AFH wealth management Bishop's Stortford - Independent Financial Advisor

27/10/2023

Our “Office Two Day Coffee Morning” for Macmillan Cancer Support took place last week on Thursday 28th and Friday 29th September.

Alongside our Coffee Morning, we also ran a Raffle.

We were extremely lucky to be given some wonderful prizes from some very generous local businesses, which ensured the raffle was very well supported.

In all, from the coffee morning, raffle, plus Matched Funding from the Directors of Enable FLP we raised an amazing total of £590.20 for Macmillan Cancer Support charity.

Our sincere thanks go out to:

PizzaExpress
Zara Indian Dining
The Stock Florist
Roni's Restaurant
Dogs Head - Bishops Stortford
Côte Brasserie
COOK
Adnams Bishop's Stortford

Coffee Morning co-ordinators Sue & Jane

04/08/2023

🏦Yesterday, the Bank of England made the move to increase the base rate to 5.25%
📈 This decision, aimed at tackling inflation, impacts us all, especially those with mortgages.
😕 Monthly payments could rise for many, particularly those with variable rate mortgages 🏡 However, it's essential to note that not all mortgages will be affected automatically. For peace of mind, consider contacting your lender or a broker to assess your situation 👩🏼‍💻
😊 No need to fret if you're on a fixed-rate mortgage that’s not due for renewal in the next 6 months, your rate remains secure.
📱 Reach out to our team today to explore your options, discuss your mortgage, or start the remortgage process.
We're here to help you navigate through the base rate increase and make informed decisions for your financial future.
Personal, Friendly, Open & Honest Advice -Proud to be fully independent.
Our clients are the focus of everything we do. We are passionate about helping them achieve their goals and our aim is to make them feel financially secure.
Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.
https://enableflp.co.uk/contact-enable-flp/
01279 755950.

04/08/2023

We do everything we can to help our clients no matter the time or place 😄
Thank you for this review on Ian & Tom, Yousef - we really appreciate it and we're glad we could help! 🥳

We all know what Ian will be doing tonight as a special treat! The question is will he share?!
https://enableflp.co.uk/contact-enable-flp/
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

24/07/2023

Don't be a would be buyer when you can be a first time buyer with us!
Sitting and waiting for house prices to go down, or rates to drop or to win big on the lottery isn't going to make you a homeowner ❌
Speaking to us could though!
With options such as 5% deposit, assistance from new home schemes and shared ownership, plus the new 100% mortgage scheme 🤩
There are paths to homeownership available, let us guide you through them 🛣️

Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.

12/07/2023

Making an overpayment could reduce your monthly payments, or your term, or could open other doors with different remortgage options for you 🚪
However, overpayments are usually paid for using savings, which could be used in the future. Or they may have a better use, such as paying off other debts, paying for certain bills annually rather than monthly or even for a rainy day ☔️
Before you make any overpayments, let's talk 💬
Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.

11/07/2023

Tuesday Testimonial ⭐️⭐️⭐️⭐️⭐️
We strive on going above and beyond for all our customers!⚡
Don't just take our word for it!
Another lovely review from one of our clients who we helped get on to the mortgage ladder🤩🏡👨‍👩‍👧

We love what we do and it is so nice to hear that our clients do too!

The Enable Independent Team are here for you, whatever your mortgage journey might look like.

Thank you for sharing your reviews with us. It means the world to know how we are helping you, and reviews like this also help others see that they are not alone.

Another five-star review for the collection ⭐️⭐️⭐️⭐️⭐️ well done Ellen!

05/07/2023

Happy 75th birthday, NHS 🎂🎈

Let's join together and raise a cheer and thank everyone who works as NHS health and care staff - past, present or future. 🥰 Tag or mention your loved ones, and help show our appreciation for our amazing NHS! Thanks so much to all the staff members and volunteers who work tirelessly to support the people of the UK every day.
Here's to 75 years of care, compassion, resilience, and unwavering dedication!
💙Thank you for everything you do for us.💙

03/07/2023

⭐⭐⭐⭐⭐
Another 5 star review for our Mortgage and Protection Adviser Ian Medway!
If you would like to book in with one of our advisers for a mortgage appointment or just get some initial advice, contact us by:
📞 01279 755950
📲 Message the Page
💻 https://enableflp.co.uk/contact-enable-flp/
Your home may be repossessed if you do not keep up repayments on your mortgage.

22/06/2023

📢 The Bank of England have just announced another increase to it’s Base Rate as expected, from 4.5% to 5% 🏦💼

Earlier today, one of our lovely clients reached out to me, sharing their story of rising mortgage costs. Brace yourselves, because their monthly payments are set to shoot up by a staggering £440 if they switch to the next cheapest fixed rate available. And guess what? This increase isn't even due to transitioning to the lender's standard variable rate! 😱

Now, I know what you're thinking, "What can we do in this situation?" Believe me, it's the most common question we get asked. So here's the deal: we're doing everything we can to assist and protect your pockets. Here are a few strategies we're exploring:
1️⃣ Consolidating unsecured debts: By consolidating your debts, we aim to create more room in your budget, making it more affordable for you.
2️⃣ Extending the mortgage term: Stretching out the mortgage term can help ease the burden by reducing your monthly payments.
3️⃣ Exploring alternative lenders: Sometimes, switching to a different lender can offer better rates and repayment options, potentially saving you some serious cash.
4️⃣ Considering alternative repayment vehicles: In more severe cases, we're even looking into alternative repayment options, such as Interest Only or Part & Part, to help alleviate the financial strain.

Rest assured, we're here for you and we're committed to protecting your financial well-being ✨ If you have any concerns or need assistance, don't hesitate to reach out. Together, we'll navigate these challenging times and safeguard your financial future. 💪💰

Check when your fixed rate is ending and talk to me today 🔍💡 did you know you can secure a new rate 6 months ahead of your existing deal ending.

❌ YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE ❌

22/06/2023

Stuck for a gift? Let's support local...with the fabulous Discover Stortford Gift card x

✅🌟The gift of choice🌟✅ As the end of the school year approaches, why not club together with fellow parents and give your teacher a Discover Stortford Gift Card?

Accepted in 35+ businesses in town with more signing up every day.

Halo Beauty Sanctuary Adnams Bishop's Stortford Waterstones Bishop's Stortford Plants Express on Riverside Walk ProCook on South Street Heads You Win Salon Sainsbury's in Jackson Square Hotel Chocolat on Potter Street and Fashion Flooring & Interiors are amongst those taking the gift card, plus various cafes, bars and restaurants too!

Pop into the Tourist Information Centre in Market Square to pick up a gift card or buy one online.

For everything you need to know, including a full list of participating businesses, visit www.discoverstortford.co.uk/gift-card/