time and are dependent on individual circumstances.
Swann Financial Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).
SJP Approved 16.05.26

25/02/2026

Fantastic morning on the networking circuit today at Squab Storage Leamington with YouNeek Productions Ltd.

The power of AI in storytelling and all things video production. Thinking of all the things I can do to find an excuse to get some videos done by this fantastic company!

20/02/2026

Money does not equal wealth 💰

Wealth is not accidental and it's far more than just having money. It doesn’t just happen…

Wealth is achieved through deliberate, strategic financial planning to ensure long-term financial security. It does not happen by chance.

It's about taking responsibility, setting clear goals and understanding that it's a gradual process not an overnight event.

If you want your money to start building wealth and security, speaking to a financial adviser can help you take that first step to getting a strong financial plan in place.

Swann Financial Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).
SJP Approved 16/05/2026

05/01/2026

It’s not a race! You don’t need to get everything done in January.

January can bring about new goals, new resolutions and a whole lot of new energy.

It can also bring a feeling of impatience and anxiety, feeling like you need to accomplish everything in a month.

Remember that just starting something is better than not starting at all and you have the whole of 2026 to make a start.

You can catch up, you can start again and you can decide that goal isn’t for you. There are a lot of opportunities ahead.

“Do not wait until the conditions are perfect to begin. Beginning makes the conditions perfect."

09/12/2025

At Christmas I get a bit soppy and can get a bit ‘deep’. For me, the best present is the presence of family.

It won’t always be like this and I’m reminded of this more and more with every year. I’m lucky to still have all my family and so am making the most of creating more memories with each and every one of them ❤️🥂🎄

28/11/2025

What a fantastic surprise to receive this in the post from St. James's Place Financial Adviser Academy this morning 📜🌟

24/11/2025

Christmas Gifts for Children in Foster Care 🎁

Myself and the team at Swann Financial have teamed up with The Oxfordshire Foster Care Association to support and offer some Christmas cheer to young people going into foster care over the holidays.

Going into foster care is difficult for a child at any point in their life, but it is particularly distressing over the holidays.

Attached is a wish list of items that can make this transition a bit better for young people and their new carers. We are focusing our attention on teens going into care as they are the ones most overlooked when people make donations.

Of course, ANY gift donations are welcome, but the list is a guide given to us directly by the association.

If you would like to help support our cause and donate a gift, please drop me a message and I can arrange a collection/drop off. Donations to be received by Sunday 7th December.

Thank you in advance for your support.🙏🏼

30/09/2025

As a professional, I love a good metric. So, here's one for you: my weight ⚖️

📈 If you look at this number over time, it's a series of peaks and valleys. A classic volatile stock, if you will.

✌️💪But my energy levels, mental clarity, and overall well-being? That's a different graph entirely.

🥰A steady, upward trend built from joyful movement, good relationships and nourishing my body, not policing it.

The takeaway?

The most important data points are not always the most obvious. And if you’re still basing a person’s worth on a number, your analytics are outdated 👎👋

23/09/2025

A day in the life of me hard at work…

Ok Ok so not every day is like this, but today was an awesome day.

I’ve been onsite at a company offering a financial wellbeing clinic to its employees. In between meetings I’ve had the pleasure of being treated to lunch and a nosey round their farm shop.

What a treat! I will be back… VERY soon! 🍸 🍯

Address

39 South Bar Street
Banbury
OX169AE

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+447768311630

Website

https://www.swannfinancial.co.uk/partner/franceshusband

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