Mortgages For You Ltd

20/08/2026

🏠 Are landlords really leaving the market? These latest figures tell an interesting story…

New research shows that rental stock across England has actually increased by 7.4% over the past 12 months, rising from around 114,000 available properties to more than 122,000.

And in some areas the growth has been significant:

📍 Tyne & Wear: +86.6%
📍 Greater Manchester: +28.4%
📍 Somerset: +20.4%
📍 Northumberland: +19%

Of course, rental stock varies enormously from one area to another, and these figures don’t mean every landlord is expanding.

But they do challenge the idea that property investors have simply disappeared.

We’re still speaking to investors who are buying their first rental property, adding another property to an existing portfolio, restructuring borrowing and planning their next acquisition.

And that’s an important point.

Successful property investment isn’t simply about asking:

❌ “Is buy-to-let still worth it?”

It’s about asking:

✅ Where does the opportunity exist?
✅ What does the rental demand look like locally?
✅ Does the property stack up financially?
✅ How should the purchase be structured?
✅ What borrowing options could help you grow again afterwards?

The national picture only tells part of the story. Property investment is increasingly about understanding individual local markets and having the right funding strategy behind you.

That’s exactly where we help.

Whether you’re buying your first investment property or building a larger portfolio, we can help you explore the mortgage options available and structure your borrowing with your longer-term plans in mind.

🔗 Article: The Intermediary – “Rental stock up 7.4% across England, Propoly finds”

03/08/2026

Some of our newest homeowner clients who recently received the keys to their new home 🏠 🥂

05/06/2026

🏡🎉 Today marks a huge milestone for our business 🎉🏡

After 7 incredible years of helping clients secure mortgages and achieve their property goals, we are proud to announce the completion of our FIRST EVER £1 million+ mortgage 🔥

Our client has successfully completed on their stunning new home purchase at just under £1.2 million 💎🏠 with a loan size of just under £1.1 million 💷📈

This isn’t just a milestone transaction, it represents the next stage of growth for our company and reflects the progress we’ve made expanding into the London market over recent years 📍🏙️

Breaking into this level of lending is something we’ve worked incredibly hard towards 💪 and it’s a proud moment to see our expertise now trusted on larger, more complex cases at the very top end of the market 🚀📊

Most importantly, we’re delighted for our client on the purchase of an amazing home 🥂🔑 and grateful they chose us to guide them through the process 🤝

Here’s to many more milestones ahead 📈✨

19/05/2026

Another fantastic week helping our clients move forward with their property goals 🏡📈

✅ Mortgage Offer secured for a first-time buyer couple purchasing their very first home together.

✅ Another first-time buyer couple also received their mortgage offer this week — always great to help clients take that exciting first step onto the property ladder.

✅ We secured a Consumer Buy to Let remortgage for one of our clients who is converting her previous residence into a buy to let property. As part of the remortgage, we helped raise £30,000 capital so she can begin building her own property portfolio with us whilst increasing her income through rental returns.

✅ Another successful remortgage offer for one of our investor clients who we’ve been helping build a portfolio for. Since September alone, he’s added 3 properties and we’ve now secured a remortgage to exit his bridging finance whilst releasing £31,000 for his next purchase — officially taking him towards becoming a Portfolio Landlord. Even better, we secured an excellent 2-year fixed rate at just 3.39% 🔥

And to finish the week off…

🎉 One of our client couples completed on their residential remortgage where we helped raise £50,000 to purchase their very first Buy to Let property through their newly formed Limited Company. Their offer has already been accepted and we’re now moving straight into the mortgage application process.

Whether you’re buying your first home, remortgaging, raising capital, or building a property portfolio — we’re here to help guide you through every step.

📩 Get in touch if you’d like to discuss your options.

27/04/2026

🚀 Another Strong Week – Mortgage Offers Secured! 🚀

It’s been a busy week helping a range of clients move closer to their property goals 👇

🏗️ London Investor – Bridging Case

We’ve supported one of our London-based clients by re-bridging their existing loan following renovations:

✔️ Property value increased by over £130,000 in just 12 months

✔️ Releasing £60,000+ for further portfolio expansion

✔️ Secured a further 12-month term to allow cladding improvements, putting them in a stronger position to access the full market later

🏡 First-Time Buyers – Offer in 5 Days!
A great result for a couple buying their first home together:

✔️ Mortgage offer secured in just 5 working days

✔️ Smooth process getting them one step closer to completion

📈 Buy-to-Let Investor – Capital Raise
For another investor with a deal ending soon:

✔️ Remortgage arranged with £25,000 capital raise

✔️ Funds to support further portfolio growth

🔄 Rate Switch – Staying Ahead
A couple approaching the end of their current deal:

✔️ New mortgage offer secured to avoid reverting onto a higher rate

✅ All cases – Mortgage offers secured
✅ A range of lenders used to suit each client’s needs
✅ Every client moving one step closer to their goal

Whether you’re investing, buying your first home, or reviewing your current deal — getting the right advice early can make all the difference.

17/04/2026

Another great result for one of our property investor clients 👏

This was his second project — a property purchased at auction where we negotiated the agreed price down to £385,000, despite it previously selling for £425,000.

After a full renovation and around £65,000 invested into improvements, the property has now been valued at £525,000.

The best part? Our client owns his own building company, so he completed all of the refurbishment work himself- keeping control of costs and adding serious value through experience and hard work.

We’re now arranging the remortgage to repay the existing bridging loan and release over £100,000 in equity, giving him the funds to move straight onto the next investment project.

This is a model we are facilitating for a lot of our experienced investors at the moment:

✅ Buy well
✅ Add value
✅ Refinance
✅ Reinvest

If you’re looking at auction purchases, bridging finance, refurb projects or scaling your portfolio, then this is our bread and butter.

11/04/2026

An unbelievable achievement from everyone involved at the club!

Massive congratulations Boston Town Football Club!

We’re very proud to involved with the club and will be for many years to come 🤝

YOUR 25/26 UNITED COUNTIES LEAGUE PREMIER NORTH CHAMPIONS! 🤩

11/04/2026

A massive good luck to Boston Town Football Club today! ⚽️

📣 𝗣𝗘𝗢𝗣𝗟𝗘 𝗢𝗙 𝗕𝗢𝗦𝗧𝗢𝗡

We need you.

One game to go.
Win it, and we are champions.

This Saturday, at home, with everything on the line.

Get down, bring the noise and be that extra push the lads need.

Let’s do this together. 💙

07/04/2026

One more game to win the league ⚽️

Come support Boston Town Football Club at the Mortgages For You Stadium this Saturday 👊🏻

Following a spectacular 4-0 win against Skegness Town AFC, Boston Town Football Club are one win away from being crowned league champions for the first time in a quarter of a century.

Read the full match report by Simon Ashberry from the Mortgages For You Ltd stadium.