HJP Chartered Accountants - Xero Gold Partners

HJP Chartered Accountants - Xero Gold Partners Helping independent businesses achieve their goals. Gold Xero Partners. Forward Thinking Chartered Accountants with over 30 years’ experience.

Why can't my accountant give me pensions advice? 🤷‍♀️ How frustrating is it that your trusted accountant can't deal with...
21/07/2026

Why can't my accountant give me pensions advice? 🤷‍♀️ How frustrating is it that your trusted accountant can't deal with all your money issues, especially pensions and investments? Sadly, accountants are just not qualified to do this. 😬

On the flipside your Independent Financial Advisor (IFA) can't help you with tax planning either. 🙄

Often you can feel like a ping-pong ball going between the two of us. 🏓

At HJP we hate this ping-pong game too. 🙃 It delays decisions and makes planning more difficult than it needs to be.

Our solution? Easy! 😉 Get us and your IFA in the same room. That way you can ask all your questions and get all your answers in one session. 🎉 It may not be the most exciting meeting you will ever have, but it will be efficient. 👏

If either your accountant or your IFA resists this collaborative approach, then look for new advisors, ones who will play nicely together and have your best interests at heart.

This sharing knowledge approach is one of HJP's key values; we are always open, honest and ready to listen. 🤍

We make things personal. 🤗 By seeing everyone as an individual, we find new and better ways of working to better understand our clients and do better business.

Planning a getaway? Why telling your accountant matters.📢When you are looking forward to an upcoming holiday, it is a go...
16/07/2026

Planning a getaway? Why telling your accountant matters.📢

When you are looking forward to an upcoming holiday, it is a good idea to keep us in the loop about your plans. 🏖️

If you let us know you are away, we can ensure that your financial affairs continue to run smoothly. If there are any tax deadlines or regulatory requirements during your holiday, we can make sure everything is done beforehand, filed correctly and on time, helping you avoid penalties.

It also means that we will not email you so you don't see us 'pop up' in your inbox and wonder if it is urgent.

In this world where we are expected to be so much more available to our team, customers and suppliers, it is even more important that when we do take a holiday, we do get to switch off 🏝 😎

"The responsibility of a business owner is to create jobs, not do the jobs." - Mike MichalowiczThis comes from Michalow...
14/07/2026

"The responsibility of a business owner is to create jobs, not do the jobs." - Mike Michalowicz

This comes from Michalowicz's book 'Clockwork' ⏱ and is a really up to date take on working on your business - not in it. If your business does not operate without you, at least some of the time, then you have job rather than a business. 💁‍♀️ For some sole-traders this is exactly what they want and what they planned but if you want your business to grow 🌱 then you need to master the art of delegation.

This is scary stuff for business owners who often put off hiring their first employee until the business can afford it. As we know the container dictates the consumption so you might get to a self-created wall that seems just too high to scale. 🤦‍♀️

Mike's advice on this is to draw on principles from another of his books, 'Profit First' 💸 and put money aside to cover the cost of the new hire before you make the hire. You will adjust to this reduced funds, and in 3 months you will then have proved that you can manage. 💪 You have also created a buffer so that when employee number 1 arrives you are not panicking that they have not yet produced revenue on day 2. 😌

He also suggests that you can start small. Look for one small task that you can give to another person and use a part time resource or virtual assistant. 💡 This will also help shift your mindset.

"Delegation is the ultimate empowerment of your team." 💪
(©2024 Mike Michalowicz)

If you don't know how to begin to work with a virtual assistant then we can recommend another great book 'How to Work with a Virtual Assistant' from Kathy Soulsby -(https://www.personallyvirtual.co.uk/books/)

Many of these words are direct from the authors, so if they resonate - read or their books and share with us the nuggets of gold you find in them. 🤗

09/07/2026

We love your words so much... we put them on the walls 🪜❤️

🎉 Huge congratulations to Lina on passing her MAAT exam!All her hard work and dedication have paid off, and she's now a ...
09/07/2026

🎉 Huge congratulations to Lina on passing her MAAT exam!

All her hard work and dedication have paid off, and she's now a fully qualified member of the Association of Accounting Technicians. This is a fantastic achievement and a real milestone in her career.

We're so proud of you, Lina - well deserved! 👏

If you have a limited company, do you know what type of donations will reduce your Corporation Tax bill? If not read on....
09/07/2026

If you have a limited company, do you know what type of donations will reduce your Corporation Tax bill? If not read on. 💡

✅ To qualify for Corporation Tax relief, donations must be made to a registered charity and be true charitable donations (no benefit received in return).

Sadly, if you 'donate' money in return for your goods or services, that doesn’t count unless that money buys good and services for your business. Charity auctions might be caught here. 🚫

(Business expenses which are 'not allowable' mean they are not deducted from your profit amount before those taxes are calculated, even if the money has been spent.)

💰 Sponsorship payments, where the charity provides business promotion in return (e.g. displaying your logo, linking to your site), are not considered charitable donations. However, these may still business expenses and get a tax reduction if the reason is for promoting and marketing your business.

Make sure your donations are structured correctly - a generous gesture can also be tax efficient when done right! 💼

Thinking of giving back through your business? 💌

You can support a great cause and stay tax efficient at the same time. 🧾✨

Do you know the differences between doing business as a Sole Traders or a Ltd Companies? 🤔If not, here are the highlight...
07/07/2026

Do you know the differences between doing business as a Sole Traders or a Ltd Companies? 🤔

If not, here are the highlights! 🙂

For many small businesses, starting as a Sole Trader 🌱 and transitioning to a Ltd company later🌳 is a common route.

However, if you’re already aware of the potential growth of your business 📈and need liability protection or more tax flexibility, incorporating early might be the best option.

Always consult with an accountant or financial advisor to assess your specific situation as this is one of the most important set-up decisions you need to make.

⚠️ Xero is changing its pricing from September. From 1st September 2026, the monthly retail price of Xero Business Editi...
06/07/2026

⚠️ Xero is changing its pricing from September.

From 1st September 2026, the monthly retail price of Xero Business Edition plans in the UK is changing.

• Ignite: £18 per month
• Grow: £39 per month
• Comprehensive: £55 per month
• Ultimate: £70 per month

Our advice? ✨ Check which plan you are on and make sure this is still right for the needs of your business. 👌

At HJP we are always open, honest and ready to share with clients what we think they need to know. 🤍 Xero may have already highlighted their price changes to you by email. But in case you hadn't seen it yet... We are bringing it to your attention.

We are always here to answer any questions you may have, whether it's about Xero or something else.

Do get in touch 👉 [email protected]

Our July News is here! 🌻We bring you July's top accountancy, tax, and business news. 🙏This month we have: 🤍 Mortgage cos...
02/07/2026

Our July News is here! 🌻

We bring you July's top accountancy, tax, and business news. 🙏

This month we have:

🤍 Mortgage costs squeeze homebuyers
🤍 Temp hiring rises as confidence dips
🤍 Retirement savings gap widens
🤍 Construction sector under pressure
🤍 Guaranteed hours plans move forward

To read all our July news, just visit our website:
👉 https://www.hjpchartered.com/insider-news-july-2026/

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Tax returns are not usually a favourite task (except for us - we love them 😍) so when you hear the deadline is 31 Januar...
02/07/2026

Tax returns are not usually a favourite task (except for us - we love them 😍) so when you hear the deadline is 31 January next year they can often go on the 'To-do later' list.

However, there are great reasons to get your return done early:

💡 You then have certainty about what tax you owe
💡 You can plan your tax affairs rather than being in the dark
💡 You have more time to set aside the money needed
💡 You get it off your 'To-do' list

But did you know that if you get your return done well before the 31 July payment is due then, if the payment is more than needed, HMRC will reduce it? ✨ That saves waiting to get overpaid tax back.

(Don't worry your July 2026 payment will not be increased by you doing this.)

Other side effects are:

⭐ You will feel relieved and also super smug
⭐ HJP will be proud of you

Can you think of other reasons for getting that tax return done and off your list?

Address

1st Floor, Northbridge Road
Berkhamsted
HP41

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

01442 872878

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